ya.teruk.I only go for simple FD promo.

Some good point in the article especially the part where the CEO & Senior Managers earning 500k+ p.a didn't have any other significant investment / saving than EPF

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give ~ William A. Ward

Any idea if walk into PERWIRA AFFIN bank to open the FD ac, need introducer? If have no existing ac with them.

2.75% (rm1375) for the 150k from 1st Apr to 31st Jul (4months) then 1.10% (rm550) for the 150k will be paid end of the promo? thanks.

There is a 1 month fund withholding conditions after the campaign period and this requirement will effectively reduced your effective rate to 3.63%. Also, your base line must be zero balance.

good one iff only more people listen.some people sure can use "Before you write, think" "Before you criticize, wait."

Sometimes can't blame them as their work required them to focus fully and thus no spare time to learn to invest. I have been wanting to try invest in more aggressive investment such as equity but don't have enough time to study the market

if don't have time to "monitor" & study the market, can invest in UT first. If u bumi can invest in ASB. After that slowly move to equities & forex when you're ready. Not everyone can learn the market overnight, need some time & experience. in learning process, we may lose some money.

yup that is what i have been doing. But UT earnings is too low and slow for my taste. I'm not bumi so ASB is out of question. Sometime I think I should just don't think so much and go step into right in I'm not a high risk taker

I did not need an introducer when I opened my first FD at Affin Bank previously without having any other account there.

Yes, as pointed out by davinz18, UT is a good start for busy executive. You can also explore PMA as I shared here at post #31.
It's designed for ppl who want to invest in stock market but have no time/skill/confidence/interest in doing it.
Btw, just in case you doubted, I am not the agent, but started investing into this early this month. Just for sharing.
Bear in mind low risk low return, high risk high return. You need to balance it with your own risk appetite.
In my opinion, one should not "...just don't think so much and go step into right in...", one will get burnt in no time and don't know why failed. Just my 2 cents.

hmm that PMA sounds ideal for working people like me. Where can I get more information about it on how does it work?

Thanks. Sligtly better than Affin/OCBC 3.6%

recently want move FD 50k for 1 years term renew,any pidm protect bank suggest with nice offer?uob want earnmark 8% so no so worth,so plan to move out.Please advise.Thanks!

Affin Bank 12mth @ 3.6%

if No PIDM Bank Rakyat @ 3.9%

Guys, need your help here about mach hl fd.

I put in 1k into fd promo@3.7% for 6 months. I realised that the fd interest credited into my account is different.

1st time: 3.14
2nd month: 2.84

I use compound interest calculator and I just can't get these two figures. Anyone can help?
Thanks.

Should be 2 months of fund withholding as in T&C item20:

20. Eligible customers must also maintain their account balances in the participating account(s)
as of 31 st July 2014 until the date of interest/dividend crediting i.e. 30th September 2014

You can find out more details and contact them directly here.
SC 3%.

1st month is January 31 days, 2nd month is February 28 days.