OO .. for MBB will it work if i don't have savings account ? =/ I have maybank2u coz i have CC with them but no savings/current account ... probably cannot right =/

Thinking to place Am Bank 4.12% FD for 3 years, but heard many rumors
OPR will rise to 3.25% or 3.5% soon due to inflation..?

I cannot decide if I should take this 3 years gamble for 4.12%..? 

Just deposited RM 1K into KWSP during last month..

Can somebody log in www.mbsb.com.my ?
This is another bad news from BR.. 
Then will you lose 3 or 4 days days interest..?

check the words
"Conventional Fixed Deposit" at
http://www.ambankgroup.com/en/Promotions/D...FD36m2013-.aspx
against the listing of "Products eligible for protection by PIDM" at
http://www.ambankgroup.com/en/Personal/Dep...rWebpageEng.pdf
contact them to thru livechat, email or phone in to confirm
http://www.ambankgroup.com/en/Personal/Dep...Pages/PIDM.aspx

Which BR branch did you go to, which state ?

For auto renewal, it will go to the current board rate, not even nego rate. For my FD in BR, I used online account to check, auto renew will just go to board rate.

You better check again or use online account to see the interest rate for related FD. 

Better listen to this old goat regarding BR. 

One of my FD reached maturity in the middle of November 2013 and was renewed with new cert at 4.20% pa. It would be a good idea to check online on your FD renewal as suggested.

Sorry but cannot check online. Only way is to request for new cert or ask them to scribble on old cert. Do not and I repeat do not trust totally unwritten assurances. Make double sure or dont quarrel later on maturity. 

Normally for conventional FD including those on promotional or nego rates, on renewal it will fall back to board rate. I have seem before some bank clauses ( not BR) explicitly mentioning it.

You are right. I checked and the interest rate is not shown in online account. I used to check based on the monthly interest paid out to verify the FD rate for renewed cert. 

But as Magika pointed out, all the verbal confirmation does not mean anything. Your safest bet is to get a printed FD cert. I know what you have said, but this seemed a bit unusual.

I have talked to BR ABM before and renewal will be at board rate. I confirmed that on those renewed FD and they are just getting board rate not the higher rate I got before !! They have changed some rules regarding amount entitled for nego rate.

Good luck !! 

This is the only cost right?

Card Issuance / Annual Fee      RM8.00 per card

If already a Money Box Deposit Accountholder, Cheque placement can be done at HLBank Branches for this Mach's FD promo?

i think different can't do it, last time promo can do online not sure about this round. Let me try it tomorrow

Better to go to the branch to do cheque placement then to go thru Money Box as you will earn extra 2-3 days interest instead of waiting for cheque to clear.

https://www.machbyhongleongbank.com/frequen...h-fixed-deposit

The cut-off time for depositing of cheques will be at 4.00 p.m. Cheque placements after the cut-off time and during weekends and public holidays will only take effect the next business day.

3.7% wei, it's really good enough considering how low the rates have been the past many months.
Makes me wonder...maybe other banks are coming out with higher rates this year? *wishful thinking*

MACH open until 10pm lei!

Renew BR FD from 1 year to 2 year can still receive gifts? I thought FD renewal won't entitled us to any gifts. Did you top-up your matured FD for that 2-year placement?

This is the 3rd time I am very pissed off with BR for their lousy service...

I requested BR to make monthly interest payment from my 1 year FD to my saving account,
but they did not do it the 3rd time. I called them just now, then BR deposited my first month interest into my saving account within 2 hours, I checked this via iRakyat.

When I placed this 1 year FD last year December, I already mentioned twice to BR to make monthly interest payment to my BR saving account. Why I mentioned twice because when I placed my 5 years FD with BR couple years ago (first case), they also "forgot" to deposit monthly interest, but they rectified it immediately after I complained.

Then 2nd case, when I placed my 3 month FD during last year September, they also did not deposit
monthly interest, but I did not complain because I was thinking it was only a 3 months FD, I could
tolerate without monthly interest for 3 months.

This time (3rd case), I even more frustrated when BR asked me to call and remind them every month to deposit monthly interest to my saving account, because they have to do manually this time. I guess they missed the "timing" to set their system to auto pay monthly interest.

They also asked me to collect sarung ampao from them when I have time, they think I have a lot of free time to go there just to collect sarung ampao.  .? If hamper then I will go la...

Did you place your FD online? Meaning, we don't have to go to the branch?

EVERYTHING in the comfort of my home

Those of us who chase after Fixed Deposit Promotions to earn more in interest will end up having many accounts with several banks. And the other benefit besides earning a little bit extra FREE pocket money playing musical chair FD is that we get the opportunity to obtain different designs of Chinese New Year red packets.

Those of you who have time to waste - click here to read my article Year Of The Horse Chinese New Year Red Packets - Ang Pow Lai Lai Lai and get to see Ang Pows from Alliance Privilege Banking, Citibank Citigold, Hong Leong Bank Priority Banking, RHB Premier Banking and UOB Privilege Banking. Edited - added OCBC Premier Banking Ang Pow.

I'll be flying off soon, so I would like to take this opportunity to which all my Bros who are celebrating CNY -

Happy Chinese New Year 2014. May the year of the horse bless you with abundant wealth, good fortune, endless happiness and excellent health.

On the surface it appears attractive. But then in their website, it mentioned 80/20 of FD/SA tie up. So less attractive already.

Somehow I am kind of not "attracted" to MBSB as compared to BR. Both are not PIDM protected. Anyone with MBSB ?

I don't think so lah... maybe the branch manager woman like "leng chai" matured old man leh....? 

You also got hamper from BR ma.. 

------------------------------------------------------------------------------

Hamper from BR  ---->  [attachmentid=3831357]

What inside the BR hamper  ---->  [attachmentid=3831362]
(1) One box of Marsh Mallow Candy (soft cotton type)
(2) One box of Wafer Rolls biscuit
(3) One box of Gustoso Hyperball snack
(4) 3 bottles of Fish Essence drink
(5) One bottle of Valentino Sparking Red Grape drink (product of Belgium)

I noticed this BR hamper was packed in late September 2013, because they put
Sing Chew Jit Poh newspaper which dated 21 Sept 2013 as cushion on the bottom
of the orange color hamper basket.

------------------------------------------------------------------------------

Hamper form RHB Bank ---> [attachmentid=3831377]

What inside the RHB hamper ---> [attachmentid=3831378]
(1) One box of Lychee black tea leaf
(2) One set of chopstick
(3) 2 bottles of Bird's Nest drink
(4) Some small pieces of chocolate with gold color wrapping

                ---------- end of hampers report ------------

Ha ha, Should be "leng chai" matured young man !!!! 

Have not receive the BR's hamper. But based on last year's one, not very high expectation on the hampers. 

Believe there are lots of people getting it but keeping quiet about it. 

I twisted BR's ABM's arm and able to get nego rate for <100k. So it seems that BR's rate is always negotiable. Depends on who you talk to in the branch. 

But it may be a one time off event ........................