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 Fixed Deposit Rates in Malaysia V5

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iloveusms
post Nov 20 2013, 10:31 PM

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hi anyone know the latest promotion rate for UOB 12 month FD rate?


iloveusms
post Nov 21 2013, 08:37 PM

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QUOTE(munkeyflo @ Nov 21 2013, 01:27 PM)
This was what I posted early this month. Then it was the 'latest promo rate'.
3-months at 3.4% (95% in FD, 5% in CASA or can try negotiate to put one lump sum of 10k in CASA if amount of large)
12-months at 3.55%
13-months at 3.65%
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yes,Thanks! you are right,visit uob today and this promotion until end of november. smile.gif
iloveusms
post Mar 19 2014, 03:45 PM

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hi,i got a question for FD maturity date. may i know public bank if i place my FD on 1 FEB,so can i withdraw on 1 March?or need just withdraw on 2 March just can get the interest? cause currently i am placing my FD with RHB bank and the interest only credit on next day of maturity date(mean lost 1 day every month),for maybank i can see them credit the interest on the maturity date,so i hope to know how about public bank.Thanks!


iloveusms
post Mar 19 2014, 04:51 PM

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QUOTE(aeiou228 @ Mar 19 2014, 04:43 PM)
When a FD maturity date is stated as 1 march, then you can uplift the FD on 1 March itself together with interest regardless of any Bank.
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thanks for reply,but according view to my rhb account,rhb only credit the interest on the next day of date maturity.so abit confuse,maybank credit on the maturity day.Thanks!


iloveusms
post Mar 19 2014, 05:38 PM

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QUOTE(aeiou228 @ Mar 19 2014, 05:07 PM)
Was it a FD renewal ? If FD renewal, interest must be credited on maturity date.
I guess yours is crediting of FD interest to your CASA.
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it's FD renewal and the interest not credit into CASA,the interest add in to the FD principal on the next day of maturity date. smile.gif
iloveusms
post Mar 20 2014, 11:39 PM

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yes,coz i view my account every maturity day and they only credit for me on next day,anyway,i email RHB to ask today they said can withdraw on maturity date,but when i ask why the interest just credit on next day still no answer,i am worry if i go to withdraw the FD on maturity date the officer will penalty my interest.. = =! smile.gif


iloveusms
post Mar 20 2014, 11:40 PM

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QUOTE(aeiou228 @ Mar 19 2014, 05:46 PM)
Seriously ? In this case, RHB bank is short changing all its FD customers 1 day interest liao. You very sure ar ?
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yes,coz i view my account every maturity day and they only credit for me on next day,anyway,i email RHB to ask today they said can withdraw on maturity date,but when i ask why the interest just credit on next day still no answer,i am worry if i go to withdraw the FD on maturity date the officer will penalty my interest.. = =! smile.gif

iloveusms
post Mar 23 2014, 10:04 PM

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recently want move FD 50k for 1 years term renew,any pidm protect bank suggest with nice offer?uob want earnmark 8% so no so worth,so plan to move out.Please advise.Thanks!



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