u took out cash and deposit as 'fresh fund'?

blardy OCBC always very slow 1

Ya, GIRO out and gave them a postdated cheque and sign all necessary forms.

I know right? OCBC damn slow wan. Have to always tell them I'm rushing for time then they will speed up a bit.

Yalor no gifts.
But oklar, 3.6% for 6 months. I prefer 6 months to 12 months

Wao after seeing this thread I only know HLB offer seriously low package. Just deposited 30k for 6mths and the rate is only 2.95%

Bankers cheque validity up to 6months rite?

brother usual cimb / maybank online fd 1 months also 3% lo

This post has been edited by bearbear: Mar 6 2014, 05:25 PM

Citibank worst, 1 month FD 2.8% only.

Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.00 percent
http://www.bnm.gov.my/index.php?ch=en_pres...ac=2970&lang=en

Any chance of it going down?

Very low chance of going down, but there's might be some hike, when I don't know.
For now looks like rate are maintain

Ya, hard to predict. Some say maybe Q3 onwards.

Can la, your cincai ideas are always useable..

Ha..ha.. 100% agree, Baa Baa Black Sheep ..very funny..

Wah.. .. you are qualified to join CIA or KGB directly without needing to taking the test and training.. Very Steady..

This can be done also just like what The Guy did, but provided if we have one member who has a good relationship with the bank, and all members will show-up on time with the correct amount of money.

gchowyh has a good point about this issue..

This post has been edited by BoomChaCha: Mar 6 2014, 09:34 PM

Wasai, don't pull my leg lah. Saturday Night Fever Boom Boom Boom .................

this is interesting!

any website link? so far i dug out this http://www.ocbc.com.my/personal-banking/Ac...etail.html?id=6

no 3.6% pa for 6 months tenure.


*edit: what happen after maturity? if auto-renew (another 6-mth), will get 3.6% pa too? IMO, it's quite attractive since you're rolling the fund every 6-mth instead of affin's or ocbc's own CMGIA-i 3.6% @ 12mth

This post has been edited by cybpsych: Mar 6 2014, 09:59 PM

How about asking The Guy?

Btw, my next FD renewal is 5 April but would not qualify for nego rate (<100k) .

do you know there's a restaurant/bar/pub in Singapore called Bar Bar Black Sheep?

http://www.bbbs.com.sg/ | http://www.facebook.com/BarBarBlackSheep

Review: http://www.asia-bars.com/2012/05/bar-bar-b...y-in-singapore/

No wor.. there is one genius young man here teaches his son no need to study hard wor..

Q3..? Ok.. I record down.. Thank you

The Guy is always diving under the water like a submarine, since we do not have hi-tech
communication radio, how to contact him?

I do not dare to drop him a bomb, who knows he has a hi-tech missile to attack back..

Top Goat can help you on this..

Yes I know. In fact Top Goat fully owns this Bar Bar Black Sheep restaurant/bar/pub...

This post has been edited by BoomChaCha: Mar 6 2014, 10:17 PM

Do you know when is this OCBC's 3.6% for 6 months promo ends?

Minimum RM 1K is not bad

Thanks for the OCBC link..

After 6 months, your FD rate will become board rate.
If auto renew 6 months, you will get 6 months rate based on board rate.

Like what Top cat mentioned, if go for Affin Islamic 3.6% for 12 months and coupled
with monthly interest and maybe will get some gifts, Affin Islamic is a better option.

This post has been edited by BoomChaCha: Mar 6 2014, 10:36 PM

Not all affin branches have Islamic banking meh..?

If want to have affin FD monthly interest, then how much minimum money
do we need to put in FD? 1 year tenure okay or not?

OIC, so it's a promo. I'm eyeing 6-mth tenure so I can uplift them by Sep. Then I can use this fund to reduce my house loan, coupled with withdrawal from EPF Acc 2.

If I decided to let it renew, the rate is attractive still. Let monehhh make monehhh

I already did an FD with Affin @ 3.6% pa. That's my long-term placement and keep 'em rolling

Thx BCC!