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 Fixed Deposit Rates in Malaysia V5

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Gary1981
post Sep 24 2013, 10:49 AM

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SC give 3.5% for 6 months
Mach HL gives 3.4% for 12 months.

Still accumulating more info as got FD due end sept 13. Will check out Affin as received brochures mentioned 3.88%...
Gary1981
post Oct 1 2013, 02:29 PM

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Ambank - 3.55% for 9mnths
Affin - 3.60% for 12mnths


Still hunting for my matured FD placement. Above are clean deposit. Not those casa, UT and etc.
Gary1981
post Oct 1 2013, 02:58 PM

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Just check

RHB -3.2%
Mach - 3.4%

My mach nxt year due...
Gary1981
post Oct 12 2013, 07:35 PM

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Earlier SC got offered me 3.5% for 6mnths. But I choose to wait and hunt.

Get to know MBSB give 4.2% for 9mnths. Anyone got further details? Is clean FD or else?

Still holding my bankers cheque. Wait and see.
Gary1981
post Oct 15 2013, 03:04 PM

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That's good news from mach HL. It show sign the bank need more depositary. Its been quiet since their 4% fd rate. Looking forward. Still holding strong and wait
Gary1981
post Oct 26 2013, 02:53 PM

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Wonder Nov got any more attractive than Affin 3.6%. Been holding my banker cheque..if got 3.8% will deposit straight...
Gary1981
post Feb 18 2014, 11:49 PM

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My maturing mach HL fd previously 4% coming soon in this march, april and may. And also with current some $$ park in SA..yet waiting for any good rate FD...hunting for at least 4%....I'm preffered direct and simple FD as such mach HL...haikssss....headache everytime fD mature...
Gary1981
post Feb 24 2014, 12:21 AM

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Went to mach ask for better rate of my maturing FD, sad to say 3.7% is their best current offer. They told me to wait till my FD mature and normally notification offer will alert me..
Gary1981
post Feb 26 2014, 12:02 AM

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Base on my experience with banks for fd renewal, normally banks will send notification by mail that new rate will offer to u. If u do not go to the bank withdraw, then it will auto renew.

My previous fd with mach HL only manage to get umbrella gifts. I do not do online placement, because I want to walk in to request for gifts...
Gary1981
post Mar 5 2014, 09:58 AM

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Still nothing new here....Whats new for Mach HL, RHB, SC, Affin and HL?...
Gary1981
post Mar 5 2014, 09:23 PM

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Today visits to banks:
Mach HL: 3.4
Ambank: 3.25
RHB: 3.2
Affin: 3.6-3.65 (negotiate for 3.9, due to mach HL is 4% previously, but said hard to meet)
SC : TBA


The above direct method FD
For ambank:
6months. + 18months
(3.35). (3.7)
Must both to enjoy the rate. If 20k, spilt 10k each to 6mnth & 18month.

The rate not attractive, may hold on my bankers cheque. Expire 1 FD today. Another due on 11 march and 8april. Maybe april has better rate...
Gary1981
post Mar 5 2014, 11:14 PM

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QUOTE(BoomChaCha @ Mar 5 2014, 09:44 PM)
Affin Bank FD board rates usually can negotiate?
What rate did you get for 1 year FD?
For Am bank FD promo, you mean we have to take both packages ..?
6months.  +  18months
(3.35).          (3.7)

Cannot take either one of them..?
*
Final affin offer me 3.65/year for 100k. I ask for 3.8 or 3.9, but they said is impossible to meet that rate. But I still hold on for the placement. I placed 1 FD last year Nov @ 3.6/year too, no monthly but just got umbrellas for free gift...


For ambank, must take both to enjoy both rates.
Gary1981
post Mar 6 2014, 01:42 PM

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I am working very hard to clear my debt and reach my financial freedom. I already set a target to retire by 40. Guess everyone has the same objectives once reach the benchmark of age range...

Gary1981
post Mar 6 2014, 05:21 PM

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Bankers cheque validity up to 6months rite?
Gary1981
post Mar 7 2014, 12:05 AM

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I have sense April will have better rate...will hold on.
If april non attractive, die die back to what's best...
Gary1981
post Mar 7 2014, 12:07 AM

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RHb islamic rate not bad, not remember correctly is abt 3.7% but not straight forward FD. As I'm not interested, hence not pay much attention when the officer explain to me....
Gary1981
post Mar 10 2014, 11:38 PM

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Mach HL officer said today there will no any promotion rate which previous month 3.7 for 6months. Current is @ 3.4 only. The next promotion rate is next new year.



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