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 Fixed Deposit Rates in Malaysia V5

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BoomChaCha
post Mar 8 2014, 02:12 AM

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QUOTE(gchowyh @ Mar 7 2014, 03:24 PM)
Excellent strategy, I'll keep in mind the lines to use for my next visit  rclxms.gif
Ya, that is true. Last year I was very fedup with Uptown branch, so went to another branch to open a new FD.
The teller told me by right I should continue depositing in the original Uptown branch.
I told him no, is too inconvenient, hard to find parking & I will eventually move all my funds over etc etc...
So finally he allowed me to open & with nego rate somemore.

Think I will call up all the branches around PJ to ask then  biggrin.gif
*
Did the teller explain to you why we need to place FD in the same branch? hmm.gif
sandkoh
post Mar 8 2014, 08:09 AM

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QUOTE(munkeyflo @ Mar 8 2014, 01:27 AM)
Eh you wrong thread ah? Haha. Later out of topic tongue.gif
*
Yes I taught in wrong forum.FD forum?People boasting credit cardss and unit trustt?
munkeyflo
post Mar 8 2014, 09:51 AM

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QUOTE(BoomChaCha @ Mar 8 2014, 02:00 AM)
Members Recruitment for FD Group Deposit Campaign
Objective: To gather all members' funds to bargain for a better FD rate with the bank
Minimum FD deposit: RM 50K per member
Target total FD amount: 2.5 million or more
Deadline: 31 May 2014
Note: No guarantee will success in this group FD plan

Participating Members

Members Ok without PIDM
bbgoat
HJebat
gchowyh
plumberly
tbheng
BoomChaCha
Member Prefers PIDM
munkeyflo
Member wants PIDM
bearbear
Nostalgia (waiting to confirm whether want PIDM or ok without PIDM?)

Now we have RM 450K
*
I think you can include me into "want pidm" group. Easier that way biggrin.gif

QUOTE(RO Player @ Mar 8 2014, 08:17 AM)
all related...PB ---> huge deposits ---->issue PB CC/Debit or PB Card  rolleyes.gif
good read..

link
*
CC with high credit limit? biggrin.gif
What's allianze PB cars benefits?
bbgoat
post Mar 8 2014, 11:12 AM

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QUOTE(BoomChaCha @ Mar 8 2014, 01:49 AM)
Top Goat, you have a lot of akai, and you know sweet talk (since many girls have died under
your hand.. biggrin.gif ), and you have a good connection with BR top management, BR must give
you face ma..You are definitely the right representative la..  biggrin.gif
*
Wa sai, you change your routine to Friday Night Fever Boom Boom Boom ? Saw you edited one post at 3.34am ? While Friday morning MIA ??

Sweet talk to leng lui only but in return got cheated. brows.gif

I am not the right rep lah. Have drop in my position in BR branch. You should look for the Top Guy or somebody else. smile.gif


Nostalgia
post Mar 8 2014, 12:21 PM

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QUOTE(BoomChaCha @ Mar 6 2014, 01:21 PM)
Most members have locked their monies in FDs, so you do not need to worry about this.

Please treat this group FD plan as 3rd priority because cannot guarantee this group FD plan
will be successful.

Welcome Nostalgia    smile.gif
Do you want bank with PIDM? Or it does not matter to you?

Members Recruitment for FD Group Deposit Campaign
Objective: To gather all members' funds to bargain for a better FD rate with the bank
Minimum FD deposit: RM 50K for each member
Target FD amount: 2.5 million
Deadline: 31 May 2014

Note: No guarantee will success in this FD plan

Participating Members
bbgoat  (OK without PIDM)
HJebat  (OK without PIDM)
munkeyflo  (Prefer PIDM)
gchowyh  (OK without PIDM)
bearbear  (100% PIDM)
plumberly  (OK without PIDM)
tbheng  (OK without PIDM)
Nostalgia  (waiting to confirm whether want PIDM or ok without PIDM?)
BoomChaCha  (OK without PIDM)

Now we have RM 450K
*
Hi smile.gif

Sorry for the delayed reply!

Anyway, I would prefer my FD to have PIDM. nod.gif

Or could we find out the difference in rates for PIDM and non-PIDM banks, if we would to deposit a sum of at least 2.5m? So we can decide whether the "juice is worth the squeeze" or not brows.gif




munkeyflo
post Mar 8 2014, 12:23 PM

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QUOTE(RO Player @ Mar 8 2014, 10:59 AM)
Alliance PB Cards benefits?  nod.gif
i) heard is good for overseas & holiday/travel/flight cards
ii) waived for life - visa infinite (no annual fees for life), must thru PBanking
iii) TP is evergreen
iv) RM1.2 per enrich miles
v) U got no limit access to all Airport with Priority Ultimate Pass
vi) KLIA & LCCT also no limit
vii) Alliance (depends) on branch...can put 200k 1st, then lowered to RM100k.. brows.gif
viii) RM to serve you & lounge (few banks have lounge these days in towns)
Credit to GenX

link
*
Looks good eh! For traveling especially.

I know UOB PB card also got unlimited priority pass for airport lounge internationally. Stand chart used to have it until they limit it shakehead.gif

QUOTE(bbgoat @ Mar 8 2014, 11:12 AM)
Wa sai, you change your routine to Friday Night Fever Boom Boom Boom ? Saw you edited one post at 3.34am ? While Friday morning MIA ??

Sweet talk to leng lui only but in return got cheated.  brows.gif

I am not the right rep lah. Have drop in my position in BR branch. You should look for the Top Guy or somebody else.  smile.gif
*
BCC no need to sleep wan, he stays up all night counting his kachings and goes to banks to hunt for best rates during the day thumbup.gif
bbgoat
post Mar 8 2014, 01:29 PM

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QUOTE(munkeyflo @ Mar 8 2014, 12:23 PM)
BCC no need to sleep wan, he stays up all night counting his kachings and goes to banks to hunt for best rates during the day  thumbup.gif
*
Ya lah, you know him better, he even mentioned something personal about you earlier rclxms.gif tongue.gif
BoomChaCha
post Mar 8 2014, 02:12 PM

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QUOTE(bbgoat @ Mar 7 2014, 01:40 PM)
Hm hm, Bra Bra Black Sheep Restaurant owner here. Mari mari, please kao kuan & makan makan, discount of 20% available !! Quick , quick, offer ends Saturday night (in conjunction with Saturday Night Fever Boom Boom Boom) !  notworthy.gif  brows.gif  tongue.gif
*
Good idea.. members who participate in FD Group should get 50% discount; while FD representative
can get everything free for whole night.. brows.gif

QUOTE(bbgoat @ Mar 8 2014, 11:12 AM)
Sweet talk to leng lui only but in return got cheated.  brows.gif
Ha ha, we should say: leng lui are lucky if they don't get cheated by you.. biggrin.gif (joking only)..

QUOTE(bbgoat @ Mar 8 2014, 11:12 AM)
I am not the right rep lah. Have drop in my position in BR branch. You should look for the Top Guy or somebody else.  smile.gif
*
The Guy replied to my PM this morning; he said he would check out our Group FD Deposit plan later. smile.gif

QUOTE(bbgoat @ Mar 8 2014, 01:29 PM)
Ya lah, you know him better, he even mentioned something personal about you earlier  rclxms.gif
*
Wah....What a big joke.. biggrin.gif No such thing la, don't listen to Top Goat this joke please.. Ha ha..

This post has been edited by BoomChaCha: Mar 8 2014, 02:36 PM
bbgoat
post Mar 8 2014, 07:15 PM

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QUOTE(BoomChaCha @ Mar 8 2014, 02:12 PM)
Good idea.. members who participate in FD Group should get 50% discount; while FD representative
can get everything free for whole night..  brows.gif
*
Other than that, there is one more unintended joke, no one seems to catch it so far ! sweat.gif

QUOTE(BoomChaCha @ Mar 8 2014, 02:12 PM)
Ha ha, we should say: leng lui are lucky if they don't get cheated by you..  biggrin.gif  (joking only)..
*
sweat.gif You really make me sweat ! icon_question.gif

QUOTE(BoomChaCha @ Mar 8 2014, 02:12 PM)
The Guy replied to my PM this morning; he said he would check out our Group FD Deposit plan later.  smile.gif
Wah....What a big joke..  biggrin.gif   No such thing la, don't listen to Top Goat this joke please.. Ha ha..
*
Good job ! He is our Top Guy in BR ! notworthy.gif notworthy.gif

This post has been edited by bbgoat: Mar 8 2014, 07:16 PM
MoneyMaker prince
post Mar 8 2014, 07:58 PM

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QUOTE(tbheng @ Mar 7 2014, 11:43 PM)
ASG still plenty, can get anytime. They have SC 2% promo now. Got to be quick before they suspense for dividend calculation on 23 March.  whistling.gif
*
Sorry to ask some noob question. it his ASG still available? I heard usually this kind of amanah saham that give good return usually snap up by the first few person in the queue when launch.

Correct me if I am talking about the wrong thing. icon_rolleyes.gif
BoomChaCha
post Mar 8 2014, 08:07 PM

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QUOTE(Nostalgia @ Mar 8 2014, 12:21 PM)
Hi smile.gif

Sorry for the delayed reply!

Anyway, I would prefer my FD to have PIDM.  nod.gif

Or could we find out the difference in rates for PIDM and non-PIDM banks, if we would to deposit a sum of at least 2.5m? So we can decide whether the "juice is worth the squeeze" or not  brows.gif
*
Thank you for your reply.
I have updated your status under "members want PIDM".

I think we do not have to have 2.5 million to implement this project, I would say if we can
get at least 2 million, then we can start negotiate with one of the banks.

The Great Wall of China and Rome were not built in a day, if we cannot make it this year;
then hopefully we can make it next year...

So if you have FD that will mature soon, just carry out your own plan. Just treat this
Group FD plan as your 3rd priority option.

I am thinking if we do not want to wait for a long time to recruit members, perhaps if we go to talk
to BR that if we can make 2 million FD deposit for 1 year, what rate can we get? Let's say if BR agrees
to offer 4.25%, then we come back here to inform everybody to consolidate our funds to 2 million.
The question is, can we consolidate 2 million at that time? hmm.gif

Oh.. squeeze juice..? We will squeeze fresh Goat Milk, it is definitely worth the squeeze, I will do it by myself with my bare hands.. brows.gif
bbgoat
post Mar 8 2014, 08:11 PM

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QUOTE(BoomChaCha @ Mar 8 2014, 08:07 PM)
Oh.. squeeze juice..? We will squeeze fresh Goat Milk, it is definitely worth the squeeze, I will do it by myself with my bare hands..  brows.gif
*
Mind you, look for your nanny. No juice from this poor goat. tongue.gif









Nanny is female goat.

This post has been edited by bbgoat: Mar 8 2014, 08:14 PM
BoomChaCha
post Mar 8 2014, 08:19 PM

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QUOTE(bbgoat @ Mar 8 2014, 07:15 PM)
Other than that, there is one more unintended joke, no one seems to catch it so far ! sweat.gif
Did you mean this?
"...quick, offer ends Saturday night (in conjunction with Saturday Night Fever Boom Boom Boom) "

QUOTE(bbgoat @ Mar 8 2014, 07:15 PM)
sweat.gif You really make me sweat ! icon_question.gif
Everybody know you are leng lui killer ma... biggrin.gif

QUOTE(bbgoat @ Mar 8 2014, 07:15 PM)
Good job ! He is our Top Guy in BR !  notworthy.gif  notworthy.gif
*
This is too early to say whether it is a good job or not.. sad.gif
Top Guy seems did not know about our FD Group campaign..

QUOTE(bbgoat @ Mar 8 2014, 08:11 PM)
Mind you, look for your nanny. No juice from this poor goat.  tongue.gif
Nanny is female goat.
*
No problem, I will squeeze until you have it... biggrin.gif
bbgoat
post Mar 8 2014, 08:22 PM

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QUOTE(BoomChaCha @ Mar 8 2014, 08:19 PM)
Did you mean this? 
"...quick, offer ends Saturday night (in conjunction with Saturday Night Fever Boom Boom Boom) "
*
No, one more ! Ha ha ha ! tongue.gif

QUOTE(BoomChaCha @ Mar 8 2014, 08:19 PM)
No problem, I will squeeze until you have it...  biggrin.gif
*
blush.gif Watch where you squeeze .............. tongue.gif
BoomChaCha
post Mar 8 2014, 08:28 PM

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QUOTE(bbgoat @ Mar 8 2014, 08:22 PM)
No, one more ! Ha ha ha !  tongue.gif
uh.. this one...?? biggrin.gif
Bra Bra Black Sheep Restaurant owner here

QUOTE(bbgoat @ Mar 8 2014, 08:22 PM)
blush.gif Watch where you squeeze ..............  tongue.gif
*
I think no need to squeeze la... biggrin.gif ...you are so hampsap that your juice also can come out
by itself automatically...
bbgoat
post Mar 8 2014, 08:38 PM

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QUOTE(BoomChaCha @ Mar 8 2014, 08:28 PM)
uh.. this one...??  biggrin.gif
Bra Bra Black Sheep Restaurant owner here
*
sweat.gif typo error mah .................... sweat.gif

Wa, sharp loh ! Don't play play with BCC ! tongue.gif

QUOTE(BoomChaCha @ Mar 8 2014, 08:28 PM)
I think no need to squeeze la...  biggrin.gif ...you are so hampsap that your juice also can come out
by itself automatically...
*
If only you are a leng lui ! brows.gif tongue.gif

This post has been edited by bbgoat: Mar 8 2014, 08:40 PM
SUSMNet
post Mar 8 2014, 08:50 PM

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count me in no pidm not ok bro
sandkoh
post Mar 8 2014, 09:49 PM

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QUOTE(MoneyMaker prince @ Mar 8 2014, 07:58 PM)
Sorry to ask some noob question. it his ASG still available? I heard usually this kind of amanah saham that give good return usually snap up by the first few person in the queue when launch.

Correct me if I am talking about the wrong thing.  icon_rolleyes.gif
*
Noop here.What is ASG??
munkeyflo
post Mar 8 2014, 11:09 PM

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QUOTE(bbgoat @ Mar 8 2014, 01:29 PM)
Ya lah, you know him better, he even mentioned something personal about you earlier  rclxms.gif  tongue.gif
*
Wahhh he knows my personal things?? shocking.gif shocking.gif shocking.gif
BoomChaCha
post Mar 9 2014, 12:26 AM

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QUOTE(MNet @ Mar 8 2014, 08:50 PM)
count me in no pidm not ok bro
*
We welcome 2 members: (1) guy3288 and (2) MNet cheers.gif

Members Recruitment for FD Group Deposit Campaign
Objective: To consolidate all members' funds to bargain for a better FD rate with the bank
Minimum FD deposit: RM 50K per member
Target total FD amount: 2.5 million or more
FD Tenure: Tentatively 1 year
Recruitment Deadline: 31 May 2014
No Obligation: Members can retreat anytime before we negotiate to the bank

Disclaimer: No guarantee will success in this group FD plan

Participating Members

Members Ok without PIDM
bbgoat
HJebat
gchowyh
plumberly
tbheng
guy3288 (Prefer 4.3% for 3 yrs, or can get 0.1% above BR board rate)
BoomChaCha

Members want PIDM
bearbear
munkeyflo
Nostalgia
MNet

Now we have 11 members, RM 550K

This post has been edited by BoomChaCha: Mar 9 2014, 12:34 AM

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