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Credit Cards UOB Credit Card V2

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fkinmeng
post Mar 17 2014, 01:24 PM

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QUOTE(sevendogz @ Mar 17 2014, 11:22 AM)
I also didn't receive the sms but you try send them the code, and you'll get what i get.
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send the code to?
sevendogz
post Mar 17 2014, 01:26 PM

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QUOTE(fkinmeng @ Mar 17 2014, 01:24 PM)
send the code to?
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66300
fkinmeng
post Mar 17 2014, 03:10 PM

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QUOTE(sevendogz @ Mar 17 2014, 01:26 PM)
66300
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done. brows.gif thanks.
SUSwhitesabre
post Mar 18 2014, 12:57 PM

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QUOTE(Icona Pop @ Mar 17 2014, 12:19 AM)
means the 900k is not for 5% smart cash for bhp but for all petrol stations?  vmad.gif  woah muz check this month statement.  cry.gif
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Dude there is a difference between CASHBANK and SMART$CASH.

Cashback is capped at 900, 45k rebate total per month, not limited to any petrol stations. Meaning you can pump at Shell, Petron, Petronas, Caltex, Mobil, blablabla and still get 5%. However cashback has its limit.

Smart$cash is ONLY available if you pump at BHP. This is due to BHP is a partner merchant of UOB. As such, Smart$cash only applies at UOB. There is no limit to thise 5%.

Meaning the total rebate is 10% if you pump at BHP with UOB card.

5% cash back (any petrol station) + 5% smart cash (BHP only).
SUSwhitesabre
post Mar 18 2014, 01:00 PM

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QUOTE(kelvinlzy @ Mar 17 2014, 12:56 AM)
The 900k quota which is equivalent to RM45k cash rebate is not limited to any petrol station and there is no 5% smart $ limit. So I would advise you guys to pump petrol best before 20th-22nd of every month to receive the cash back.
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Wrong. My statement came already. Dated 16th March. 5% cashback from UOB (NOT smart$cash from BHP) ended already. They rebated a portion of my pump on 15th of March.

You guys will ask why they can rebate so fast. Coz I walk into the counter and swipe the card there, not at pump terminal. As such, the amount is charged immediately.
SUSwhitesabre
post Mar 18 2014, 01:06 PM

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QUOTE(victorywp @ Mar 16 2014, 11:07 PM)
i always redeem the smart$ from bhp. why?
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LOL NEVER REDEEM 5% smart$cash at BHP Petrol Station. If you do your maths, when you redeem, you lower your transaction price. As BHP now offer 5% till end of April, your 5% Smart$cash is given based on the amount after redemption. As such, your current transaction gives less rebate. (Only rebate it after the 5% period ends at end of April ^^.
victorywp
post Mar 18 2014, 02:16 PM

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QUOTE(whitesabre @ Mar 18 2014, 01:06 PM)
LOL NEVER REDEEM 5% smart$cash at BHP Petrol Station. If you do your maths, when you redeem, you lower your transaction price. As BHP now offer 5% till end of April, your 5% Smart$cash is given based on the amount after redemption. As such, your current transaction gives less rebate. (Only rebate it after the 5% period ends at end of April ^^.
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your case may not affect me. every month i will surely max out the 5% petrol cb (rm500 transaction) in the month. so any additional i will use the smart$ to redeem for the petrol.

but now i am transferring more petrol transaction to hlb wise already. bcs i found uob is cheating with its 5% cb allocation.
SUSwhitesabre
post Mar 18 2014, 03:23 PM

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QUOTE(victorywp @ Mar 18 2014, 03:16 PM)
your case may not affect me. every month i will surely max out the 5% petrol cb (rm500 transaction) in the month. so any additional i will use the smart$ to redeem for the petrol.

but now i am transferring more petrol transaction to hlb wise already. bcs i found uob is cheating with its 5% cb allocation.
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LOL maybe u long journey driving so ok lo. And if your car big, one time pump 100 then ok lo. Me drive viva, RM60 full tank. One month most RM100. HLB wise is kinda lousy for me. Minimum spending RM50. It's worth if you're one of those doing business, or go for night life one time pay RM500. Me go eat only spend RM30. No cash back. LOl

UOB how cheat 5%?? Mind informing us?
victorywp
post Mar 18 2014, 03:49 PM

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QUOTE(whitesabre @ Mar 18 2014, 03:23 PM)
LOL maybe u long journey driving so ok lo. And if your car big, one time pump 100 then ok lo. Me drive viva, RM60 full tank. One month most RM100. HLB wise is kinda lousy for me. Minimum spending RM50. It's worth if you're one of those doing business, or go for night life one time pay RM500. Me go eat only spend RM30. No cash back. LOl

UOB how cheat 5%?? Mind informing us?
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if go eat at old town rm30 can use cc already. LOL.

i mean last time when i use uob cc, it's rm30 (rm600) max then became rm25 (rm500) suddenly without prior information. i missed rm5 (rm100) at 0% cb that time. then now they further bring in this rm900k allocation thingy. they can simply claim that my transaction were done after the allocation was finished for the month. i keep losing cb using this cc. they can't confirm us that we will surely get the 5% nowadays, unlike hlb wise.
SUSwhitesabre
post Mar 18 2014, 04:00 PM

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QUOTE(victorywp @ Mar 18 2014, 04:49 PM)
if go eat at old town rm30 can use cc already. LOL.

i mean last time when i use uob cc, it's rm30 (rm600) max then became rm25 (rm500) suddenly without prior information. i missed rm5 (rm100) at 0% cb that time. then now they further bring in this rm900k allocation thingy. they can simply claim that my transaction were done after the allocation was finished for the month. i keep losing cb using this cc. they can't confirm us that we will surely get the 5% nowadays, unlike hlb wise.
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HLB wise only allows cashback for MINIMUM RM50 per transaction. Oldtown RM30 can use HLB wise but won't give you any cash back.

Yup UOB allocation a bit scam. Maybe for you using alot, then they can cheat. For me who uses little, I'd rather use UOB card since I can't afford everytime RM50 per transaction.

HLB wise only good for those can afford RM50 per transaction. UOB for people like me spend little got cashback. And then RM30 at Oldtown, at least UOB give 0.3%. HLB wise totally give 0 cashbak
victorywp
post Mar 18 2014, 04:05 PM

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QUOTE(whitesabre @ Mar 18 2014, 04:00 PM)
HLB wise only allows cashback for MINIMUM RM50 per transaction. Oldtown RM30 can use HLB wise but won't give you any cash back.

Yup UOB allocation a bit scam. Maybe for you using alot, then they can cheat. For me who uses little, I'd rather use UOB card since I can't afford everytime RM50 per transaction.

HLB wise only good for those can afford RM50 per transaction. UOB for people like me spend little got cashback. And then RM30 at Oldtown, at least UOB give 0.3%. HLB wise totally give 0 cashbak
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yes, i mean you use your uob at old town to get that 0.3%. although it's just 0.3% but still better than nothing! laugh.gif
kelvinlzy
post Mar 18 2014, 04:06 PM

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QUOTE(whitesabre @ Mar 18 2014, 01:00 PM)
Wrong. My statement came already. Dated 16th March. 5% cashback from UOB (NOT smart$cash from BHP) ended already. They rebated a portion of my pump on 15th of March.

You guys will ask why they can rebate so fast. Coz I walk into the counter and swipe the card there, not at pump terminal. As such, the amount is charged immediately.
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Huh? So can I say that you are the last person to redeem the RM45k? brows.gif

I pumped on 22nd last month and still entitled 5% cash rebate. Nothing wrong, its just that this month's rebate ended quicker.

This post has been edited by kelvinlzy: Mar 18 2014, 04:11 PM
SUSwhitesabre
post Mar 18 2014, 04:08 PM

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QUOTE(victorywp @ Mar 18 2014, 05:05 PM)
yes, i mean you use your uob at old town to get that 0.3%. although it's just 0.3% but still better than nothing!  laugh.gif
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Haha ya. HLB wise not good. First, must spend RM50 and above to be eligible. Secondly, must have at least 10 transactions a month and each transaction RM50 and above. It's kinda lousy since you must spend RM500 a month to be eligible to get RM50 cashback (10% of RM500). You spend 9 transactions and you get nothing. Lousy card really.
SUSwhitesabre
post Mar 18 2014, 04:11 PM

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QUOTE(kelvinlzy @ Mar 18 2014, 05:06 PM)
Huh? So can I say you are the last person to redeem the RM45k? brows.gif

I pumped on 22nd last month and still entitled 5% cash rebate. Nothing wrong, its just that this month's rebate ended quicker.
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Yes I am the last. I calculated, A portion of my Rm26 got it. Rm14 got it. Haha. Nevermind ba. At least good cashback. I got a total of RM4.46 and RM5.06 as smart cash. Kinda okay. Almost RM10 cash back, which means 4.53 litres of petrol discounts. tongue.gif
kelvinlzy
post Mar 18 2014, 04:22 PM

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QUOTE(whitesabre @ Mar 18 2014, 04:08 PM)
Haha ya. HLB wise not good. First, must spend RM50 and above to be eligible. Secondly, must have at least 10 transactions a month and each transaction RM50 and above. It's kinda lousy since you must spend RM500 a month to be eligible to get RM50 cashback (10% of RM500). You spend 9 transactions and you get nothing. Lousy card really.
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Avoid this card if you cannot meet the minimum requirement or do not know how to split the bill. Or you can do it like I do, help friends and relatives to pump petrol then rebate for them. Or worse, go to petrol station everyday and help those who want to pay by cash to pump then rebate 2% for them. You still get 8% back. Win-win situation. thumbup.gif
Just don't go to the same petrol station otherwise you might get halau/blacklisted. LOL.

This post has been edited by kelvinlzy: Mar 18 2014, 04:23 PM
Devil4life
post Mar 18 2014, 04:25 PM

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QUOTE(whitesabre @ Mar 18 2014, 04:11 PM)
Yes I am the last. I calculated, A portion of my Rm26 got it. Rm14 got it. Haha. Nevermind ba. At least good cashback. I got a total of RM4.46 and RM5.06 as smart cash. Kinda okay. Almost RM10 cash back, which means 4.53 litres of petrol discounts. tongue.gif
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How sure you are is from this month transaction? As your statement date is 18 Mac, there's possibility it is from petrol transaction that you did end of last month.

Unless you didn't pump any from 19th Feb till 28th Feb.
SUSwhitesabre
post Mar 18 2014, 04:31 PM

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QUOTE(kelvinlzy @ Mar 18 2014, 05:22 PM)
Avoid this card if you cannot meet the minimum requirement or do not know how to split the bill. Or you can do it like I do, help friends and relatives to pump petrol then rebate for them. Or worse, go to petrol station everyday and help those who want to pay by cash to pump then rebate 2% for them. You still get 8% back. Win-win situation. thumbup.gif
Just don't go to the same petrol station otherwise you might get halau/blacklisted. LOL.
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Hahahaha
SUSwhitesabre
post Mar 18 2014, 04:34 PM

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QUOTE(Devil4life @ Mar 18 2014, 05:25 PM)
How sure you are is from this month transaction? As your statement date is 18 Mac, there's possibility it is from petrol transaction that you did end of last month.

Unless you didn't pump any from 19th Feb till 28th Feb.
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To answer your curiosity.

1) Our monthly statement shows date of transaction.

2) I'm a new card user...haha I got my card on 26th of february. my first pump is exactly the date of transaction on the statement.

Answer you now?? hehe biggrin.gif
raymond5105
post Mar 19 2014, 12:56 PM

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QUOTE(ciohbu @ Mar 17 2014, 09:18 AM)
nope... i think its petrol cash back for all petrol transaction.. last month i pump from petronas, shell, petron but not bhp... and i didn't get full 5% rebate for my Mar. petrol cash back
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My latest statement does not get the full 5% rebate. cry.gif
ciohbu
post Mar 19 2014, 01:04 PM

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will cancel uob cc soon .. hahaa

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