To all, be wary. A fellow direct sales agent from UOB themselves (meaning not outsource), called me yday because I tried to apply online for their UOB One Classic credit card. He said that the RM50 GST cannot be waived. Only the annual fee can be waived after 60 swipes (ridiculous although I can swipe 60 times by buying 60 mentos in tesco).

And to all regarding the online application which entitles you to a rebate cash of RM50, this will only come after the 3rd of 4th credit card statement.

buy 6 mentos lo

The RM50 is actually applicable even through applying from sales agent of UOB. Even through applying by agent, all you need to do is swipe 3 times to waive the RM50 so it's the same. Applying through agent is convenient at times since you get his hp number.

Haha not an issue. Me very thick face. LOL pump petrol 6 times, i nvr thought of that. Will do it.

Ya i know this. Maybank AMEX allows only once per petrol station in 1 hour. Meaning after you pump once, you cannot pump at the same petrol station within the same hour. Tried this before during the petrol rush a few months back. LOL

Nope. Maybank AMEX credit card got no limits. It's my mom's card actually. She always pay on time so Maybank gave her a 100k limit per month. LOL we called Maybank to confirm and they said AMEX is like that. Within same station, a space of 1 hour between each pump transaction.

You never read T&C? T&C is the strongest answer. Once a month swipe, waive RM6. However, as per latest, confirmed by UOB Headquarters marking department and customer service (called them to triple confirm), there is no annual fee for 2nd year onwards. Just need to call ask them waive it. For first year, ya you need to call as well. But i'll adhere to the dumb T&C rule since T&C overrides everything else and it's a solid written proof.

If everything goes bad, people will say something else. So i'd rather go with the T&C

Tesco got no minimum but got maximum.

I think you got the wrong idea. 3 swipes is for the RM50 rebate. You can treat it as GST waiver. But GST pay in 1st statement, rebate RM50 pay u back at 4th statement. Basically, it isn't the same. As for 3 times a year, no idea for subsequent years. They keep saying none. Some ppl say u threaten close, they waive all. No idea.

You paid the RM50 GST? Lol. Actually you don't need pay. If they insist you pay even when you never requested it, go to consumer association to complain. Don't need to afraid of them. If matters go big, go to Bank Negara complain. Cases like this, you will usually win.

I remember seeing this somewhere. Can't rmb.

Others have. 0.3%, falling in the list of "others"

UOB dammn efficient. Sales agent get my details 3 days ago. Yesterday, UOB HQ called my manager regarding the details. RHB took 2 weeks to call and I said to cancel it. LOL

LOL realistic. Really ba, RM100 only 30 cents. Better than none ma.

I'm a new applicant so the bank rang my boss up about my details, meaning it was approved on the day they called my boss.

How I know? I called up yday to confirm approval of the card and they said it has been sent out on normal post. Normal post actually not very slow. I used to received my documents within 4 days of sending out. If you waited 3 weeks ++, it means ur card has been sleeping for 2 weeks plus.

Hello all. UOB is freaking effective. Registered on the 17th, got my card yday evening, 27th. Dammn fast. Haha anyway, I read in citibank lowyat page that they can sign up for e-statement. Can we do it here in UOB? Please advice.

How?? The guide book that comes with the card did not teach me. Can you, as a great sifu, teach me how to access. The links and so on. Never seem to be able to find it.

Haha I saw. need to ATM register 1st. No choice

3 weeks for yes or no?? Mine took 3 days from application date to approve, 7 subsequent days to reach my home. Total 10 days from date of application.

And to all who applied online, the RM50 cash back is applicable even when we apply through sales agent. I just called the customer service twice to confirm (my colleague say me crazy).

So what is extra applying online where sales agent cannot provide?
a) After sales-service. Meaning we can have direct contact of the credit card agent straight from the HQ. I tried applying online and the Senior Marketing Executive from UOB HQ in KL contacted me, giving me his personal contact number. However, I decided to apply through agent to get freebies (typical Malaysian)

b) The so-called RM50 cashback.

So what is extra applying through sales agent where online cannot provide?
a) Freebies!!! Hoho

b) The so-called RM50 cashback is ALSO applicable through sales agent too. Swipe 3 times only. As for annual fee, the Senior Marketing Executive confirmed for me that we don't need to have minimum swipes for waiver. Just call up for waiver.

Many places 5%...go visit UOB website.

What are you confused with? The 5% BHP is smart cash (valid till end of April 14). I confirmed with the cs, no limit. The 900,000 cap is for the 5% cash rebate. As such, whether smart cash is 2% or 5%, ntg to do with 900,000.