EcoSky, KL by EcoWorld, Retail : Office : Residence
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 Oct 28 2013, 11:20 PM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia  
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QUOTE(Calculator2013 @ Oct 28 2013, 10:46 PM) I signed the Letter Offer from bank. I think valid for 14days after bank approve your loan. Else you need to reapply or ask for extension of Letter Offer. You can wait for outcome of DIBS. I think EcoWorld will have a logic and good way forward. Which bank? What is the terms? Blr - x.xx? |
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Oct 28 2013, 11:45 PM
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Senior Member
1,275 posts Joined: Jul 2013
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QUOTE(kochin @ Oct 28 2013, 11:20 PM) Which bank? What is the terms? Blr - x.xx? I got offers from 4 banks. Quite standard, BLR -2.4, 3 year lockdown from first drawdown. I chose CIMB because full flexi, cos I need the financial freedom. |
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Oct 29 2013, 09:18 AM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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QUOTE(Calculator2013 @ Oct 28 2013, 11:45 PM) I got offers from 4 banks. Quite standard, BLR -2.4, 3 year lockdown from first drawdown. I chose CIMB because full flexi, cos I need the financial freedom. thanks for sharing.luckily my rates are better.  |
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Oct 29 2013, 09:20 AM
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Junior Member
26 posts Joined: May 2011
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QUOTE(kochin @ Oct 29 2013, 09:18 AM) thanks for sharing. curious...what is your rates? mind to share? luckily my rates are better. This post has been edited by samuel_twk: Oct 29 2013, 09:20 AM |
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Oct 29 2013, 09:29 AM
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Junior Member
149 posts Joined: Aug 2010
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QUOTE(Calculator2013 @ Oct 28 2013, 11:45 PM) I got offers from 4 banks. Quite standard, BLR -2.4, 3 year lockdown from first drawdown. I chose CIMB because full flexi, cos I need the financial freedom. Go for RHB dude.. -2.45 |
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Oct 29 2013, 09:35 AM
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Senior Member
3,333 posts Joined: Mar 2011
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QUOTE(laststory @ Oct 29 2013, 09:29 AM) Go for RHB dude.. -2.45 -2.45 is with mrta? |
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Oct 29 2013, 10:08 AM
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Senior Member
1,275 posts Joined: Jul 2013
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QUOTE(laststory @ Oct 29 2013, 09:29 AM) Go for RHB dude.. -2.45 I got RHB too, BLR -2.45, but prefer full flexi. Just personal preference and need. Thanks for the valuable advice, bro. |
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Oct 29 2013, 10:09 AM
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Senior Member
1,275 posts Joined: Jul 2013
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QUOTE(kochin @ Oct 29 2013, 09:18 AM) thanks for sharing. Mind to share your rate and package? luckily my rates are better. Thanks kochin kor.  |
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Oct 29 2013, 10:10 AM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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QUOTE(Calculator2013 @ Oct 29 2013, 10:09 AM) Mind to share your rate and package? what if i told you blr - 2.8%Thanks kochin kor. no lock - in no penalty for full settlement amount less than rm500k? u believe or not? |
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Oct 29 2013, 10:14 AM
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Senior Member
1,275 posts Joined: Jul 2013
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QUOTE(Glcotan @ Oct 29 2013, 09:35 AM) -2.45 is with mrta? I got the RHB -2.45 without MRTA inside the package. Just ask banker to exclude the MRTA. Nowadays they cannot force us to buy MRTA. If really the BLR rates not good after exclude MRTA, just go for other banks. All the offer I got still at BLR-2.4 and without MRTA. Just sharing.... |
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Oct 29 2013, 10:15 AM
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Senior Member
1,275 posts Joined: Jul 2013
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QUOTE(kochin @ Oct 29 2013, 10:10 AM) what if i told you blr - 2.8% Wah!!!! So good!!!no lock - in no penalty for full settlement amount less than rm500k? u believe or not? I will believe whatever you say so.  This post has been edited by Calculator2013: Oct 29 2013, 10:18 AM |
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Oct 29 2013, 01:50 PM
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Senior Member
3,310 posts Joined: Apr 2005
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QUOTE(monkey9926 @ Oct 28 2013, 11:15 PM) Better think properly la before sign. If cannot pay very susah la. CIMB no penalty or charges for cancellation of LO right |
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Oct 29 2013, 07:01 PM
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Junior Member
265 posts Joined: Feb 2010 From: PJ
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IF YOU DO NEED CIMB LOAN PLEASE CONTACT ME AT 016 2209575
CHRIS CHONG CIMB BANK |
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Oct 29 2013, 08:52 PM
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Senior Member
3,333 posts Joined: Mar 2011
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QUOTE(Calculator2013 @ Oct 29 2013, 10:15 AM) Wah!!!! So good!!! Very geng..I will believe whatever you say so. |
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Oct 29 2013, 08:52 PM
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Senior Member
3,333 posts Joined: Mar 2011
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QUOTE(feizaiII @ Oct 29 2013, 01:50 PM) CIMB no penalty or charges for cancellation of LO right Really? I thought all banks has cancellation charges.. |
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Oct 29 2013, 09:09 PM
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Senior Member
1,249 posts Joined: Apr 2012
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QUOTE(Glcotan @ Oct 29 2013, 08:52 PM) Really? I thought all banks has cancellation charges.. Can be waived if can provide acceptable reason. |
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Oct 29 2013, 09:57 PM
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Senior Member
2,470 posts Joined: Oct 2010
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How much is the penalty?
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Oct 30 2013, 12:01 AM
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Senior Member
1,688 posts Joined: Jan 2008 From: 1UtamaShoppingCentre | Waterfront@Desa Parkcity 
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QUOTE(BigMan123 @ Oct 29 2013, 09:57 PM) How much is the penalty? Normally if I not mistaken is rm50 |
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Oct 30 2013, 12:53 AM
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Senior Member
5,857 posts Joined: Dec 2010
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QUOTE(zhengdek @ Oct 29 2013, 07:01 PM) IF YOU DO NEED CIMB LOAN PLEASE CONTACT ME AT 016 2209575 Ask Chris lo, how much is the Cancellation Charges of CIMB after signed LO?CHRIS CHONG CIMB BANK This post has been edited by ecin: Oct 30 2013, 12:53 AM |
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Oct 30 2013, 06:39 AM
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Senior Member
3,333 posts Joined: Mar 2011
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QUOTE(ecin @ Oct 30 2013, 12:53 AM) Ask Chris lo, how much is the Cancellation Charges of CIMB after signed LO? 50 sounds very cheap... Bcoz lawyers will start preparing agreement after LO, some admin charges sure kena...Chris can confirm the cancellation charges? |
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