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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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sjz
post Mar 27 2024, 12:37 PM

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QUOTE(MGM @ Mar 27 2024, 08:53 AM)
Was told the same thing last year but rebate never came, I let it go becos of winning thousands in campaign cb.

This month, I requested for sst rebate on 11Mar, told to do a trx of >=rm5, next day sst rebate credited. They can actually do it immediately instead of waiting for months.
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yup.
not sure why the long wait.

i finally got the cb on 26/3/24.
after 2 months wait whistling.gif whistling.gif
sjz
post Apr 3 2024, 02:35 PM

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got the SST rebate 2 months+ after requesting from CS.

my view is, we should not complaint and should appreciate it.

since quite a number of other bank don't even giv this SST rebate and RHB hav the rights not to giv SST rebate too.

but they are kind enough to giv SST rebate, so as well as they giv it, i hav no problem to wait.

This post has been edited by sjz: Apr 3 2024, 02:35 PM
sjz
post Apr 21 2024, 11:58 AM

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QUOTE(Haloperidol @ Apr 21 2024, 08:38 AM)
So is it confirm that it counts as filler spending ?
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yes filler spending
sjz
post May 24 2024, 09:26 AM

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QUOTE(Zhangyi27 @ May 24 2024, 09:22 AM)
E wallet top up is Shopee Pay and Kiplepay.
TNG reload pin i bought from RHB apps (only cab buy RM100/ each time)
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i think for your case rhb excluded
TNG reload pin bought from RHB apps from monthly total spend calculations
sjz
post Jun 1 2024, 12:43 PM

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QUOTE(lamode @ May 31 2024, 08:35 PM)
thanks. still not get any sms, i will wait til tmr n see  hmm.gif
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sms will receive instantly.
if not receive within few mins.
i think its gone case.
need to report.

tats 1 of the risk involved
sjz
post Aug 14 2024, 02:22 PM

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QUOTE(songokujames @ Aug 14 2024, 12:27 PM)
Is it only me? or now already cannot buy tng reload pin from rhb app?
user posted image
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don't use the apps.
use the website instead, will be successful.
sjz
post Aug 30 2024, 11:40 AM

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QUOTE(fruitie @ Aug 30 2024, 11:25 AM)
No, it is not. I applied twice this week and money transferred to the bank on the same day.
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yes. i am pretty surprised the speed for RHB online BT is that fast.
funds receive on the same day!
superb speed! tongue.gif tongue.gif

i'm not sure any other bank BT can match this speed
sjz
post Sep 5 2024, 11:07 AM

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QUOTE(kimgy86 @ Sep 2 2024, 09:00 PM)
i think got issue with the topup company
i emailed RHB and they asked them to resend
same thing happened again ytd and today
then evening keep received the pin even repeated until now...haha
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i also did not received the topup pin.
i straight called up the topup company cust service,
they will provide topup pin on the spot to u after verify some information.
sjz
post Sep 5 2024, 10:06 PM

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QUOTE(kimgy86 @ Sep 5 2024, 09:25 PM)
before that I dont know the company
but now i know because some of the repeated SMS did include their company name
rclxm9.gif
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ya. google their company contact on technical support and call them,
very efficient, can solve immediately
sjz
post Sep 30 2024, 04:48 PM

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QUOTE(ChiaW3n @ Sep 30 2024, 04:13 PM)
Hi, i wanted to know how easy to ask for a SST waiver from RHB before I call over?
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pretty easy.
straight offered rebate with conditional 3 spends.

but takes a long time to credit the rebate.
for my case, up to 2 months

This post has been edited by sjz: Sep 30 2024, 04:48 PM
sjz
post Oct 1 2024, 06:02 PM

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QUOTE(ChiaW3n @ Oct 1 2024, 05:12 PM)
thank you for replying, because its the annual fee and SST season. Many calls need to be made to different banks just want to make sure they allow 'criteria' exemption before bother to call over.
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so far among so many banks, only Affin is very strict no SST rebate.
other banks usually will get
sjz
post Oct 2 2024, 09:19 AM

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QUOTE(tan_aniki @ Oct 1 2024, 08:10 PM)
not just affin strict, mbb, amb and recently 2-3 years ago aeon started no more sst cb/rebate
scb, uob also dun give unless u threaten them to cancel
pbb still can plead to give
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yup.
seem like the trend is banks become more stringent on SST rebate year by year.
and keep on reducing cc benefits (eg CB, PPL, miles, points etc) shocking.gif shocking.gif

probably due to the reducing rate they can charged to merchant based on BNM order.

This post has been edited by sjz: Oct 2 2024, 09:19 AM
sjz
post Oct 2 2024, 09:26 AM

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QUOTE(MGM @ Oct 2 2024, 09:23 AM)
But still very generous giving hundreds in acquiring new customers, n losing customers for rm25.
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haha..
probably they are targeting more innocent souls that pay only minimum payment every month rather than smart users like ppl from lyn that clear all statement balance monthly tongue.gif tongue.gif
sjz
post Oct 7 2024, 01:59 PM

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QUOTE(ClarenceT @ Oct 7 2024, 12:14 PM)
Should be. But I don't use RHB VS to top up ShopeePay nowadays. So at your own risk.

Best combination:
RM500 6% Online: Lazada (with RHB Sunday discount)
RM500 6% Shopping: Aeon Departmental (buy vouchers so can be used at Supermarket later)
RM500 6% Entertainment:Recreational Club (may include the dining at the club)
>RM2000 2% Overseas: Agoda SG (not MY, even though in RM)

Total >RM3500 to get RM30+RM30+RM30+RM40(overseas up to RM100)

P/S: RHB VS: max 5x Premium Lounge Access. Minimum spend RM1000 in previous month for 1 entry.
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RHB VS: max 5x Premium Lounge Access. Minimum spend RM1000 in previous month for 1 entry.


Will the Lounge Access entry be accumulated?

For example fulfilled spend on Jun July August, get 3 entry and we go Lounge in Oct even did not fulfilled spend in Sept.

This post has been edited by sjz: Oct 7 2024, 01:59 PM
sjz
post Nov 26 2024, 01:50 PM

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QUOTE(cybpsych @ Nov 26 2024, 12:22 PM)
user posted image
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based on posting date right?
sjz
post Nov 26 2024, 03:11 PM

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QUOTE(cybpsych @ Nov 26 2024, 01:55 PM)
yes .... posting

if not posted, system cannot "count" because unposted txn != final txn
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thanks.
as some station take up to few days to post the trx.
sjz
post Jan 10 2025, 08:49 AM

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QUOTE(beLIEve @ Jan 9 2025, 08:15 PM)
What you mean for any charges? Your favorite touch and go pin woh
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so RHB treat buying of tng pin from their website /app as a filler spend for shell card ya?

This post has been edited by sjz: Jan 10 2025, 08:50 AM
sjz
post Feb 18 2025, 10:43 AM

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QUOTE(cclim2011 @ Feb 18 2025, 09:47 AM)
oh really? so i would need to spend 1000 to get rm50 fpr online spend for shell card, if my BT already > 2500?

thanks.
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BT monthly is excluded.
of course you need to make retail spend above RM2.5k per month to get the cb.
unlike Affin bank which use min statement balance per month as criteria,
RHB t&c is Total Monthly Retail Spend (RM).

This post has been edited by sjz: Feb 18 2025, 10:43 AM
sjz
post Mar 26 2025, 09:59 AM

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QUOTE(MGM @ Mar 25 2025, 05:19 PM)
Got my new rhb shell cc early Jan n was charged sst.
Then my existing rhb reward cc late Jan was charged sst.

Call CS in Feb for sst rebate.
Reward cc sst rebated same day without condition.
Shell cc with condition, after spent 3x then next day rebate credited.
This round very efficiently done.
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good to know that.
last round they takes > 2 months for the rebate to be credited to us
sjz
post Apr 3 2025, 02:42 PM

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QUOTE(ericlaiys @ Apr 3 2025, 02:18 PM)
1st year - 6x
2nd year - 5x only . as 1x is when card activation (new customer)
Auto debit dont count already. Same like installment.
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bolded part wrong info.
supposedly it is, 1 time free access per calender year.
not 1 free access per activation.

This post has been edited by sjz: Apr 3 2025, 02:43 PM

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