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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Feb 20 2024, 04:06 PM

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Savour more of what you love with Shell Café and RHB.
Enjoy our 1 for 1 offer on any Americano or Latte when you spend with your RHB Shell Visa Credit Card/-i.

https://www.rhbgroup.com/shellcard/files/Sh...otion%20TnC.pdf

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This post has been edited by cybpsych: Feb 20 2024, 04:10 PM
cybpsych
post Feb 27 2024, 08:02 PM

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Been studying WMC's Travel category, wondering how to utilize the cb.... seems like all our toll payments are eligible! thumbup.gif

some other useful spending areas that i can think of .... without doing actual travelling/buying tickets/etc lah biggrin.gif

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cybpsych
post Feb 27 2024, 10:00 PM

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QUOTE(Haloperidol @ Feb 27 2024, 09:27 PM)
...

(2) My question is what is IBK transaction lol.
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for rhb.....

ibk = internet banking via web portal

mbk = mobile banking via app
cybpsych
post Mar 8 2024, 07:45 AM

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QUOTE(kimgy86 @ Mar 8 2024, 07:41 AM)
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Hi, want to ask....Shell petrol maximum limit RM50...the other category like grocery/online spend/topup ewallet/utilities total maximum RM50 also..each category no limit?
Example if I spend more than RM2.5k a month, I spent RM1k on topup ewallet, 5% of cash back so it means I get RM50?

Some other banks set limit for each category, how about RHB Shell Cards? Thanks!
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yes, the other RM50 cb can be ANY combination of spending (grocery/online/ewallet/utilities)
cybpsych
post Mar 13 2024, 10:04 AM

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QUOTE(cybpsych @ Feb 27 2024, 08:02 PM)
Been studying WMC's Travel category, wondering how to utilize the cb.... seems like all our toll payments are eligible!  thumbup.gif

some other useful spending areas that i can think of .... without doing actual travelling/buying tickets/etc lah biggrin.gif

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not bad, theoretically can get RM90++ cb

a bit tough to maximize Travel category (max RM500 for RM30 cb) biggrin.gif

some ideas:

1) stop using tng rfid and switch to tng card/smarttag. reload at tng hubs, over the counter, not the kiosk
2) beneficial to heavy grabcar usage. charge directly to wmc, not deduct from grabpay
3) beneficial to klang valley users, charge all your Tolls to wmc thumbup.gif
4) of course some other spendings eg agoda/airbnb/klook/etc

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cybpsych
post Mar 13 2024, 01:26 PM

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QUOTE(ronnie @ Mar 13 2024, 01:07 PM)
RM90 CB over RM3500 spend yields 2.57% nett cash back only
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assuming 3500 is fully 100% spending/consumption
cybpsych
post Mar 24 2024, 12:58 PM

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QUOTE(cybpsych @ Feb 27 2024, 08:02 PM)
Been studying WMC's Travel category, wondering how to utilize the cb.... seems like all our toll payments are eligible!  thumbup.gif

some other useful spending areas that i can think of .... without doing actual travelling/buying tickets/etc lah biggrin.gif

user posted image
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QUOTE(weiseang72 @ Mar 24 2024, 12:47 PM)
any1 know trip.com mcc fall under travel category under world mastercard ? because i google it say 4722 under travel mcc, just check any1 get the travel category cash back from trip.com transaction ?
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above

have not tested with wmc, but mcc is 4722. checked from my friend's purchase haha

TRIP.COM KUALA LUMPUR MY
TRIP.COM NEW YORK MY


This post has been edited by cybpsych: Mar 24 2024, 01:02 PM
cybpsych
post Mar 24 2024, 08:40 PM

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QUOTE(kembayang @ Mar 24 2024, 07:17 PM)
Does all pay bills / topup transactions within the bank mobile app consider as online transactions?
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you try lo
got TNG pin inside, right?

QUOTE(kembayang @ Mar 24 2024, 07:33 PM)
Let's say my coming statement will be on 10th April, and I fulfil the maximum CB RM50 with transactions between 11th Mar-10th Apr, when will I receive the CB?

On 10th April or 10th May statement?
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10 April cb
however...
any txn posted on statement date will be counted for 10 May cb.
cybpsych
post Mar 24 2024, 09:37 PM

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QUOTE(kembayang @ Mar 24 2024, 09:21 PM)
Yes sir just realised that.
Have you tried before?

Thanks for the CB info on statement date
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no idea, never tried

don't dare to try it even as filler spend too. not gonna jeopardize my monthly cb haha

very unlikely to earn any cb because txn from rhb own app.
cybpsych
post Mar 26 2024, 12:59 PM

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MATTA Fair deal

Source: FB

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cybpsych
post Mar 27 2024, 07:25 AM

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QUOTE(sjz @ Mar 26 2024, 01:53 PM)
i been waiting since Jan.
they approved the SST rebate request when i call them 27 Jan.

but i'm not getting the SST rebate yet till now.
everytime i call them they keep asking to wait for next statement  doh.gif  doh.gif
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yep, same for me

need at least 2 or 3 more statement cycles to receive. still waiting for 3rd statement.

when asking CS, they have notes on the rebates, just need to patiently wait.

at least there is still hope, rather than rejected laugh.gif
cybpsych
post Mar 27 2024, 04:58 PM

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QUOTE(ronnie @ Mar 27 2024, 04:23 PM)
My RHB Visa Shell cashback this round tak ngam with my calculation

Some merchants I've used it first time on
Mr. D.I.Y.
Family Mart
Pos Malaysia

I assume these to be under Others 0.2% category
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only FAMILYMART - MCC 5499: Miscellaneous Food Stores ---- Grocery category

others cashback:
MR DIY - MCC 5200: Home Supply Warehouse Stores

no Cashback:
POS MALAYSIA (post office) - MCC 9402: Postal Services – Government Only

This post has been edited by cybpsych: Mar 27 2024, 09:15 PM
cybpsych
post Mar 27 2024, 09:14 PM

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QUOTE(ronnie @ Mar 27 2024, 09:11 PM)
Others category not include MCC 5200 ?
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whatever not in cb category and exclusions lor

corrected above

This post has been edited by cybpsych: Mar 27 2024, 09:15 PM
cybpsych
post Mar 27 2024, 09:18 PM

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QUOTE(victorian @ Mar 27 2024, 05:38 PM)
What category are you aiming for?

Straight get RM50 eWallet cashback easier
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lol

I miss boost 2k limit for using with rhb shell

easily tapao rm50 cb + rm50 shell cb ... x2 cards Shell and Shell-i brows.gif
cybpsych
post Mar 29 2024, 04:12 PM

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QUOTE(Lonelybird @ Mar 29 2024, 04:01 PM)
Hi sifus,

i want to apply RHB CC because of the 0% BT.

Can i request CS to change the statement date after approval?

Coz i know some bank statement date is fixed. cannot change.

Thank you.
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yes, but limited dates and not immediate change.

must be careful when doing your spending nearing the old & new statement date (may take effect 1-3 cycles)
cybpsych
post Apr 7 2024, 05:04 PM

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QUOTE(joice11 @ Apr 7 2024, 05:00 PM)
so, do u try scan duit now qr pay with RHB shell and get cash back?
or is it count to the RM2500 spend? anyone try ?
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unlikely

cuz Cashback is based on card terminal MCC

should be under 2500 monthly spend instead.
cybpsych
post Apr 11 2024, 12:45 PM

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QUOTE(Ongking @ Apr 11 2024, 12:43 PM)
If use rhb app, top up tng ewallet rm100 pin
This rm100 consider rm2500 spending monthly?
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nobody gave the answer yet
cybpsych
post Apr 11 2024, 05:48 PM

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QUOTE(Barricade @ Apr 11 2024, 05:43 PM)
SST charged in January. Called in and request for rebate. Ask to spend few times then will waive for me. Until now still haven't credited.
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2-3 statement cycles
cybpsych
post Apr 13 2024, 08:36 AM

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QUOTE(chong6998 @ Apr 13 2024, 07:36 AM)
Consider spent
But 0 cashback for visa shell card
0.2 percent for visa signature
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oh tested?

curious to know...what description shown in cc statement?
cybpsych
post Apr 19 2024, 04:47 PM

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QUOTE(chong6998 @ Apr 19 2024, 04:27 PM)
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you can always try urselve or ask other use in fb group
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thanks for sharing this.... clearer now

since this is RHB Shell card...

1) statement total spend was 2400, which put you in tier 2 @ 2% cb for Online category

2) eligible transactions was 2200, which put your cb = 44 = 2200 * 2%

3) as expected, tng pin purchase from rhb portal does not give you cb (you didnt get 0.4 cb under Others category??), but good enough as filler spend thumbup.gif

This post has been edited by cybpsych: Apr 19 2024, 04:59 PM

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