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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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CANONPIXMA
post Jul 23 2020, 02:01 PM

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QUOTE(cucikaki @ Jul 23 2020, 01:47 PM)
Nope. Did u.
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Nope, did not receive anything, that's why I'm wondering if anyone received the cash back already. Maybe RHB haven't finalize the 'winner'. icon_rolleyes.gif
cucikaki
post Jul 23 2020, 02:28 PM

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QUOTE(CANONPIXMA @ Jul 23 2020, 02:01 PM)
Nope, did not receive anything, that's why I'm wondering if anyone received the cash back already. Maybe RHB haven't finalize the 'winner'. icon_rolleyes.gif
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Total spending is 29,254.

Previously estimate 30k++ but due to changes made to bigpay and boost. Unable to meet target.
owodog91
post Jul 24 2020, 07:29 AM

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Finally ~~ woohooo ... thx rhb
cucikaki
post Jul 24 2020, 07:34 AM

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QUOTE(owodog91 @ Jul 24 2020, 07:29 AM)
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Finally ~~ woohooo ... thx rhb
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How much is ur total spending. I did not receive sad.gif
owodog91
post Jul 24 2020, 08:26 AM

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QUOTE(cucikaki @ Jul 24 2020, 08:34 AM)
How much is ur total spending. I did not receive sad.gif
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More than 90K for 4 month ...
GrumpyNooby
post Jul 24 2020, 08:28 AM

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QUOTE(owodog91 @ Jul 24 2020, 08:26 AM)
More than 90K for 4 month ...
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RM 500 cash back for more than RM 90k spending? blink.gif
ClarenceT
post Jul 24 2020, 08:34 AM

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QUOTE(GrumpyNooby @ Jul 24 2020, 08:28 AM)
RM 500 cash back for more than RM 90k spending?  blink.gif
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If use HLB Essential, Cashback >RM500.
jefftan4888
post Jul 24 2020, 09:32 AM

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QUOTE(cucikaki @ Jul 24 2020, 07:34 AM)
How much is ur total spending. I did not receive sad.gif
*
QUOTE(owodog91 @ Jul 24 2020, 08:26 AM)
More than 90K for 4 month ...
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QUOTE(GrumpyNooby @ Jul 24 2020, 08:28 AM)
RM 500 cash back for more than RM 90k spending?  blink.gif
*
QUOTE(ClarenceT @ Jul 24 2020, 08:34 AM)
If use HLB Essential, Cashback >RM500.
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RM500 / 1% = RM50,000

It is not worth your effort if you had spent time and more than RM50,000 to get RM500.

Others with a 1% unlimited card will get RM500 every month by only spending RM50,000 per month. biggrin.gif doh.gif sweat.gif
LemonJane
post Jul 24 2020, 09:45 AM

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Wow didn't know RHB discussion thread is so active.
Just knew that my application has been approved. Took a week. I applied because of the zero% 12 months' balance transfer and vouchers for online shopping.
cucikaki
post Jul 24 2020, 09:46 AM

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QUOTE(jefftan4888 @ Jul 24 2020, 09:32 AM)
RM500 / 1% = RM50,000

It is not worth your effort if you had spent time and more than RM50,000 to get RM500.

Others with a 1% unlimited card will get RM500 every month by only spending RM50,000 per month.  biggrin.gif  doh.gif  sweat.gif
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Yes that’s why i plan to do less than 50k. But somehow some other people go way beyond. Now no rm500 subsidy to buy new phone. sad.gif
jefftan4888
post Jul 24 2020, 09:49 AM

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QUOTE(owodog91 @ Jul 24 2020, 07:29 AM)
user posted image
Finally ~~ woohooo ... thx rhb
*
What RHB card are you using?

You can get RM500 easily using an RHB card to spend RM30,000.

For RM90,000 spending, you can get an RM1,500 in return. You lose RM1,000 by joining the wrong campaign. biggrin.gif
jefftan4888
post Jul 24 2020, 09:56 AM

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QUOTE(LemonJane @ Jul 24 2020, 09:45 AM)
Wow didn't know RHB discussion thread is so active.
Just knew that my application has been approved. Took a week. I applied because of the zero% 12 months' balance transfer and vouchers for online shopping.
*
What RHB card do you get? Choosing the right card to participate in a campaign is very important. biggrin.gif

QUOTE(cucikaki @ Jul 24 2020, 09:46 AM)
Yes that’s why i plan to do less than 50k. But somehow some other people go way beyond. Now no rm500 subsidy to buy new phone. sad.gif
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Which card do you use for the campaign? biggrin.gif
owodog91
post Jul 24 2020, 10:04 AM

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QUOTE(jefftan4888 @ Jul 24 2020, 10:49 AM)
What RHB card are you using?

You can get RM500 easily using an RHB card to spend RM30,000.

For RM90,000 spending, you can get an RM1,500 in return. You lose RM1,000 by joining the wrong campaign.  biggrin.gif
*
You all are wrong... I using premier visa infinite..I swipe e wallet got 3x point reward.. that reward i mostly use to change flight ticket..

my aim is to get point



cucikaki
post Jul 24 2020, 10:11 AM

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QUOTE(jefftan4888 @ Jul 24 2020, 09:56 AM)
What RHB card do you get? Choosing the right card to participate in a campaign is very important.  biggrin.gif
Which card do you use for the campaign?  biggrin.gif
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Rhb cashback mastercard. Looks like no longer being issued. Up to 10% cashback for grabfood/panda.

Equivalent to the current tokyo 2020 visa card.
tan_aniki
post Jul 24 2020, 10:13 AM

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QUOTE(owodog91 @ Jul 24 2020, 10:04 AM)
You all are wrong... I using premier visa infinite..I swipe e wallet got 3x point reward.. that reward i mostly use to change flight ticket..

my aim is to get point
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if u like travel then ok la
i still prefer cash can buy anything i like, even though vacuum cleaner selling at 10% price i also won't buy it cos not important for me
ClarenceT
post Jul 24 2020, 11:08 AM

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QUOTE(cucikaki @ Jul 24 2020, 09:46 AM)
Yes that’s why i plan to do less than 50k. But somehow some other people go way beyond. Now no rm500 subsidy to buy new phone. sad.gif
*
If you have 5 SarawakPay accounts and topup (up to) RM1000 (accumlated) each, you already got RM250 (total) from Sarawak Government in the past 2 days. If you can spend the credit "wisely" this week (>10% cashback from bill payment, groceries etc), you will get another RM250. tongue.gif devil.gif
cucikaki
post Jul 24 2020, 11:14 AM

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QUOTE(ClarenceT @ Jul 24 2020, 11:08 AM)
If you have 5 SarawakPay accounts and topup (up to) RM1000 (accumlated) each, you already got RM250 (total) from Sarawak Government in the past 2 days. If you can spend the credit "wisely" this week (>10% cashback from bill payment, groceries etc), you will get another RM250.  tongue.gif  devil.gif
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Only have 3 spay acc.

Manage to get rm75 as i make rm30x4 each account.
I didnt know that the higher i reload the higher the cashback. Too bad.

Can u split sesco bill using spay? Cant right. I end up pay one go rm200++, only get rm1.98. Zzz.

But my rhb card gives me rm10 cashback for reloading spay so ok la.

Groceries wise yes. Pay rm8 also able to get rm1.20. Unaco cashier was so pissed when i split into 12 bills on 22/7. But i do it at 8.30pm la when the store not many ppl already ahahaha
ClarenceT
post Jul 24 2020, 11:26 AM

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QUOTE(cucikaki @ Jul 24 2020, 11:14 AM)
Only have 3 spay acc.

Manage to get rm75 as i make rm30x4 each account.
I didnt know that the higher i reload the higher the cashback. Too bad.

Can u split sesco bill using spay? Cant right. I end up pay one go rm200++, only get rm1.98. Zzz.

But my rhb card gives me rm10 cashback for reloading spay so ok la.

Groceries wise yes. Pay rm8 also able to get rm1.20. Unaco cashier was so pissed when i split into 12 bills on 22/7. But i do it at 8.30pm la when the store not many ppl already ahahaha
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First top up RM100+ would get RM2x.xx reward.
Then top up RM50 would get RM2.xx +/- reward.
So top up RM100 + RM50 X15 most likely you would reach the maximum RM50 reward already.
Game over. rclxm9.gif

I spent yesterday (hopefully the spending campaign will last till 31/7)
Unaco RM8 -> RM1.1x reward
Everrise RM21 -> RM2.5x reward
Supersave RM12 -> RM1.5x reward
SESCO RM10 -> RM1.3x reward

Can u split sesco bill using spay? Cant right. I end up pay one go rm200++, only get rm1.98. Zzz.
Do you have a past bill with negative (credit) balance, keep and use the QR code in the future, you can always key in the amount you want ("open payment"), but <RM30 normally you will get 5% (RM10 to get RM0.50), but I paid RM10 and got RM1.2X, RM1.3X yesterday.

This post has been edited by ClarenceT: Jul 24 2020, 11:28 AM
CANONPIXMA
post Jul 24 2020, 02:01 PM

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QUOTE(jefftan4888 @ Jul 24 2020, 09:49 AM)
What RHB card are you using?

You can get RM500 easily using an RHB card to spend RM30,000.

For RM90,000 spending, you can get an RM1,500 in return. You lose RM1,000 by joining the wrong campaign.  biggrin.gif
*
If you're referring to ewallet top up campaign, rm30k ewallet top up spending doesn't get you the rm500.

This post has been edited by CANONPIXMA: Jul 24 2020, 02:02 PM
CANONPIXMA
post Jul 24 2020, 02:05 PM

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QUOTE(owodog91 @ Jul 24 2020, 07:29 AM)
user posted image
Finally ~~ woohooo ... thx rhb
*
congrats! are you using rhb mobile banking app? the interface looks different from mine.

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