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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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beLIEve
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Sep 25 2023, 02:12 PM
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QUOTE(mamamia @ Sep 25 2023, 02:06 PM) Hi sifu, for RHB Shell card, the tier spending of 2500 not necessary all must be the cashback category am I right? Understand gov spending not entitle for cashback, but, is gov spending can be use to hit the spending tier? If yes, I've gov spending posted on statement date, can it be treated as next month spending requirement to hit the max cashback tier? 5% for Online/ewallet/groceries/others that i cant remember, so you need $1000 here. 12% for Shell, so you need $417. Others are filler spends. Unsure if Govt spending can be used as filler spends. I don't think filler spends (assume Govt qualifies) can be used for next month. Only cashback will be Counted Now Credited Later, not carried forward into next month. Maybe others can comment. This post has been edited by beLIEve: Sep 25 2023, 02:13 PM
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beLIEve
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Sep 28 2023, 10:45 PM
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QUOTE(GymBoi @ Sep 28 2023, 09:01 PM) QUOTE(ronnie @ Sep 28 2023, 09:34 PM) they fix 26th and broke the 22nd 22nd was paid on 23rd
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beLIEve
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Sep 29 2023, 05:09 PM
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QUOTE(asiatrader98 @ Sep 29 2023, 05:00 PM) yes, me too, statement date shall be 21/9 and normally the bank will posted the cash back amount on 22/9 but I wonder I will get the Cash back or not since on the date of 23/09/23 I reload a lot of e wallets and on the same date and the bank only posted the previous cash back amount RHB don't look at your balance. They look at the amount you spent per statement cycle.
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beLIEve
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Sep 29 2023, 07:12 PM
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QUOTE(liangzai84 @ Sep 29 2023, 06:51 PM) My cc application for RHB Visa Signature using FD Pledge of RM4k has been declined. How should i proceed from here? Reapply again by increasing the amount of my FD fledge? RHB Visa Signature Credit Card. Min. income RM80,000 per annum Visa Signatures are higher tiered cards. I don't think you can get it by just pledging FD but I'm open to feedback from others who managed to (other than banks offering the card without supporting docs). You can get those $24k per annum cards by pledging FD. Minimum 5k, so I don't know how you managed 4k.
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beLIEve
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Sep 29 2023, 11:29 PM
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QUOTE(liangzai84 @ Sep 29 2023, 11:12 PM) I have other low-tiered cards but from another bank. It's just that I don't have a travel card yet. So when I walked in to enquire about the card. they advised me to pledge RM4k as it is the minimum for the Visa Signature card. Well, at least that's what they told me. I just recalled. You might have to retry a few times before they approve, even if you pledge FD. Your banker will have to resubmit for you. Source : Someone i know in person. Retried until banker also got tired. His was Shell card though, not VS. This post has been edited by beLIEve: Sep 29 2023, 11:29 PM
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beLIEve
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Sep 30 2023, 11:10 AM
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QUOTE(CP88 @ Sep 30 2023, 11:03 AM) Hi, A quick question on shell cr card. If today I were to make payment of RM1300 and another 1000 on tomorrow, will this activate the RM50 cashback? How does RHB Shell calculate the CB. Follows Maybank (calendar month) or PBB (statement month). Thanks. Semi-PBB. Follow statement month but count until posted 1 day before statement day (PBB counts until postings on statement day). Qualified transactions posted on statement day will be paid next statement cycle. Are you referring to monthly $50 cashback or New-To-Card cashback? Min qualified monthly spend $2500 to get $50 for non-Shell and another $50 for Shell.
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beLIEve
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Sep 30 2023, 11:28 AM
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QUOTE(CP88 @ Sep 30 2023, 11:25 AM) I’m referring to the monthly Rm50 cashback for non shell Should be around $26, depending on qualified spends. See https://www.rhbgroup.com/personal/cards/cre...redit-card.html
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beLIEve
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Sep 30 2023, 12:43 PM
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QUOTE(ClarenceT @ Sep 30 2023, 12:09 PM) You failed Maths. 0.2% so RM2.60. Haha eh yeah woh. Should be $46 (2% x 2300) if qualified spends no? Otherwise, $4.60. I think new-to-card won't know first statement unless call in to ask.
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beLIEve
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Oct 8 2023, 02:34 PM
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QUOTE(dimgai @ Oct 8 2023, 02:10 PM)   Just wanna clarified again, spent RM2500 on 2 separate islamic/conventional credit card entitle RM100+100 cash back monthly right? 2 RHB bankers said yes, another one said no. I think if shared credit limit then you only get $100. If separate credit limit, then you get $100 for each card. There were people who got shared credit limit and no one knows why, despite Conventional and Islamic being separate entity
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beLIEve
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Oct 17 2023, 10:53 AM
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QUOTE(contestchris @ Oct 17 2023, 10:45 AM) Eh can FPX via CC? How about JomPay via CC? CC usage for both FPX and Jompay depends on the Merchant settings. EPF also FPX but does not accept CC.
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beLIEve
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Oct 17 2023, 12:47 PM
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QUOTE(MGM @ Oct 17 2023, 10:59 AM) For sspn can FPX using cards like UOB Evol? Anyway to use TNG visa or Boost Mastercard for sspn? As far as i know, SSPN site's FPX only allow cash. Same goes for ASN. Not aware of other ways to T@NGo Visa for sspn yet although i tried exploring here and there.
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beLIEve
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Oct 25 2023, 11:16 AM
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QUOTE(rko0504 @ Oct 25 2023, 11:11 AM) Is 99 speedmart counted on grocery for RHB Shell? It's hard to tell. Someone have to test and adjust spending accordingly to confirm. But if base on MCC, most likely yes.
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beLIEve
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Oct 27 2023, 06:00 PM
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QUOTE(PseudomonasSA @ Oct 27 2023, 05:56 PM) RHB customer service advised that annual fees for Shell credit cards will not be automatically waived - despite having fulfilled the requirements for waivers (24 swipes per year). The waivers need to be requested every year. Has anyone experienced the same? On and off like the month end cashback. Most likely system problem
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beLIEve
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Nov 8 2023, 04:33 PM
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QUOTE(contestchris @ Aug 17 2022, 05:13 PM) RHB Shell Visa card is by far the lowest quality credit/debit card I've received. All the ink has peeled off. And yes, the laminating layer is starting to come off too. New batch seems different from the original batch. Either extra lamination on top of the words or they did it differently.
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beLIEve
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Nov 14 2023, 09:43 AM
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QUOTE(cybpsych @ Nov 14 2023, 07:19 AM) I can't beLIEve they include Kibbles' MCC 7372 as ewallet
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beLIEve
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Nov 15 2023, 12:51 AM
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QUOTE(lowyat101 @ Nov 14 2023, 10:54 PM) I've made some reloads on Shopeepay for the Everyday CB but didn't win any CB. May I know if it's considered as recurring transactions? Coz most of the time it's without the OTC. Any idea if it's possible to force for OTC on Shopeepay reloads? Thanks Winners already tipped to do $300-400. If you do ~$200, you have to time it perfectly AND I don't know if RHB keep track down to fractions of a second or not. If they track only every second, then highest value wins.
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beLIEve
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Nov 29 2023, 05:18 PM
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QUOTE(contestchris @ Nov 29 2023, 04:39 PM) PayWave no longer seems to work, pin and pay still can. Anyone face this issue before? #MeToo I thought it's terminal problem since my shop changed terminal when it stopped working.
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beLIEve
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Nov 29 2023, 06:09 PM
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QUOTE(!@#$%^ @ Nov 29 2023, 05:37 PM)  got shop the shop i go to lo QUOTE(contestchris @ Nov 29 2023, 05:50 PM) Only issue with this RHB card? both Shell cards.
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beLIEve
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Nov 29 2023, 09:32 PM
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QUOTE(contestchris @ Nov 29 2023, 09:22 PM) So how to deal with this issue? Must request new card? Old card (never replaced) and new card (the one I told you replaced recently) also cannot wave. Old card used to be able to wave at the same shop. I just insert and enter PIN. I'm perfectly fine to live without Contactless until the day they come out with some campaigns that require Contactless. Maybe you try call CS and ask? Or wait see if anyone else kena This post has been edited by beLIEve: Nov 30 2023, 12:18 PM
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beLIEve
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Nov 30 2023, 12:21 PM
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QUOTE(ineser @ Nov 30 2023, 11:05 AM) Happened to me few months back, requested new card then can "wave". When you waved, terminal said failed or nothing come out? Faulty card != feature change that affects us.
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