I just applied thru branch and the girl told me if i took combo card (Wise+GSC) will be charged 2 GST = 50+50. Is this true? Or does it actually works the same way as MBB2card (2 card under 1 acc, 1 AF, 1 GST)?

hi all,

Any idea how do i check the MCC list? Example Groceries as MCC5411, how do i check and know which supermarket is listed under groceries?
thanks!

1. *Mobile [Maxis, Celcom, Digi, U Mobile and YES]
2. Pharmacies [Watsons, Caring and Eu Yan Sang outlets]
3. Groceries [All grocery stores (MCC 5411)]
4. Petrol [At all petrol pump only (MCC 5542)]
5. Dining [All dining outlets (MCC 5811, 5812, 5814)]
6. Departmental [Parkson, AEON, Isetan, Metrojaya, Robinsons, Tangs, GAMA and Sogo outlets]
7. Book Stores [MPH, Popular, Borders, Kinokuniya, Times, Smart and BookXcess stores]
8. Utilities [Electricity and Water (MCC 4900)]
9. Entertainment A[ll cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box and Neway]
10. Travel [All airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)]
* Bonus Category

Never bother to monitor. Only read 3 lines, how much rebate from mobile, groceries and petrol. Usually 1.2k ~ 1.5k.

Anything more I would swipe my OCBC. OCBC spending higher as mostly used to purchase air tickets for boss, foreign workers, as well as paying for big bills like car servicing, meals, buying gadgets, etc.

Some would recommend me M2C but honestly speaking, not for me. 1st of all, groceries on Saturday sucks without plastic bags, and Sunday too crowded. I also hardly ever go shopping on weekends too due to the same reason. Mostly go on weekdays cause can ask MIL or mom look after young ones for easier shopping.

8. Paying TNB and SYABAS bills via UOB PayOnline is listed under Utilities category
QUOTE(cashie @ Jan 25 2014, 01:03 PM)
Just receive my statement.

I can confirm that following transaction made through PAYONLINE is subscribed to the respected category.

PAYONLINE-MAXIS PETALING JAYA - MOBILE
PAYONLINE-SYABAS KUALA LUMPUR - UTILITIES
PAYONLINE-TNB PETALING JAYA - UTILITIES



**** Why I didn't get this rebate . I using petrol & Utility....

you can only know after trial. for example, you go to buy something and check your hlb wise statement later on.

1) is petrol and utilities your chosen categories?
2) did you managed to swipe >rm50 for minimum 10 times in the month?

Correct me if Im wrong though.

Any installment plan lock you with the bank instead of merchant.

Paying TELEKOM (Home Phone Line) via PAYONLINE. Sadly it's NOT under MOBILE category

1. *Mobile [Maxis, Celcom, Digi, U Mobile and YES]

Nope, TM fixed line not part of the deal.

Codewise MCC 5411 covers all groceries shop and supermarket, including the supermarket at AEON , Isetan, Sogo etc ... Unless they install an EDC of other department at the supermarket !

normally they will first lock the amount = lowering your credit limit.
then they monthly charge you on the installment amount and release back the amount after your each successful payment.

AEON, Isetan, sogo etc are not under departmental store???

Yes they are dept. stores but the MCC code they are using does not limit them to just MCC 5311 Departmental Store only.... On most cases they use MCC 5311 for dept store and MCC 5411 for supermarket. But other code exist too.

I registered Hong Leong online and seems like they charged only 1 GST. and the GST can be waive if any of the card is swiped within 45 days (confirm will CS). So I guess this work like MBB2card


Got it now.. Thanks~

yup i already swipe 10 x RM50 + each
my category is petrol n utility..

If all 10x tranx posted in Jan, then CB will be paid on 28 Feb. today.

Any booth around offering this wise card with instant approval?

Cheers

No such feature for HLB except HLB Mach Credit Card

when are they going to waived/refund for GST after '3 swipe within 45 days'?

For example my first statement is around mid-jan, can I expect GST 'refund' on second statement?

my card is expired at Feb 2017. now the service tax is charged for second year. do anyone waive his/her serviece tax for second year? is that true the annual year can be waived for second year?