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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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tbheng
post May 22 2013, 07:02 AM

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QUOTE(ronnie @ May 21 2013, 08:07 PM)
Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate.

Bad news: AEON Supermarket swipes is NOT under Departmental Stores category.
I assume it under AEON sad.gif
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QUOTE(ronnie @ May 21 2013, 09:49 PM)
My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89%  mad.gif  vmad.gif

AEON receipts states : DEPT & SMKT.
That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed.
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QUOTE(ronnie @ May 21 2013, 10:12 PM)
I believe HLB Wise categorisation based on Merchant Name, then followed by MCC
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Did you call to find out the MCC for AEON Supermarket?
Just curious as it was not accepted as Grocery by OCBC Ti and now not accepted as Department Store by HL Wise. So what is the MCC rclxub.gif
The attached screenshot is what was posted from HL website for reference.


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Attached Image
TSronnie
post May 22 2013, 08:02 AM

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QUOTE(tbheng @ May 22 2013, 07:02 AM)
Did you call to find out the MCC for AEON Supermarket?
Just curious as it was not accepted as Grocery by OCBC Ti and now not accepted as Department Store by HL Wise.  So what is the MCC rclxub.gif
The attached screenshot is what was posted from HL website for reference.
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I've made calls to HLB awaiting feedback on the actual MCC code for these AEON transactions ......

As I know, MCC 5311 = Department Stores / MCC 5411 = Grocery Stores
aeiou228
post May 22 2013, 08:21 AM

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QUOTE(ronnie @ May 21 2013, 09:49 PM)
My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89%  mad.gif  vmad.gif

AEON receipts states : DEPT & SMKT.
That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed.
*
True enough.
If one purchase a Rm1000 tv from Tesco in one swipe, one still have to fulfill 9 x > Rm50 for nothing inorder to qualify for CB, hence effectively reduce the CB to 6.9%. It would have been better to use mbb2amex if it is on weekend to earn 7.5%.

QUOTE(sailou @ May 21 2013, 10:09 PM)
Then how to get the rebate for electricity if online payment is denied. If i am in the same situation i would have call and screw them inside out.
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As said before, save the TNB bill for Mbb2Amex to earn 7.5% if u have one. Choose other category like petrol or groceries instead.
jkngo2003
post May 22 2013, 11:33 AM

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be careful on departmental category. cs tell me that not all the department store under MCC 5311 get the rebate. only the one mentioned will get the rebate.

for grocery, all mcc 5411 will get rebate. i try it at vy small supermarket and i call cs to check the mcc code. it is under mcc 5411 and i get the rebate last month for my transition at vy small supermarket which accept credit card.

Now, no space for me to use maybank AMex unless i got to departmental store to buy.
TSronnie
post May 22 2013, 04:22 PM

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MCC Code for AEON Midvalley (Department Store) : 5311
MCC Code for AEON Midvalley (Supermarket) : 5411

Thus, we need to re-verify with OCBC Titanium also.

HLB CS check of MCC needs to hold about 2-3 mins sad.gif
aeiou228
post May 22 2013, 06:39 PM

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QUOTE(ronnie @ May 22 2013, 04:22 PM)
MCC Code for AEON Midvalley (Department Store) : 5311
MCC Code for AEON Midvalley (Supermarket) : 5411

Thus, we need to re-verify with OCBC Titanium also.

HLB CS check of MCC needs to hold about 2-3 mins sad.gif
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Gee...!! so damn confusing. Got to find out AEON IOI mall (Supermarket) too. I thought it is under departmental and used MBB2Amex to pay. If it this under groceries MCC 5411, then can use WISE card to pay liao.
TSronnie
post May 22 2013, 08:42 PM

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QUOTE(aeiou228 @ May 22 2013, 06:39 PM)
Gee...!! so damn confusing. Got to find out AEON IOI mall (Supermarket) too. I thought it is under departmental and used MBB2Amex to pay.  If it this under groceries MCC 5411, then can use WISE card to pay liao.
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I will test AEON IOI Supermarket with OCBC Titanium for Grocery. You can test with Wise to reconfirm my results
guy3288
post May 22 2013, 11:02 PM

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received sms from 66600, For Aeon, ONLY Aeon Big is classified as groceries.

I checked my statement, true enough i bought groceries at Aeon Jusco - no 10% rebate!!!
aeiou228
post May 22 2013, 11:17 PM

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QUOTE(guy3288 @ May 22 2013, 11:02 PM)
received sms from 66600, For Aeon, ONLY Aeon Big is classified as groceries.

I  checked my statement, true enough i bought groceries at Aeon Jusco - no 10% rebate!!!
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Which jusco ? If MV Aeon supermarket is MCC 5411 then HLB must pay CB according to TnC to card member opted groceries.
TSronnie
post May 22 2013, 11:20 PM

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QUOTE(guy3288 @ May 22 2013, 11:02 PM)
received sms from 66600, For Aeon, ONLY Aeon Big is classified as groceries.

I  checked my statement, true enough i bought groceries at Aeon Jusco - no 10% rebate!!!
*
Which category you chose for your WISE ?
What category was stated in the Statement ?
Which AEON Supermarket ?

vinvon23
post May 23 2013, 02:11 PM

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For those who apply thru groupon...which gift did u all opt for...
notok
post May 23 2013, 02:23 PM

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better choose groceries for the cashback categories, use AMEX for any departmental store. To be safe, choose both groceries and department store as your cashback category

This post has been edited by notok: May 23 2013, 02:26 PM
DM3
post May 23 2013, 02:43 PM

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QUOTE(vinvon23 @ May 23 2013, 02:11 PM)
For those who apply thru groupon...which gift did u all opt for...
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took the groupon 150 voucher/card
TSronnie
post May 23 2013, 02:50 PM

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QUOTE(notok @ May 23 2013, 02:23 PM)
better choose groceries for the cashback categories, use AMEX for any departmental store. To be safe, choose both groceries and department store as your cashback category
*
HLB should allow us to add another category..... then it will be "almost perfect" card (for me)
aeiou228
post May 23 2013, 05:03 PM

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QUOTE(ronnie @ May 23 2013, 02:50 PM)
HLB should allow us to add another category..... then it will be "almost perfect" card (for me)
*
I still spent more on OCBC Ti rather than HLB WISE card due to the 1% CB on all other transactions.
If WISE card give 1% CB to non selected categories, sure can tapao OCBC Titanium kaw-kaw liau.
fahrur_07
post May 24 2013, 08:43 AM

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QUOTE(vinvon23 @ May 23 2013, 02:11 PM)
For those who apply thru groupon...which gift did u all opt for...
*
i choose to get RM150 Groupon voucher
funny thing is they stated that the Swarovski bass bud is worth RM560,but in another groupon promo it stated worth only RM260 before discount
guy3288
post May 24 2013, 11:10 PM

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QUOTE(ronnie @ May 22 2013, 11:20 PM)
Which category you chose for your WISE ?
What category was stated in the Statement ?
Which AEON Supermarket ?
*
chose petrol and grocery.
Aeon seberang Perai -category left blank.
babyploy86
post May 26 2013, 04:28 PM

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is the hong leong connect mini ipad for rm 655 applicable for first time sign of wise card a well?
....
dont think i can make 10 transaction each month after pay astro, maxis, tnb,+ 4 times petrol.
3 more transaction needed.
TSronnie
post May 26 2013, 06:36 PM

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AEON Supermarket - IOI Mall uses MCC Code 5411 (as reported by OCBC). That means it is under Groceries.
TSronnie
post May 27 2013, 08:06 AM

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Let's say we swipe on 31 May 2013, and posted on 2 June 2013.
Is the 10% Rebate calculation meant for May or June ?

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