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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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kop2299
post May 28 2013, 02:58 PM

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QUOTE(ronnie @ May 28 2013, 02:47 PM)
CONFIRMED: AEON Supermarket - Midvalley and AEON Supermarket - IOI Mall not under Departmental Stores
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Looks confusing..so No CB for Aeon SMkt even we select grocecy/depmt?
I think the best solution is to buy Aeon Voucher under departmt cb.
TSronnie
post May 28 2013, 03:24 PM

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QUOTE(kop2299 @ May 28 2013, 02:58 PM)
Looks confusing..so No CB for Aeon SMkt even we select grocecy/depmt?
I think the best solution is to buy Aeon Voucher under departmt cb.
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I buy AEON vouchers to spend at AEON Supermarket too.
Some AEON voucher counter is located at the Supermarket area, so be careful. i.e. AEON IOI Mall voucher is sold at the Customer Service @ Supermarket
kop2299
post May 28 2013, 04:28 PM

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QUOTE(ronnie @ May 28 2013, 03:24 PM)
I buy AEON vouchers to spend at AEON Supermarket too.
Some AEON voucher counter is located at the Supermarket area, so be careful. i.e. AEON IOI Mall voucher is sold at the Customer Service @ Supermarket
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Tks ronnie for your reminder. I always buy the voucher at Mid Valley
jkngo2003
post May 28 2013, 04:29 PM

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today is 28th, do anyone get the cash back alr?
tbheng
post May 28 2013, 04:36 PM

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QUOTE(jkngo2003 @ May 28 2013, 04:29 PM)
today is 28th, do anyone get the cash back alr?
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I've just checked the HL Connect, CB still not posted yet. yawn.gif

This post has been edited by tbheng: May 28 2013, 04:37 PM
TSronnie
post May 28 2013, 05:49 PM

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QUOTE(kop2299 @ May 28 2013, 04:28 PM)
Tks ronnie for your reminder. I always buy the voucher at Mid Valley
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AEON Midvalley voucher counter is under Departmental Store (confirmed)
TSronnie
post May 28 2013, 05:50 PM

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QUOTE(tbheng @ May 28 2013, 04:36 PM)
I've just checked the HL Connect, CB still not posted yet.  yawn.gif
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Should check on 29th as it will post on 28th, right ??
turbopips
post May 28 2013, 06:26 PM

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QUOTE(ronnie @ May 28 2013, 03:24 PM)
I buy AEON vouchers to spend at AEON Supermarket too.
Some AEON voucher counter is located at the Supermarket area, so be careful. i.e. AEON IOI Mall voucher is sold at the Customer Service @ Supermarket
*
Curious why u buy voucher to procure goods in aeon? Example: R u paying less to buy a rm 50 voucher?
aeiou228
post May 28 2013, 06:58 PM

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QUOTE(turbopips @ May 28 2013, 06:26 PM)
Curious why u buy voucher to procure goods in aeon? Example:  R u paying less to buy a rm 50 voucher?
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Yes, rm50 voucher for rm45.
Still haven't own a credit card yet ?
tbheng
post May 29 2013, 07:02 AM

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Guys, April CB has been posted. I got RM87 CB in total from 3 categories. thumbup.gif
It does include my 3 swipes on 30/31Mar, but excluded 1 swipe on 29Apr.
Still not maximising the CB yet as was not familiar with the month end calculation. Should get more CB in May. brows.gif
TSronnie
post May 29 2013, 07:30 AM

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My first 10% Cashback : RM99
Actual Spending to get 10% Cash back : RM986.80

aeiou228 did mention we can use the Rebate received on 28 May to offset Current Outstading Statement Balance.
But the HLB Connect website doesn't show it under Last Payment: like Maybank's

Eg.
Statement Balance for April : RM1099, (Due on 1 June)
Rebate receive : RM99
Total cash payment : RM1000
Can the above be done ?
aeiou228
post May 29 2013, 08:19 AM

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QUOTE(ronnie @ May 29 2013, 07:30 AM)
My first 10% Cashback : RM99
Actual Spending to get 10% Cash back : RM986.80

aeiou228 did mention we can use the Rebate received on 28 May to offset Current Outstading Statement Balance.
But the HLB Connect website doesn't show it under Last Payment: like Maybank's

Eg.
Statement Balance for April : RM1099, (Due on 1 June)
Rebate receive : RM99
Total cash payment : RM1000
Can the above be done ?
*
Rebate is an immediate credit entry on 28th of every month, therefore statement balance should be adjusted accordingly

This post has been edited by aeiou228: May 29 2013, 09:33 AM
FK003
post May 29 2013, 09:33 AM

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Need some advise from sifu here,

Get the Wise card on May 2, statement date May 15, i oledi make 10 trans. with RM50 each, but today oledi 29 May, why no CB yet?


Thanks notworthy.gif notworthy.gif
TSronnie
post May 29 2013, 09:37 AM

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QUOTE(aeiou228 @ May 29 2013, 08:19 AM)
Rebate is an immediate credit entry on 28th of every month, therefore statement balance should be adjusted accordingly
*
I was expecting the Rebate amount to show under
QUOTE
Last Payment Date : 
Last Payment Amount : 0.00


aeiou228 Did you pay less rebate for the outstanding bill amount ?
I'm weary of this as HLB likes to charge late interest when you are 1 day late.
aeiou228
post May 29 2013, 09:39 AM

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QUOTE(FK003 @ May 29 2013, 09:33 AM)
Need some advise from sifu here,

Get the Wise card on May 2, statement date May 15, i oledi make 10 trans. with RM50 each, but today oledi 29 May, why no CB yet?
Thanks notworthy.gif  notworthy.gif
*
May's CB will be credited on 28th Jun.
TSronnie
post May 29 2013, 09:40 AM

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QUOTE(FK003 @ May 29 2013, 09:33 AM)
Need some advise from sifu here,

Get the Wise card on May 2, statement date May 15, i oledi make 10 trans. with RM50 each, but today oledi 29 May, why no CB yet?
Thanks notworthy.gif  notworthy.gif
*
May-2013 transactions will get the 10% rebate on 28-June-2013
June-2013 transactions will get the 10% rebate on 28-July-2013
July-2013 transactions will get the 10% rebate on 28-Aug-2013
FK003
post May 29 2013, 09:44 AM

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QUOTE(ronnie @ May 29 2013, 09:40 AM)
May-2013 transactions will get the 10% rebate on 28-June-2013
June-2013 transactions will get the 10% rebate on 28-July-2013
July-2013 transactions will get the 10% rebate on 28-Aug-2013
*
So, they will drag the CB for 1 month, i see,


Thanks for reply notworthy.gif notworthy.gif
aeiou228
post May 29 2013, 09:47 AM

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QUOTE(ronnie @ May 29 2013, 09:37 AM)
I was expecting the Rebate amount to show under
aeiou228 Did you pay less rebate for the outstanding bill amount ?
I'm weary of this as HLB likes to charge late interest when you are 1 day late.
*
I didn't pay the outstanding balance. I always pay the statement balance.
I assumed the CB will reduce my monthly statement balance, No ?
TSronnie
post May 29 2013, 09:49 AM

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QUOTE(aeiou228 @ May 29 2013, 09:47 AM)
I didn't pay the outstanding balance. I always pay the statement balance.
I assumed the CB will reduce my monthly statement balance, No ?
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I always pay Statement Balance also.

For Maybankard 2 AMEX, I pay Statement Balance, minus 5% Rebate received

Do you pay HLB Wise Statement Balance, minus 10% Rebate received ?
What's your statement date ?
aeiou228
post May 29 2013, 10:02 AM

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QUOTE(ronnie @ May 29 2013, 09:49 AM)
I always pay Statement Balance also.

For Maybankard 2 AMEX, I pay Statement Balance, minus 5% Rebate received

Do you pay HLB Wise Statement Balance, minus 10% Rebate received ?
What's your statement date ?
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Oh ! now I see your point.
My statement date is on end of month, thus my statement balance always discounted by the CB on 28th.

Your question was if the statement date is 20th May, can you minus in advance the CB credited on 28th May ??
My guess is if you pay a shortfall amount against the statement balance, you will kena penalty. (to be confirmed though)
For statement date 20th May, your statement balance already minus off the CB credited on 28th Apr.




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