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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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andyfriends
post May 17 2013, 03:39 PM

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QUOTE(aeiou228 @ May 17 2013, 02:31 PM)
At the TNB counter or UOB Payonline ??
*
I am going to try it to payonline.
vinvon23
post May 17 2013, 03:56 PM

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QUOTE(andyfriends @ May 17 2013, 03:39 PM)
I am going to try it to payonline.
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u apply thru groupon?
andyfriends
post May 17 2013, 04:20 PM

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QUOTE(vinvon23 @ May 17 2013, 03:56 PM)
u apply thru groupon?
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yupe. why
fahrur_07
post May 18 2013, 06:00 AM

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QUOTE(kornflakekid @ May 17 2013, 03:02 PM)
Ermmm..why is it not wise to get from groupon?
I mean 1st year AF is waived right?
After 1 year if cant be waived then only cancel it right?
Plus got free gift
*
i also plan to get this card via groupon
andyfriends
post May 20 2013, 11:33 AM

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if we spend on facial, servicing car etc, which category do they fall under?
aeiou228
post May 20 2013, 12:24 PM

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QUOTE(andyfriends @ May 20 2013, 11:33 AM)
if we spend on facial, servicing car etc, which category do they fall under?
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There is no Beauty or Automobile category in WISE card, I guess MBB2Amex or OCBC Ti is the next best card to use.
TSronnie
post May 20 2013, 12:46 PM

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Does the Rebate creditted on 28th can be used to offset the outstanding balance ?
aeiou228
post May 20 2013, 01:02 PM

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QUOTE(ronnie @ May 20 2013, 12:46 PM)
Does the Rebate creditted on 28th can be used to offset the outstanding balance ?
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Yes.
Similar to that of MBB2Amex, the rebate appeared as immediate credit entry in the statement.
TSronnie
post May 20 2013, 01:29 PM

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QUOTE(aeiou228 @ May 20 2013, 01:02 PM)
Yes.
Similar to that of MBB2Amex, the rebate appeared as immediate credit entry in the statement.
*
Thanks for the confirmation..... icon_idea.gif rclxm9.gif
So basically my rebate can cover RM50 GST (w/o forking RM50 first)
andyfriends
post May 20 2013, 04:26 PM

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cant believe that they actually called my office to speak to me. y cant they call my hp. sigh.
cbkl
post May 20 2013, 06:18 PM

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QUOTE(andyfriends @ May 17 2013, 03:39 PM)
I am going to try it to payonline.
*
Bro Dont try payonline. Confirm can't get 10% rebate.
I ade rugi RM 20 cashback by paying RM 50 x 4 using UOB payonline in my 1st month statement. vmad.gif


Anyone know paying at TNB kiosk machine entitles for 10% rebate boh? hmm.gif

andyfriends
post May 20 2013, 07:04 PM

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QUOTE(cbkl @ May 20 2013, 06:18 PM)
Bro Dont try payonline. Confirm can't get 10% rebate.
I ade rugi RM 20 cashback by paying RM 50 x 4 using UOB payonline in my 1st month statement.  vmad.gif
Anyone know paying at TNB kiosk machine entitles for 10% rebate boh?  hmm.gif
*
how come payonline.com is not entitled for that?
aeiou228
post May 20 2013, 07:13 PM

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QUOTE(cbkl @ May 20 2013, 06:18 PM)
Bro Dont try payonline. Confirm can't get 10% rebate.
I ade rugi RM 20 cashback by paying RM 50 x 4 using UOB payonline in my 1st month statement.  vmad.gif
Anyone know paying at TNB kiosk machine entitles for 10% rebate boh?  hmm.gif
*
Sorry to hear that. You confirmation clears my suspicion that paying TNB via UOB payonline is different from paying directly to TNB.
Because payee would not get the TNB MCC code if payment was made thru an intermediate payment gateway service provider.

As for the TNB payment Kiosk, you need to do a RM50 test in order to find out the Kiosk payment service is belongs to TNB directly and not provided by 3rd party payment gateway service provider.
TSronnie
post May 21 2013, 08:07 PM

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Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate.

Bad news: AEON Supermarket swipes is NOT under Departmental Stores category.
I assume it under AEON sad.gif
aeiou228
post May 21 2013, 08:24 PM

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QUOTE(ronnie @ May 21 2013, 08:07 PM)
Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate.

Bad news: AEON Supermarket swipes is NOT under Departmental Stores category.
I assume it under AEON sad.gif
*
Under groceries then? hmm.gif

Received extra rm50 rebate in my apr statement for new to card, GST rebate.
TSronnie
post May 21 2013, 09:49 PM

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My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89% mad.gif vmad.gif

AEON receipts states : DEPT & SMKT.
That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed.

This post has been edited by ronnie: May 21 2013, 09:51 PM
TSronnie
post May 21 2013, 09:52 PM

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Maxis Kiosk - The Gardens is under MOBILE category
sailou
post May 21 2013, 10:09 PM

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Then how to get the rebate for electricity if online payment is denied. If i am in the same situation i would have call and screw them inside out.
TSronnie
post May 21 2013, 10:12 PM

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I believe HLB Wise categorisation based on Merchant Name, then followed by MCC
Asgaard
post May 22 2013, 02:15 AM

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QUOTE(ronnie @ May 21 2013, 08:07 PM)
Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate.

Bad news: AEON Supermarket swipes is NOT under Departmental Stores category.
I assume it under AEON sad.gif
*
QUOTE(ronnie @ May 21 2013, 09:49 PM)
My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89%  mad.gif  vmad.gif

AEON receipts states : DEPT & SMKT.
That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed.
*
AEON Big under groceries.

Wise card follow MCC code. Not under HLBB control. Our management keep sending emails inform sales person because many enquiries from customer that they did not get their cash back.

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