Is this about PFEPRF?

In general terms, never just look at the launch and what they said, or the prospectus alone. Look at the latest few quarterly reports (or whatever they have), or even the fund factsheet, for more information about what the fund manager(s) are actually doing rather than the vague, generalised information in the prospectus.

In addition, the same fund manager(s) may have good years previously but not this year, or there may have been a change of managers, or the fund objectives may not be suitable to the current economic cycle, or a few other things I'm not aware of.

That day at airplane met grand daughter of the owner of kapal api coffee. Young and preety, family worth billions. Want to introduce? she say her hobby is travel round the world, currently study at england. Interested?

I put up a query about the recent bad performance of Pacific Global Stars Fund at FSM forum, they said they already forwarded my query to Pacific Mutual. See how fast they respond and how's the response like. If I write direct to Pacific Mutual, doubt that they will respond cos I don't maintain an investment account with Pacific Mutual, they won't respond to a nobody, would they?

I cannot afford to maintain such bini

Yeah, just look at what happened to Pacific Global Stars Fund recently. It won awards for best equity fund for past 3 and 5 years, during which it outperformed its peers. But past 3 months underperformance wiped out all the good work

This post has been edited by Pink Spider: Apr 10 2013, 10:53 PM

Well, IIRC, PFEPRF should be one of the earliest REIT fund in the market when SC approved to allow REIT into the market.

thanks will look into that...

will check them out...

reit/properties are first target.. sins funds/market is considered cyclical ?


thanks

cyclical your head

economy crash also Toto good business, casino business EVEN BETTER cos pokai ppl wanna try their luck, alcohol sales boom cos ppl no $$$ wanna drink away their sorrows, same for cigarette

not sure sarcasm or proper point ... or maybe its too late and im blurrr

RSP as in retirement savings plan? But I think I too young to go into that.. Its a 30 year commitment if I enter now..

Regular savings plan encik. RSP, not PRS. lol

PRS ,

Pakatan Regular Savings

Guys, no spamming please.

Back to main topic. Anybody bought HAQ?

No point to buy all those funds, in case u buy it is your 100% job to do the researches.

I do not know why people paying management fees, but asking other forumers to do researches for them ?

Is it fair ?

Damn smart

This post has been edited by SKY 1809: Apr 11 2013, 01:34 PM

i top up abit only:)

what do you mean ?

Now dividend announcement page at FSM got display gross distribution and net distribution already, we can calculate the distribution ourselves rather than wait for the dividend e-mail

yes finally my funds +gain small2 capital

OSK-UOB Smart Income Fund RM 36.39 Dividend = 9%
OSK-UOB KidSave Trust RM 162.89 Dividend =13.5%
OSK-UOB Emerging Opportunity Unit Trust RM 85.86 Dividend =11%


how much to you target for your funds?

bond : 7%
balance : 9%
equity : 11%

This post has been edited by kangwoo: Apr 11 2013, 11:24 PM

I don't really set individual target for different class of funds. For me, as long as my portfolio as a whole beats EPF, I'm happy.

OSK-UOB Income Fund kena quite a lot of tax (or maybe expenses?)...gross RM0.07, net RM0.06. That's RM180+ of income "lost"

This post has been edited by Pink Spider: Apr 11 2013, 10:57 PM

Eh, Smart Income Fund is not really a bond fund...it can have up to 30% exposure in small-mid cap Malaysian equities, u aware of that?

how do we know the tax?


balance fund rite...only hav 1 bond...cimp principal bond rm65.... 5.5% ...less than epf




if bought fund a few days before expire date, entitle for dividend?

This post has been edited by kangwoo: Apr 11 2013, 11:10 PM

Have to see the Tax Voucher then only know whether that RM0.01 gone is due to tax or expenses. But my guess is expenses, as based on last Financial Statements, OSK-UOB Income Fund's incomes does not attract any tax charge.

Basically what they tell u in the Tax Voucher is:

Gross distribution
- Taxation
- Expenses
= Net distribution

E.g.
Fund gross income = RM10m
Total expenses = RM2m
Fund net income = RM8m

FM declares RM5m distribution i.e. 50% of gross income

Let's imagine u own 100% of the fund's units

Your Tax Voucher will look something like this:
Gross distribution: RM5m
Expenses: RM1m
Net distribution: RM4m

Any fund accountant around? I'm only a ciplak junior accountant, my understanding may be wrong
But u get the general idea?

As long as u bought before ex-date, u are entitled to the distribution. But in case u have not read the FAQs on Post #1, distributions/dividends mean nothing to the value of your investments. Let's say u buy just 1 day before ex-date, the effect of distribution is like 10 - 1 + 1 = 10.