got a question on FSM.

if 1 day, FSM decides to close shop, will the users be affected? or will the UT stay tied to the user's name? thus can trade the UT at other institutions?

silly question right

thanks pinky got my answer

yes please share your portfolio.. i wish to learn more about UT in this few months, then when the FDs mature can invest in UT instead..

thanks.

haih im only having 3.xx% from FD for the past 3 years.. last year moved some funds to REITs, getting 6.xx%. this year will move some funds to UT. i currently have UO asian income fund, and its only because the bank agent managed to persuade me

UO AIF ex-date soon right? do u suggest i top up?

i didnt know about FSM until few months back.. OCBC charge me 4% SC leh.. so now reading up on FSM and see what i can do

i see many ppl have Ambond and OSKUOB Emerging Markets bond, many i should look into it

do you mean the part of : dividend is just "left hand go right hand"?

i understand this.. so at rm1.00 now, if after ex-date it goes to 0.90. and i bought it earlier at rm1.00, buying it again at .90 brings down my average to .95 right? is that how we do it in UT? bear with me please

i see! thanks for the insight! learnt something new today ^^

hope others can benefit from it

hello sifus, im thinking to park some of my money into bonds, looking for low to moderate risk bonds. from FSM's webpage, one of the recommended bonds are

Bonds - Asia
United Asian Bond Fund Class SGD

Bonds - Global
LionGlobal Short Duration Bond Fund

Bonds - Money Market & Short Duration
Cash Fund

Bonds - Singapore-Centric
LionGlobal Spore Fixed Inc-A
United SGD Fund Cl A

any advise on any of these?

and how do i calculate past performance of UT? when i view 'fact sheet', i see some numbers, but cant figure how to count =/

hi pinky, i didnt noticed initially. but im interested to invest in Sg, china and indonesia... any recommended bonds?

noted thanks. will have a look~

I see.. Hw about bonds? Any recommended ones?

i see actually bonds are more conservative and have lower risks, thus their return wont be very high but will be better than FD or savings account right?

actually i was asking you whether that statement is correct thanks for the confirmation~

har.. then i might need rethink then.. coz i wont be moving my funds in UT alot.. might probably end up leaving it there for few years, so looking for some bonds or UT that less volatile ..

oh? then maybe the Hwang Select Income Fund is what im looking for


you're right on the 66-75% bonds.. thats why im looking for recommendations for bonds from the sifus here

is iFast research team the in house research team?

This post has been edited by pisces88: Mar 28 2013, 10:53 PM

hi, actually why is the CMF not included whn calculating the irr?

rarely see ppl talk about kenanga growth fund? was browsing through fsm's recommended balanced portfolio and saw this..

have jus submitted application forms, will build up my portfolio in the coming weeks!

yea i thought so too

i see.. thank for the info~