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 Fundsupermart.com v2, Learn about DIY unit trust investing

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howszat
post Mar 28 2013, 08:25 PM

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Anyone else got a display problem with their website?

Can view Fund by Asset Allocation, but not by Fund Name? Shows nothing under by Fund Name?
howszat
post Mar 28 2013, 08:57 PM

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QUOTE(Pink Spider @ Mar 28 2013, 08:52 PM)
Website maintenance I think, it looked different.
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So you can view by Fund Name?

Mine shows nothing but the header for that page.

howszat
post Mar 28 2013, 09:02 PM

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QUOTE(Pink Spider @ Mar 28 2013, 08:58 PM)
1 hour ago still can, now cannot doh.gif
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Either both your funds and mine have disappeared, or there is a website problem...

howszat
post Mar 28 2013, 09:13 PM

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QUOTE(Pink Spider @ Mar 28 2013, 09:02 PM)
"Analyse My Portfolio" no problem
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Yeah, that one's ok.
howszat
post Mar 28 2013, 09:52 PM

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QUOTE(Pink Spider @ Mar 28 2013, 09:17 PM)
Even though nothing appears when u select View By Fund Name, u click the "Print", all your holdings will come out. Relax la...even banks also will have online banking downtime what icon_idea.gif
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Not quite the same thing as downtime though. Downtime, as in website not available, is common.

Presenting incorrect information while still available is less common. Hopefully, something like this is rare.
howszat
post Apr 5 2013, 11:29 PM

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I'm reducing my weighting on China-related funds, as I'm tending to the idea that China economic performance does not translate well to shareholder profits.
howszat
post Apr 6 2013, 12:09 AM

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QUOTE(Pink Spider @ Apr 5 2013, 11:53 PM)
So, u shifting your weighting to where?
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A recent example, switched from OSK China Big Cap (based on China Index), to OSK Asian Growth (less China).

This post has been edited by howszat: Apr 6 2013, 12:11 AM
howszat
post Apr 6 2013, 01:04 AM

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QUOTE(wwl86 @ Apr 6 2013, 12:09 AM)
FSM keep promoting Greater China, GEM and Asia ex-Japan. You shifting attention to the other 2?
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Yes, I'm shifting to less China. As to why, there are various articles that discuss this when you Google. Of course, how you interpret them is up to you.

howszat
post Apr 10 2013, 10:28 PM

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QUOTE(David83 @ Apr 10 2013, 09:21 PM)
Actually that fund is investing in property sector and PM claimed to be a REIT fund during launch.

I'm not if the objective is still intact.
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Is this about PFEPRF?

In general terms, never just look at the launch and what they said, or the prospectus alone. Look at the latest few quarterly reports (or whatever they have), or even the fund factsheet, for more information about what the fund manager(s) are actually doing rather than the vague, generalised information in the prospectus.

In addition, the same fund manager(s) may have good years previously but not this year, or there may have been a change of managers, or the fund objectives may not be suitable to the current economic cycle, or a few other things I'm not aware of.


howszat
post Apr 19 2013, 09:07 PM

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On the odd occasion, they seem to have a delay in processing.

Last time, they sent a reminder saying I've not made payment after placing an order. I've replied saying yes, I have already made payment to which bank and when. They replied quickly saying they are now processing the order.

This time, I made the payment on Monday. Till now, still status Pending, and not even a reminder. hmm.gif
howszat
post Apr 19 2013, 09:46 PM

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QUOTE(Pink Spider @ Apr 19 2013, 09:15 PM)
U pay by Interbank GIRO?

Tell u what, my company have experienced transfer of MILLIONS gone missing somewhere in the interbank clearing system. Only after we alerted the bank that they immediately rectified it.

That's why it's highly recommended that u park your excess cash at Cash Management Fund (CMF), and purchase funds using CMF balance, same day transaction guaranteed provided u transact before 3PM.
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Yes, I can park my cash at CMF, but that doesn't mean I use cash or cheque to pay them - I will still be using IBG. So, that's irrelevant.

There could be a delay sometimes, but that should normally be within the 2 or 3 business days. Any more than that, and more often than you would like, I suggest your company change banks.

But, more relevant in an FSM thread, they previously sent a reminder when they did not receive payment. That should normally be automatic, which may or may not be how they operate. My post was more to see whether others have experienced something similar, ie 5 days still pending and no reminders?


howszat
post Apr 19 2013, 10:14 PM

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QUOTE(Pink Spider @ Apr 19 2013, 09:52 PM)
If u are sensitive enough to observe the nuances, you'd be able to tell that payment receipt e-mails are not sent automatically. Also, I don't think the system at FSM is that advanced to do automatic matching between purchase orders and payments.

I think only payments by CIMB or Hong Leong are matched to purchase orders automatically as they are made via the bank's bill payment function. Any other payment method used, you have to inform FSM after u made payment and wait for them to check that the funds are credited, then only they'll process your purchase order.
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Let me clarify - I wasn't talking about receipt emails. I was referring to reminder emails that should be automatic, IF they did not receive payment.

Yes, I would agree that CIMB/HLB payments would be more "efficient" for want of a better word. And that is why in my payments to Maybank, I deliberately made them rounded to a 50, eg X050, rather than X000 so a human being can have better chance of matching it. Which may or may not have helped... biggrin.gif

howszat
post Apr 22 2013, 09:28 PM

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QUOTE(kimyee73 @ Apr 22 2013, 08:31 AM)
They send reminder after a week. Happend to me twice as I have problem with my TM email not getting out. Have to use my gmail to send out.
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Got the reminder, after one week. This one is automatic, ie with regards from "Fundsupermart.com" rather than a person. Previously, I did get a personal reminder.
howszat
post Apr 22 2013, 09:36 PM

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QUOTE(ilineZ @ Apr 22 2013, 08:02 PM)
they also bit mess up my opening account verification.
i think the management is a bit blur, maybe since not only 1 person handling 1 case,
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I didn't have any problems with account opening, or processing payments previously, until this time. So my post was more to find out what other people's experience have been like.





howszat
post Apr 29 2013, 08:38 PM

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QUOTE(Pink Spider @ Apr 29 2013, 11:48 AM)
Lim Goh Tong blush.gif
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KLSE has trends, which are possible to utilize to one's advantage.

Uncle Lim has only 1 trend - you lose.

There is a difference. smile.gif
howszat
post May 13 2013, 08:45 PM

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QUOTE(Pink Spider @ May 13 2013, 02:30 PM)
u not Muslim, right? Why restrict to shariah-compliant stocks...of course Hwang Select Income! biggrin.gif
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Shariah-funds has a restricted list of holdings, yes. But is it necessarily a not-as-good choice for a fund?

Consider who can buy those stocks, and who cannot. If a stock has a wider range of permitted buyers (especially large ones), it could be possible that its share price may be better supported. So the choice is not that clear-cut.
howszat
post May 16 2013, 09:05 PM

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Quoting @transit

> 1. Do nothing. A conscious and thoughtful decision to do nothing is still a form of action.

Too broad. Depends on what you did previously, and how you deal with things in general. If you previously made a mistake, you must act to correct it - doing nothing is the worst course of action in such circumstances.

> 2. Your money is like soap. To quote Gene Fama Jr., a famed economist, “Your money is like soap. The more you handle it, the less you’ll have.”

That's a really uneducated comment. With some people, it is known as leverage to make it grow, with others it is a bottomless pit. It depends.

> 3. Never sell equities in a down market. If your funds are allocated correctly, you should never have a need to sell equities during a down market cycle. This holds true even if you are taking income. Just as you wouldn’t run out and put a for sale sign on your home when the housing market turns south, don’t be rash to sell equities when the stock market goes through a bear cycle. Wait it out.

"If your funds are allocated correctly" - that's the key point. How many people actually know what is the correct allocation, and stick to that belief "come hell or high water"? In a down market, companies can and do go belly-up. If you wait, you will lose even more.

> 4. Science works. It’s been academically proven that a disciplined approach to investing delivers higher market returns. Yeah, it’s boring; but it works.

No, investment is not Science. It's Art. In Science, if you follow the same methods exactly, you get the same results. In investments, you don't. Therein lies the difference.

This post has been edited by howszat: May 16 2013, 09:09 PM
howszat
post May 27 2013, 08:53 PM

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One of the factors is the drop in Australian currency, and shares.

From a fundamentals point of view: mining boom over, Reserve Bank cutting rates, other non-mining industries lagging, un-employment expected to rise, and will likely continue for some time, I'm going under-weight in AU-related funds.
howszat
post May 27 2013, 09:22 PM

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QUOTE(jerrymax @ May 27 2013, 09:02 PM)
Jap small cap =p
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Japanese currency and shares both go through big swings, up and down. Many funds exclude Japan because it is not "emerging" and hence not high growth. But when it goes up, it goes up real quick, and when it drops, it drops real quick too. Not sure what you are supposed to call that.

howszat
post May 27 2013, 09:39 PM

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QUOTE(Pink Spider @ May 27 2013, 09:22 PM)
Ponzi Quantum dropped 2% on Thursday laugh.gif
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Versus +1.41% for the week, and +9.42% for the month. Depends on what happens next, of course.

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