QUOTE(alexkos @ Mar 10 2013, 02:26 PM)
PinkSpider bro...
what is caveat emptor ?
btw, i pick funds based on my educational knowledge, only practical (very bad). I'm astonished with geographical and selective exposures...like the one you showed.
I currently have
Kenanga growth (Malaysian equity) 25%
Emerging bond (donno what lai de, asia pacific bond?) 25%
Recently i got goldenlife (i think it's bond based as well, in malaysia) 50%
So......macam ini boleh on?

U no study Economics at school?
caveat emptor is Latin for "buyer beware", means I'm not responsible for any losses u might incur
I basically learn the Recommended Portfolios of FSM, then improvise a bit to suit my taste.
As for geographical allocation, I'm roughly mirrowing that of Alliance Global Equities Fund which feeds into Singapore-managed Fullerton Global Equities - 1/3 in G5 (US, UK, Germany, France, Japan) and 2/3 in Asia Ex-Japan. My target allocation is 30% in Developed Markets and 70% in Asia Ex-Japan + Emerging Markets.
Senang je, it's just like music, listen to the Masters, then create your own music.

Add: GoldenLife is a balanced fund...equities+bonds.
This post has been edited by Pink Spider: Mar 10 2013, 02:34 PM