Depends on your preference...

(a) pay a round sum
e.g. PAY RM100, hence RM100 / 1.01 / RM0.26 = 380.81 units bought

(b) invest a round sum
e.g. BUY RM100 WORTH, hence RM100 x 1.01 = RM101 to buy RM100 / RM0.26 = 384.62 units

For me I personally prefer (b), though sometimes I do (a) as well.

The displayed NAV will have the date accompanied next to it.

0.xxxx (6 March 2013). The NAV for 6 March 2013.

If you have bought a fund yesterday, the price that you bought in will be based on this date.

Hi Pink or any sifu here....I am going to buy some MY base equity fund..current sorted 4 of them...i wan to choose 2 out of 4, can anyone give ma an advise?

1)Kenanga Growth
2)AMB Dividend Trust
3)Eastspring Equity Income

&

4)OSK UOB kidsave trust

Is it advisable to have 100% equity in portfolio?

For the equity, I diversified into several sectors, asset sub-class, regional market and some single Asian country market.

mind to share, why you select GEM bond previously?
based on what?

You are in your 20s?

If you want to go 100% in equities, you better have some 20- 30% cash in hand. If you did not manage to exit before the crash (if only la, if crash happen la), then you can use your cash to buy in and average down.

If your plan is to go into 100% equities in short term, say 1 to 1.5 year.. then sell, then your risk will be lowered. As many sees economy will grow (but nobody has crystal ball ya).

It will be very painful and sleepless nights when you know you did not manage to exit and total portfolio is down by say 50%. And need to wait for 2 - 3 years just to recover your capital.

ok, thanks for the reply,
from the FSM fund info, i observed that "most" of the bond funds are even better then some of the Eq funds
some of the Eq funds had been in RED for many years...
just becareful on yr selections..good luck

warren buffet have this to said
"”Equities will do well over time — you just have to avoid getting excited when other people are getting excited.”

"Four or five times during their lifetimes, [investors will] see incredible opportunities probably in equity markets … [they] have to have the mental fortitude to jump in when most are jumping out.”

yea, those that can be GREEN all time for 10 ~ 15 years will only be paying about the same as inflation rate/FD rate

yes, just my thought on this....emergency fund....which normally they say keep 3 ~ 6 mths
3 months is just the minimum i guess, provided one is highly capable of getting back the type of job with almost the same perks they had lost in these short time, else, i would say, keep as much as possible....cos you will never know when you will be employed again at the same perks you had had.

so OSK GEM bond still worth to keep topping up? keep losing lately..