been follow this thread quite sometimes, you guys rocks.
lately i have some spare cash of RM10,000 thinking to invest in UT with FSM, with a subsequent top up of RM2k per month.
is this a good time to go into market? it seem everyone is yielding some good profit at the moments

If all the taikor here is yielding good profit, means NAV price is high. How sure are you that it is not near peak when you are buying in. Just some thoughts to share

Again, DON'T make judgement on the highness/lowness of the market with NAV prices, make judgement with reference to the underlying market indices/benchmarks. Holdings of a UT fund can change on a daily basis.

Reason? Go read Post #1

This post has been edited by Pink Spider: May 21 2013, 10:50 AM

Yes. Read long time ago. To quote You cannot determine the "cheapness" of a fund by looking at its NAV price alone. We can only deduce that the ABC had made an NAV loss of 1% during the 1-month period, but you cannot say that it is "cheap".

What I was saying is that market is hot right now. So what if when during his buy in, the market is near peak?

Bro,

I don't deny the fact that markets are indeed in red-hot steamy mode right now, but what I contend with was the way u put it ("NAV is high"), it will mislead newbies, give them the wrong basic knowledge to start with in UT investing.

Sorry boss

I know, I remember back then I was like them. Always kena from you

This post has been edited by TakoC: May 21 2013, 11:03 AM

Aiyo.. why la KLCI up lagi. Cannot make use of the 1% promotion la...

Read abt IRR from this threads, i googled IRR....

this site
http://hadm.sph.sc.edu/courses/econ/invest/invest.html
says:
"It is often assumed that higher is better for both of the net present value and the internal rate of return. In particular, it is usually stated that investments with higher internal rates of return are more profitable than investments with lower internal rates of return.

However, this is not necessarily so. In some situations, an investment with a lower internal rate of return may be better, even judged on narrow financial grounds, than an investment with a higher internal rate of return. "

??? what does it mean??

This post has been edited by yklooi: May 21 2013, 11:40 AM

Didn't bother to read thru the wall of texts, I'm on flu medication

From what I can glean from the glance through, the article is more relevant to project analysis, not so relevant for investment analysis. Just go to the last paragraph...

Buy in stages. Say you have 20k spare cash. Buy 10k, the rest go in by 5k + 5k.

They will charge only those units not meeting 1 year period. if you have older units, those need not pay exit fee.

you checked this info with FSM?

common sense lo

FSM SG now have 0% sales charge on all funds under RSP plan. Maciam attractive.. but got platform fee quarterly =(

aiyo.. want to confirm ma

May I know what are your opinions on Hwang Select Asia (ex Japan) Opportunity Fund vs Hwang Asia Quantum? As they are both Asia Pac ex Japan region.

thanks

I tried this out. You can try as well. Just perform switching and it will tell you number of units eligible for zero exit fee.

found this IRR calculator on the web.

http://www.free-online-calculator-use.com/...html#calculator

is this IRR calculator good to use for UT investment?

Ah.. thanks for the info.

i think the HAQ is focused on Small Cap stocks else the Select Asia is focused on Big cap.. take a look at the benchmark used by the funds