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 Fundsupermart.com v2, Learn about DIY unit trust investing

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SUSPink Spider
post May 21 2013, 09:49 AM

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QUOTE(TakoC @ May 21 2013, 09:35 AM)
My 7%+ in terms of monetary value is only a a small fraction of your 6.3%  whistling.gif
*
Me ikan bilis saja la sweat.gif
SUSPink Spider
post May 21 2013, 09:50 AM

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QUOTE(felixmask @ May 21 2013, 09:44 AM)
Programmer - thing to do wit Insurance system - all becoz of money.
*
After leaving office, leave work matters behind. Next day reach office only think about it
TakoC
post May 21 2013, 09:51 AM

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QUOTE(Pink Spider @ May 21 2013, 09:49 AM)
Me ikan bilis saja la sweat.gif
*
*ahem* I still cannot attend the CNY dinner yet whistling.gif doh.gif
Kaka23
post May 21 2013, 09:52 AM

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QUOTE(TakoC @ May 21 2013, 10:35 AM)
My 7%+ in terms of monetary value is only a a small fraction of your 6.3%  whistling.gif
What fund are you currently holding?

I'm afraid that the IRR we are all having is not sustainable. SAQ is bound to drop one day, problem is how affected will it be.
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I have quite many funds, which I bought and just left it with small amount inside only. I didnt sell all and close the fund.

The ones I am focusing now are;

1) AmAPAC Reits
2) AmDynamic
3) CIMB-P APAC Dynamic Income
4) Hwang AQ
5) Hwang Select Asia Opportunity
6) AMB Dividend
7) Few Public Mutual funds
jerrymax
post May 21 2013, 09:52 AM

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Haha.. for me I work OT so that can earn more money. Work hard but work dumb =p

Stay invested, so far UTs giving steady income.. but who knows in future what happens..
felixmask
post May 21 2013, 09:53 AM

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QUOTE(Pink Spider @ May 21 2013, 09:50 AM)
After leaving office, leave work matters behind. Next day reach office only think about it
*
Finding money , GL not balance , money dunnow how to explain to customer.

Maybe is your policy ? tongue.gif
Kaka23
post May 21 2013, 09:53 AM

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QUOTE(felixmask @ May 21 2013, 10:44 AM)
Programmer - thing to do wit Insurance system - all becoz of money.
*
Majority of people only work for MONEY. Not interest...
felixmask
post May 21 2013, 09:54 AM

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QUOTE(jerrymax @ May 21 2013, 09:52 AM)
Haha.. for me I work OT so that can earn more money. Work hard but work dumb =p

Stay invested, so far UTs giving steady income.. but who knows in future what happens..
*
Work lah be UT agent - find own customer service them. Earn moneyflies.gif can invest more in UT . flex.gif
SUSPink Spider
post May 21 2013, 09:54 AM

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QUOTE(felixmask @ May 21 2013, 09:53 AM)
Finding money , GL not balance , money dunnow how to explain to customer.

Maybe is your policy ?  tongue.gif
*
Park in own pocket whistling.gif
Kaka23
post May 21 2013, 09:55 AM

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QUOTE(TakoC @ May 21 2013, 10:51 AM)
*ahem* I still cannot attend the CNY dinner yet  whistling.gif  doh.gif
*
Haha.. you still have 7-8 months to go till next CNY dinner.. tongue.gif
jerrymax
post May 21 2013, 09:56 AM

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QUOTE(felixmask @ May 21 2013, 09:54 AM)
Work lah be UT agent - find own customer service them. Earn moneyflies.gif can invest more in UT .  flex.gif
*
UT agent only for specific house fund? These days a lot of ppl doing DIY investing via FSM lei.

I do consider to be UT agent though. Learning at the moment although a lot noobish than people here tongue.gif
felixmask
post May 21 2013, 09:56 AM

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QUOTE(Pink Spider @ May 21 2013, 09:54 AM)
Park in own pocket whistling.gif
*
I dont mind , when you claim your Insurance ( Car insurance, Medical Insurance , PA insurance , Fire Insurance, MRTA insurance and etc) - park the money to my pocket? Can or not drool.gif
TakoC
post May 21 2013, 10:00 AM

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QUOTE(Kaka23 @ May 21 2013, 09:52 AM)
I have quite many funds, which I bought and just left it with small amount inside only. I didnt sell all and close the fund.

The ones I am focusing now are;

1) AmAPAC Reits
2) AmDynamic
3) CIMB-P APAC Dynamic Income
4) Hwang AQ
5) Hwang Select Asia Opportunity
6) AMB Dividend
7) Few Public Mutual funds
*
AmAsia Pacific REITs? First year returns looks attractive. Anyone is invested in this as well? Comments? smile.gif
TakoC
post May 21 2013, 10:03 AM

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QUOTE(Kaka23 @ May 21 2013, 09:55 AM)
Haha.. you still have 7-8 months to go till next CNY dinner.. tongue.gif
*
In the midst of transferring my AmDynamic into FSM.

Maybe then I stand a closer chance sweat.gif
Kaka23
post May 21 2013, 10:06 AM

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QUOTE(TakoC @ May 21 2013, 11:00 AM)
AmAsia Pacific REITs? First year returns looks attractive. Anyone is invested in this as well? Comments? smile.gif
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AmAPAC Reits is lagging this few months.. drop almost 5% from peak.
Kaka23
post May 21 2013, 10:08 AM

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QUOTE(TakoC @ May 21 2013, 11:03 AM)
In the midst of transferring my AmDynamic into FSM.

Maybe then I stand a closer chance  sweat.gif
*
Can also put your money into the CMF, also calculated towards the Silver/Gold/Platinum status..

Better do it by next year, as I can sense more and more Silver status investor popping up each "day", so maybe the next CNY dinner only can cater for Gold/Platinum member.
SUSDavid83
post May 21 2013, 10:17 AM

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AmAsia Pacific REIT is not that badly hit.

CIMB Australian Equity Fund is worse. Its NAV is below 0.3000 as of yesterday. Recent MYR strengthening and AUD weaken gave double blow to Australian fund coupled volatility of Australian equity.
TakoC
post May 21 2013, 10:19 AM

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QUOTE(Kaka23 @ May 21 2013, 10:08 AM)
Can also put your money into the CMF, also calculated towards the Silver/Gold/Platinum status..

Better do it by next year, as I can sense more and more Silver status investor popping up each "day", so maybe the next CNY dinner only can cater for Gold/Platinum member.
*
I haven't actually pay much attention to this CMF until yesterday. I realize that it has unit price as well. But why do I always hear from Pink 'can always park excess money in CMF'. I believe CMF acts like a unit trust too right? There is a risk of the unit price dropping, and hence risk of excess money dropping. Enlightenment
Kaka23
post May 21 2013, 10:24 AM

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QUOTE(TakoC @ May 21 2013, 11:19 AM)
I haven't actually pay much attention to this CMF until yesterday. I realize that it has unit price as well. But why do I always hear from Pink 'can always park excess money in CMF'. I believe CMF acts like a unit trust too right?  There is a risk of the unit price dropping, and hence risk of excess money dropping. Enlightenment
*
CMF is a unit trust as well, it is a Money Market fund which invest in fixed deposits giving around 3%pa now. Of course if you hunt for FD at banks outside, you can get higher yield. CMF definately giving better yield than savings account (if you are those who park access money monthly in savings account la).

This CMF is for convenience to park then deploy your money when opportunities arise. I would say, NAV wont drop la. Worst is stagnant and then slowly climb up like tortoise. But eventually tortise wins the race right? haha...
SUSPink Spider
post May 21 2013, 10:33 AM

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QUOTE(TakoC @ May 21 2013, 10:19 AM)
I haven't actually pay much attention to this CMF until yesterday. I realize that it has unit price as well. But why do I always hear from Pink 'can always park excess money in CMF'. I believe CMF acts like a unit trust too right?  There is a risk of the unit price dropping, and hence risk of excess money dropping. Enlightenment
*
CMF can only invest in deposits, REPOs and FDs, not even bonds.

QUOTE(Kaka23 @ May 21 2013, 10:24 AM)
CMF is a unit trust as well, it is a Money Market fund which invest in fixed deposits giving around 3%pa now. Of course if you hunt for FD at banks outside, you can get higher yield. CMF definately giving better yield than savings account (if you are those who park access money monthly in savings account la).

This CMF is for convenience to park then deploy your money when opportunities arise. I would say, NAV wont drop la. Worst is stagnant and then slowly climb up like tortoise. But eventually tortise wins the race right? haha...
*
Most liquid FD is 1 month FD, which currently yields about 2.9-3.05%. But that's also 30 days. CMF u got daily liquidity icon_idea.gif

This post has been edited by Pink Spider: May 21 2013, 10:44 AM

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