stevenc68 is right. Let me share with you my experience when kena langgar on my old previous myvi. I sent to perodua because want to get the genuine parts from perodua. But perodua told me they will not help me on insurance claim procedure and I have to settle by my own. Here are the steps
1. Go to police station next day of accident to buy report. The report stated that is other party fault. get the report. prepare RM10/20
2. go to jpj, to obtain other party insurance information. prepare rm10/20
3. go back to perodua, handover 2 documents to perodua.
4. To make the claim faster, perodua said will claim from my own insurance first. So they send someone get detail from my own insurance. At the same time, they passed my document (1) and (2) to get let my insurance company claim from 3rd party insurance.
5. My own insurance company will release money immediately to perodua SC for repairing. This make repairing faster.
6. NCD will be set to 100% because they release money first
7. My insurance company will claim money from 3rd party insurance. take about 1-2 months
8. You need to verify and check always with your insurance company. after they managed to claim back from 3rd party insurance, make sure they reset your NCD back to 55% (or original discount NCD)
With this process, I believe your SC will get money faster from your own insurance company and fix the car faster.
You have to chase by yourself. That's why we have to drive carefully and avoid any accident even though is not our fault. What to do... Our process of claim is lousy. Some more you have to deal with many parties, Police, JPJ, Insurance, SC... Most of the time, they tell you: "relax lah ..." . Only you chase by yourself will expedite the claim.
thanks bro! but so far my SC have not even communicate any procedure to me yet. I called them and they refuse to pick up. when i call the SC the gurl ask me wait and say will call me back but never... mayb tomorrow i should rage!