so it means our local market sucks. that it cannot survive without gomen help and can't be competitive against other countries.

The same thing the EPF guy would say in the press conference this weekend...

So I'm not surprised...

Even during ASM 1 dividend announcement, same thing would be said by the big boss....

Some of us know about it...
It's not apple to apple comparable...

For those on street...

EPF & ASMx always get benchmark against FD rates....

And would says, better dump $$$ into EPF
Higher dividend lorh 👌💰🤑

6% kinda hard... Q4 not looking good for EPF.
Only those foreign investment of EPF is helping out overall....

ASM 1 might perform better... Thanks to 5bil $$$ new injection

I think easily 6%

But I suspect some hanky panky going on...

They divert some to the other type to increase take up rates

Yup. Gone the days of EPF giving good rates...

Don't be surprised if they increase the limit to 200k later...

Cannot see how much dividend earned woh, unlike last year. Have to manually count comparing statements

I used the PC web interface. Not in PDF detailed statement also.

I guess they favor App over Warez.

Aiyah no wonder lah. I just noticed the "Goto the new i account" button. I bookmarked and always use the old interface.

Edit : New interface can see. But the PDF is identical to old interface and cannot see.

well..

FD after maturity can take out..

EPF when you convert... cannot revert back to original?

So far I checked...

It's correct?? You missed somewhere???

thank you everyone, i've gotten the calculation method now.

i got tired just by reading it...

so far theres no official announcement date from the epf itself right?

Nope.
But there's many so called insider information spreading around...

All indicate around next week period...

And with i-akaun being under maintenance... Just link the dots 🙏

No comment on that...

But what I know...

If you lurk around EPF socmed... All spamming about when account 3 withdrawal can be done... All desperate for $$$....

So EPF better upgrade their system to withstand the super heavy load when account 3 in action 🔥🤑💰

Personally I hoping for all 3 account same dividend rates....

Good to have some additional backups that can be withdrawn anytime....

I do respect the choice of some EPF members who like the flexibility of withdrawing money from Akaun Fleksibel (Account 3). Their money, their choice.

Then again, not all EPF members would need to withdraw money from Akaun Fleksibel (Account 3).
Ratio to be implemented by EPF on 11 May 2024    : 75% will go into Akaun Persaraan, 15% into Akaun Sejahtera, and 10% into Akaun Fleksibel.

Preferred Ratio for those who do not need flexibility: 75% will go into Akaun Persaraan, 25% into Akaun Sejahtera, and  0% into Akaun Fleksibel.
The preferred ratio is just a slight tweak from the ratio to be implemented by EPF, and is almost similar to the previous ratio of 70%:30%.
How is it practical for those who do not need flexibility, to keep on submitting the physical “Borang Pindahan Simpanan Ke Akaun Persaraan/ Akaun Sejahtera” on a regular basis, to EPF? Imagine the extra workload to be handled by EPF on this matter.

I think they don't anticipate that many people will do this (transfer from acc3 to acc1/2), because there's no benefit doing it.

If really so many people do this or make noise about it, they will make the option available online.