already flexi still want higher div than what is not flexi? or you mean otherwise

well I guess many had clarified above it is not as what you had speculated

the purpose is not hoping ppl to put money inside

it is to answer those kept pestering for another one off RM10k withdrawal

ya interesting is how to justify how much is the fair div

FD board rate maybe

less pressure for EPF not good for those holding huge amount inside leh ho ho

Does those $$$ can really improve the situation

Not that I complain it is too little ya

It is just that these aid the most only give you the bare minimum and help you to sail thru only

So after the 'bantuan' depleted their problem is not solved.. back to SQ1

That's our bottom line

Anyway, later still will have people start melalak even flexi a/c not enuff want RM10k one off

This is what happen when once a can of worm is opened

If not spent on what was really needed then really GG.. at least like nexona88 said some bought gold chain... at least still got value

Like one of the news on Chinese paper. Charity org gave money to help them buy groceries.. asked for receipt saw not only spending on needs but also bought a few titbits for kids.. because kids merajuk at 99 Speedmart

Sometimes I admire how casual they are for not caring for own financial health and future

Like if I can be less stringent and prudent in spending my money, no need totally like them... slightly also ok liao but thinking that money is scarce resource then I cannot liao

This post has been edited by coolguy_0925: Oct 15 2023, 03:56 PM

Ya because already tasted the sweetness of EPF money that previously no one would had expected it can be withdrawn other than those allowed reasons, until 55yo

Discrimination? That's why I wonder how they justify to what extend the 'lower' will be.. not easy one la everyone wants young want cheap and want it big

if buy gold chain still ok leh he he he

but the worst is spend to show off

really worst kind of spending when already poor and nothing can safe this kind of mentality liao

later will have request setup EPF ATM machine ke ke ke

Sked after maint balance became RM0.00?

He was hoping the sudden surge in post count is due to maintenance glitch causing everyone getting extra zero at the back of their balance

ke ke ke

can see cannot touch

but within near future no worry as the cash inflow is 'guaranteed' monthly

just curious how much the 'inflow' from monthly salary contribution vs all outflow, which I believe is +ve inflow la

I was surprised actually back then when discussing about owning or renting there was someone believing rental will not go up because of surplus... Stating now too many houses to rent in KV

I am not renting so no idea how sharp the impact is but I see rental is always up trend

Guess he is being very conservative

But also from the historical data can see EPF was also paying good div in the 80s.. 8% all the way

This post has been edited by coolguy_0925: Jan 6 2024, 09:15 PM

Ya really good old days.. for those really have cash

If now so high loan interest I think many will cry f cry m liao hu hu

Nothing wrong being conservative I can tell you me too but really hope can convince myself to relax a bit he he

Source

It is latest by 15th of the next month as mandated by EPF

wc bek

Finance section is so bleak without you

well at least now no need to let their CS kelentong and can be sure of i-Saraan enrolment from here

It was a directive to increase local investment to 70%

Shah Alam: Perdana Menteri Datuk Seri Anwar Ibrahim menugaskan Kumpulan Wang Simpanan Pekerja (KWSP) untuk meningkatkan pelaburan tempatan kepada 70 peratus tahun ini daripada 64 peratus pada 2022