EPF DIVIDEND, EPF
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 Sep 25 2025, 08:42 PM
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#241
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4,538 posts Joined: Jan 2003 
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Money going into EPF account like brrrrrrrrrrrrrr... Voluntary contributions on the rise EPF’s voluntary contribution schemes — i-Saraan and i-Suri — are now seen as viable long-term investments, increasingly popular even among those in the informal sector. Voluntary contributions rose by 62 per cent in 2024, while active membership expanded at a faster pace than the overall labour force. Source nexona88 liked this post
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Sep 26 2025, 09:59 PM
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#242
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Senior Member
4,538 posts Joined: Jan 2003
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QUOTE(Wedchar2912 @ Sep 26 2025, 12:45 PM) don't lar.... keep on increasing the retirement age.... by the time I reach 65+, retirement age may reach 80 eh....   QUOTE(nexona88 @ Sep 26 2025, 12:56 PM) Chill boss... Worry for whatWon't be anytime soon.... For 80yo retirement age.... Not in our lifetime..... Maybe next 2 future generations to come.... My great grand kids time probably 😬 Last time also said wanna review subsidy and become targeted subsidy with all the PADU hoohaa Result, become MORE subsidy  Anyway, mandatory retirement age will impact more on those don't want to stop working Even Govt servant can apply early retirement anytime they want EDIT: *Not exactly anytime. Min 40yo with min 10y of service.* This post has been edited by coolguy_0925: Sep 26 2025, 11:49 PM Wedchar2912 and nexona88 liked this post
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Sep 26 2025, 10:20 PM
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#243
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Senior Member
4,538 posts Joined: Jan 2003
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QUOTE(Wedchar2912 @ Sep 26 2025, 10:11 PM) PADU.... that is one crap project... waste time and waste energy... luckily I refused to participate... even now retirement age is 60, if you chose to retire early say 45its ok to change mandatory retirement age if it allows flexibility... but when they reduce flexibility is the issue here. imagine setting a higher retirement age, and informing all the civil servants they cannot receive any pension before said new age... see they make noise or not. your pencen still come once you turned 55 so will it be revised? at least not when they up from 55 to 60 This post has been edited by coolguy_0925: Sep 26 2025, 10:26 PM |
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Oct 30 2025, 09:22 PM
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#244
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Senior Member
4,538 posts Joined: Jan 2003
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QUOTE(nexona88 @ Oct 30 2025, 07:49 PM) Foreign interference 😞 Ini duit hasil titik peluh kami hak kami nak pakai 55 tahun siapa awak orang luar nak masuk campur Let us decide what's the EPF withdraw age... Don't need to increase to 65yo.... Maintain status quo is good 👍 BTW for the i-saraan incentive of RM500. Does it split according to the % into each account or...? Just out of curiousity BenChiew and virtualgay liked this post
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Oct 30 2025, 09:35 PM
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#245
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Senior Member
4,538 posts Joined: Jan 2003
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QUOTE(nexona88 @ Oct 30 2025, 09:24 PM) Normal lorh... aiyah cannot withdraw part of the RM500 early then If can, 50yo want full withdrawal.... Or like during COVID-19 time.... Special withdrawal.... As for that rm500... It's credited directly into account 1.... No split like self or mandatory contribution...  QUOTE(nexona88 @ Oct 30 2025, 09:29 PM) Why I got feeling.... even civil servant pencen also same when such huge revision made also only affecting the new joinee or joinee since year xxxx, not one whole lot affected one. old bird usually got exempted.To minimize backlash.... Only applies to new EPF members??? Like the proposed EPF annuities scheme thingy.... Existing members have options to opt or not 😑 |
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Oct 30 2025, 10:09 PM
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#246
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4,538 posts Joined: Jan 2003
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QUOTE(nexona88 @ Oct 30 2025, 09:44 PM) I read back the article... Suggestion onlyIt's mentioned start withdrawal from 65... So basically.... Proposal is No more 50yo & 55yo withdrawal.... So 50 to 65 for partial 60 to 70 for Full ???? 😑 Govt not obliged to follow If even want to implement also will kena kaw kaw first nexona88 liked this post
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Nov 13 2025, 09:13 PM
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#247
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Senior Member
4,538 posts Joined: Jan 2003
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QUOTE(nexona88 @ Nov 13 2025, 07:45 PM) One side people maximize their 100k yearly limit, and keep asking for higher.... Despite all the noisesAnother side, saying I'm not enough $$$ to survive monthly.... So seeking more withdrawal from EPF account.... One more side, why EPF shifting goal post.... Making those with 1mil above cannot withdraw their $$$.... Finally.... Another group of people keep saying why EPF giving so low dividend.... I want to withdraw & invest elsewhere that can outperform everything..... Basically No one for all solutions.... Different people different opinions & objectives..... btw... Still no news on Q3 2025 EPF results as for now.... Come to the end we still see strong confidence in EPF from the spike in voluntary contribution hondaracer, virtualgay, and 1 other liked this post
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Nov 14 2025, 03:50 PM
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#248
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4,538 posts Joined: Jan 2003
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QUOTE(virtualgay @ Nov 14 2025, 03:13 PM) There are a lot of rich Malaysian that we all don't know saja not talking about wealthmoreover if compared the number of individual with high deposit in EPF over Malaysian population is still very low the influx is more on trust despite all the rumours and also recent decent payout vs other similar risk vehicles like another member mentioned above |
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Nov 14 2025, 03:59 PM
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#249
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4,538 posts Joined: Jan 2003
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QUOTE(jasontoh @ Nov 14 2025, 03:56 PM) Because of the 2% exemption for those div > 100K? vs FDvs ASM but at the cost of liquidity if below 55yo and RM1m+ balance |
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