That's very sure...

MEF always disagree with everything related to $$$...

Even the minimum wage 1.5k too....

Now this higher employer contribution... Confirm make such big noise 😁

The cheaper the better...

MCO teach us one thing...

Country closed for outsiders... All begging for foreigners workers... Cheap labourer around... All gone....

Some of them No EPF No Perkeso... Nothing...

Just some suggestions only.... As usual would be think over later 😃

Anyway....
EPF seems to be target by both side of the political sides.....

One side keep pushing for withdrawal.... Another one give idea to reduce government burden on healthcare cost.... By using EPF contribution....

Probably after the state elections 😁

Must gain brownies points for caring the people

Later all full price.... OPR hike too....

And finally Tier dividend for EPF muahagahahaha

Biggest voter bank 🤪

They also the one asking for EPF withdrawal.... Who knows... Wish might come true 😁

Why still keep EPF??

U know right.. those overseas can withdraw all their EPF $$$...even below 60yo or have less 1mil balance...

Ask them to go EPF office when they comes back Malaysia 🙏

Still Malaysian

Many overseas Malaysians are still Malaysians

Not everyone is eager to dump this country, where they come from

(Many also paid a sum to courier back their votes. Hope people in Malaysia vote in every election they can.)

PMX need to prop up the Bursa .... too low

Thank you everybody for the input. I do read them and ponders on them. So thank you very much. Good inputs and angle to consider.
I believe i list the break down before here.

Food = rm10950 per year @ rm30 per day (two meals as i eat rm6 per brunch and i take breakfast and lunch together and night time i have another meal and consider rm20 max but i estimating higher)
Teansport  = rm30 per week (sometimes rm20 but nowadays i use more). I pump petrol every Sunday so i know this number is very accurate so far so per year rm1560.
Internet = rm94.50/mth = rm4914
Mobile phone = rm30/mth (actually rm20 but i might change) = 360
Cukai pintu = rm900 (8xx) / year
Electricity = rm 150/mth (never hit this figure but i gonna put 200 coz of i spend more time at home electricity will increase so if 200/mth it's gonna be 2,400/yr)
Water bill = rm2.15 (subsidy) or without subsidy rm5.50/ mth. Let's say rm10 per month when i retire la. So rm120/yr
Water filter cartridge replacement 500/yr
Car service rm125 per trip and two times per year = rm250
Car battery or car repair i put 1k/yr
Miscellaneous i put 1k per year
No insurance no debt nothing else. No kid and wife ownself take care. No ailing parents and nothing from others.
Angpao money 1k /yr
No toll in my place. No tax.

Just above it comes to 2,0378.83 per year and i already estimate on the upper end. If i use accrual figure it will be 2.5k per month coz grocery actually wife pay so my food side can reduce a lot more especially for dinner part. That's my breakdown.
Look above. No toll.
Retirement years is one very funny thing coz nobody knows. Lol. I don't think i will live past 60 but then again i might get surprises. 😂

When old need to spend some on vitamins and supplements
Also pls allocate some money for medical
Dental
Eyes
Adult diapers
The list goes in so is very hard to plan

Cukai tanah tak ada kat tempat i.. but that might change though. Water bill i already included and no we don't use indah water. Lol. The only thing i missed was fire insurance for the house but that will disappear once i pay off loan before retirement. And i missed 1 to 3 of your list. Driving license rm30 per year and pay 10 years free 1 year.. road tax and insurance total around 400... Fire insurance for house 400 and getting less each year.. that's all..
Supplements and medicines less than 500 settled coz i direct cost price type.. life circumstances.. 😂 medical should be low and probably use gov hospital.. dental sounds be gov also.. but i rarely see them anyway.. adult diapers cost price so negligible.. that's why i put 1k for misc usage. Plentiful in my opinion.

Here we use local authority and pay minimal. No indah water. No cukai tanah until further notice sumbangan abang jo. We got a lot of benefits from state also once you hit 60. Go grocery certain places get senior discount and specs a lot of discounts. Just need to apply for a card and that's it. So yes... Minimal.. 😂 now thinking of should just put more into kwsp and things will be perfect.. but i still far away from withdrawal age and dunno anything will change in 10 to 15 years or not. Not very comfortable with the political landscape right now.

U mean wife or even children of the deceased pensioner?

Seriously
Didn't know the part...

No wonder the yearly burden is such of pains in a$$...

Government want to reform, but facings backlash from certain groups which form the majority as for now in the services....

that 2% adjustment cancelled rights?

by some Fed Courts rullings,,,, something about it being unconstitutional   

Probably didn't get the memo yet 😂

But seriously...
They should update the details ASAP
It's misleading to noobie....

Yes
But the question is how they determine it...

6mth period or 1 year period...

Once I ask the CS...

They say.... in 1 year, even just 1 month got employer contribution... u not qualified already.... straight wait next year only reapply...

Something like that...

Again I ask... how to see if I'm under i-saraan or not...
They just said.. got rm300 qualified lah... no rm300 not qualified...  Seriously the quality of EPF CS

Well...
Seriously didn't expect EPF also have this kind of work culture....

Typical gomen workers style... tidak apa attitude

well...

PTPTN / SSPN already done dusted.... no more incentive as news going on...   

this i-saraan thingy.... it's now like 50/50 only...

later of the month, we shall know got or not for next year 

Donno lorh boss...

They keep changing overnight like that..

This i-saraan also not sure...  lack of money could be main reason... others than some abuses by certain group of people... let's see how....

Remember in the end...
It's government who make decisions on who getting who rejected.... EPF just give name only... EPF requirements & government one could be different... in the way the see the sources of income & others....