Exactly what Suraya also tweeted. 

While it happened with our neighbour CPF and from governance side is good effort to extend the withdrawal to allow for longer retirement fund, realistically with our politics, govt, taking care of core voters, allowing constant withdrawal, etc. it is very unlikely to happen. Even if it happens, EPF needs to set a cut-off, e.g. those that start contributing from age XX onwards, or only the contribution from year 20xx onwards.

It's not hard to add a New Account 4 and 5 (70-30%) to replace Account 1 and 2, that doesn't allow for full withdrawal. Or move existing Account 1 and 2 into Account 4 that allows full withdrawal, and then change Account 1 and 2 that doesn't allow full withdrawal by age 55.

Does anyone know when SG CPF change from full to partial withdrawal policies ? Is it blanket immediate or is there a cut-off year or age? Or is it not allow full withdrawal since beginning ? 
For house loan reduction has been like that for decades. I can understand the monthly withdrawal is to show monthly home loan repayment to the finance/bank for standard non-flexi loan last time.
Perhaps the system was coded that way back then eons ago and no enhancement since then.

I think is true. Previously a forummer also reported epf earmark the full 12 months despite monthly withdrawal.

Therefore it would be better do withdrawal manually every month through e-pengeluaran.

I just hope when the day come that EPF disallowed full withdrawal past 55/60 and forces all of us to take monthly withdrawal, that EPF changes this policy of not accruing div on payment yet settled due to monthly fixed withdrawal.

else it is blatantly stealing...

Sounds like EPF scamming the auto withdrawals.

epf dun scam your dividend lah just because monthly auto withdrawal... if they want to, can just increase management fee... lol...

y'all getting too phobia... the new uncle aunty of 50 yrs ago... lol

With Spot Bitcoin ETF officially approves by SEC, would EPF be allowed to invest in them via BlackRock

With Spot Bitcoin ETF officially approves by SEC, would EPF be allowed to invest in them via BlackRock

Already approved meh? I don't see news wor. Previous news was false, Twitter account Hacked. Kemaluan SEC amat besar.

EPF can be long term... BTC now USD47k, still got time to go to the moon USD60k by the time we retire in 10-20 years hahahaha

No information so far...

But the usual end of Feb or early March is the norm

with the BTC Halving in April 2024, it can only go up...to the MOON.

This year probably same thing too..

Many speculation going on... Especially the 700mil given out... And it's impact on dividend...

Need to "cooked the books"??? 😏

6.5% also I'm having some doubt 🧐🤔

But many those so called analyst says it's possible....

EPF 2023 Dividend - TIKAM list

Above 6%
virtualgay - 6.88% | 6.44%
yungkit14 - 6.50%
leo_kiatez - 6.43%
ikanbilis - 6.30%
CommodoreAmiga - 6.25%
oks911 - 6.25%
mroys - 6.25%
tehoice - 6.15% (+- 0.05%)
kiwifruit - 6.1%
Kens88` - 6.1%
romuluz777 - 6.088%
sj - 6.05
Netcrawler - 6.05
nexona88 - 6% +/-
tifosi - 6%
Pseudomonas - 6% (upper limit 6.5%)
Cubalagi - 6%
Jenn77 - 6%
kechung - 6%

Below 6%
gashout 5.95%
Gamenoob 5.92%
poweredbydiscuz - 5.85%
handsome ankle - 5.85%
prophetjul 5.83%
Rinth - 5.8%
ronnie - 5.5%
Hopefully with many lucks in 2023 last Q.

Heart says 8% 

Mind says 5.85% 

Yet imagine if bought YTLP and YTL Corp fifteen months ago 

Shes been a millionaire afew years already, and thats what she told. Other my millionaire friends cant confirmed since they didn't really bother to check their statement.
I asked Bard (chatgpt equivalent) and it also said the same.

If your hope turned out to be true, then both of them lied?

The friend had been millionaires (in epf) for few years already...can still miscalculated??

yeah, always those kind of rumors and hearsay...

eh.. how come your account got sus'ed?

It is only yours when and only when you use it in exchange for goods and services.

Even money under your pillow is "still not yet yours !"

Haha! That's what I told me retirees friends!
You don't spend, it's noy yours! Your children will be thanking you. 

Answer from KWSP FB