I'm lowering my initial guess from 4.5% to 3.75% to 4.25%

Still it's quite safe and higher % then all FD right

It could be lower than 3%

For this year 2020, unless KLCI revert back to 1500 levels, we should just expect 3% type of returns for conventional accounts.

to make it worse, our government's strategy to ask the EPF members to withdraw from account 2 to sustain oneself at the expense of one's retirement is irresponsible and unbecoming.
And to compound on this, this means EPF would need to liquidate some of its holdings to cater to the expected 40 bio myr withdrawal from EPF, as estimated by the government.

One the other hand, those who have FDs in banks, just use those since bank interest is like 2% nowadays

FD is liquid and can easily withdraw

the two are not really comparable unless you have retired

that's a fact even if u didn't tell

epf style usually 2.5 basic + 2.0 current bank fd rate = 4.5 my guess

i login into portal..i din c the amount of dividend for 2019..
is not calculated yet?

yes, oledi declared and calculated.

hmmm
din c any addition amount stated thr..
let me double check again
thanks...

edit: saw it d...sigh...mata sepet

This post has been edited by sunami: Mar 24 2020, 05:48 PM

Relax………..

Almost everyone knows that. It's fact...
Tell something we don't know about 😁😋

Hi Guys, this is out of topic. I just need some help to point me the the correct channel for my questions.

I have done an investment transaction via the EPF Members Investment Scheme (MIS) on the 24 Mac 2020. But until today it has not reflected on the purchase of the unit trust i have selected, so i want to know how long does it take to buy the unit trust upon my submission.

I hope someone can point me to the correct forum or have experience before regards to this.

TIA.

BASIC FAQ i-LESTARI WITHDRAWAL

https://www.kwsp.gov.my/-/basic-faq-i-lestari-withdrawal

I have done an investment transaction via the EPF Members Investment Scheme (MIS) on the 24 Mac 2020. But until today it has not reflected on the purchase of the unit trust i have selected, so i want to know how long does it take to buy the unit trust upon my submission.

EPF office also no work.

ohhhhhh, i thought this is all done by the system, didn't think need someone to actually place the purchase with the unit trust company.

have you buy units trust using your epf via MIS before ? need to double confirm if you have done this before.

so meaning EPF office also closed till 14 April lorh...
damn.. it's very long holiday..
I think EPF is also important like banks & should open with limited operation time

You still need them, to process your application.

Whether there's a need for a thumb print verification I'm not sure.

Even e-withdrawal to reduce housing loan still need thumb print verification at their counter.

To my view , EPF is best not to touch and use it for only retirement