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 EPF DIVIDEND, EPF

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coolguy_0925
post Apr 17 2022, 08:47 PM

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QUOTE(nexona88 @ Apr 17 2022, 09:40 AM)
Already started....

Next year EPF rate sure would be affected one 😏
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Sigh not just EPF div

Since liquidating from Bursa, ASNB got 'reason' to continue paying 4%
coolguy_0925
post Apr 17 2022, 11:24 PM

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QUOTE(nexona88 @ Apr 17 2022, 11:07 PM)
https://www.malaymail.com/news/malaysia/202...-tomorr/2054093

Kerajaan Perhatin Keluarga Malaysia πŸ˜πŸ€‘
Payment earlier than expected....
Tomorrow 18 April Start πŸ‘πŸ’°
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Yaloh can Raya happy happy

Looks like not so difficult to liquidate their investments he he

btw thought earlier he against withdrawal now so supportive liao whistling.gif
coolguy_0925
post Apr 20 2022, 12:50 AM

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QUOTE(guy3288 @ Apr 19 2022, 07:09 PM)
looks like taking out the money is  a bad move, keep in EPF better
I am all for keeping it in EPF why  withdraw...

But who are we to complain if people are hungry no food to eat and they only withdraw their own portions.

Besides i remember quite a few vocal people in here some time ago complained EPF 's money in trillion too huge ,hard to manage  hard to invest properly , hard to get good returns(not that i agree), so arent they now happy with all these withdrawals....?
that may look very good  to you, but i remember  i had FD rates then at 10-13%. Eon Finance i remember was 13%, so what is 7-8% then.

Last year 6.1% was good when FD was only 3% or less....
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I still remember as a kid I saw the board outside MBF FD rate >10%

Wonder how was the BLR like back then

QUOTE(nexona88 @ Apr 19 2022, 08:35 PM)
Withdraw EPF for good reason. I agree..

But u guys go spend on buying electronic stuff like iphone or jewelry.... Or even foreign holidays...... That's really bad move...

At least spend on household expenses or pay off debts.. should be priority πŸ‘
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Aiyah... if they are really so financially discipline at the first place many of them won't have to even need this already

I guess you read the news those cars in luxury car rental companies were all fully booked during Raya

And reading some of the KWSP fb comments before annoucement of allowing withdrawal will give you some hint how their minds like

itu duit aku kenapa awak sibuk tak bagi ambil KWSP, or something like... duit lain hari Allah ada rezeki dia

So... failed education? Or too pampered?
coolguy_0925
post Apr 20 2022, 01:42 AM

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QUOTE(HolyCooler @ Apr 20 2022, 01:33 AM)
I don't know what he can do actually. He said no but someone else with more POWER immediately said yes for him.

Those politicians who disagreed changed to agree too when they found out if they insisted of not agree they would lose votes.

In reality, even if you know you are doing the right things right, but you still have to surrender and start doing stupid things due to various reasons.
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Well, even the opposition and the ex-FM also agreed to allow withdrawal

So... macam mana pun pass

Can only say, good luck to those with RM1,000 in KWSP hopefully he / she actually has other fortune
coolguy_0925
post Apr 20 2022, 01:44 AM

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QUOTE(!@#$%^ @ Apr 20 2022, 01:42 AM)
he don't do, another will
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But.. but.. someone said he rather resign than allowing it
coolguy_0925
post Apr 20 2022, 03:25 PM

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QUOTE(sjteh @ Apr 20 2022, 09:15 AM)
Saw it with own eyes of the statement from bank bumiputera & commerce, whopping of 10.6%!!!
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wah must be stressful paying up loans at that time

QUOTE(Wedchar2912 @ Apr 20 2022, 01:34 PM)
my dad shared that back in 1970s and 1980s, it is very hard to borrow money to buy properties.... and can only borrow like up to 60 or 70% only.

So we can be grateful of easy liquidity nowadays....  nod.gif
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hmm.. double-edged sword bro

now can easily taking up whatever loan incl. personal loan but later stuck then AKPK

This post has been edited by coolguy_0925: Apr 20 2022, 03:26 PM
coolguy_0925
post Jul 25 2022, 11:36 AM

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nexona88

EPF took the money and 'almost' all in Uncle Teh's PB Bank

Now you also PB Bank 'sub'major shareholder brows.gif
coolguy_0925
post Oct 7 2022, 08:11 PM

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QUOTE(nexona88 @ Oct 7 2022, 07:46 PM)
Hehehe...
That's the plan...

Matter of time before tier dividends would be reality 😁
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*cough*

https://www.thestar.com.my/business/busines...rm27bil-in-1h22
coolguy_0925
post Feb 28 2023, 01:37 AM

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wah all the while Feb announcement then from last year onwards spoil market

EPF staff taking own sweet time to calculate ka
coolguy_0925
post Mar 2 2023, 12:38 PM

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QUOTE(nexona88 @ Mar 2 2023, 12:29 PM)
4 March 2023, Saturday  tongue.gif

for 2022 numbers
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aiyoh dividend mana dividend its 2nd March already
coolguy_0925
post Mar 2 2023, 12:45 PM

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QUOTE(nexona88 @ Mar 2 2023, 12:40 PM)
EPF sudah tidor  devil.gif  banyak penat kira itu EPF duit...  devil.gif

Sabtu baru bangun  drool.gif
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nvm give them few more days.. just hopefully for not a disappointing outcome
coolguy_0925
post Mar 2 2023, 12:56 PM

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QUOTE(nexona88 @ Mar 2 2023, 12:47 PM)
yes.
hopefully it's okay number...

please don't go below 5%, good enough  rclxm9.gif
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QUOTE(Rinth @ Mar 2 2023, 12:48 PM)
99% is lower then 6.15%.......if EPF declared above 6.15% our govt & EPF sure kena tembak gao gao by Opposition and make themselves trouble to explain....

if can declare 5.5% should be syukur edi
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QUOTE(nexona88 @ Mar 2 2023, 12:51 PM)
maintain the previous rate even better rclxms.gif

but needed to accept reality....
it's won't be 6% above....
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If above 6% really will seriously consider shifting ASM fund over

Like last year also did not expect above 6% but eventually above 6%

Why opposition tembak? Because of the withdrawal thing again? Only financially illiterate rakyat will buy this idea
coolguy_0925
post Mar 2 2023, 01:35 PM

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QUOTE(Wolves @ Mar 2 2023, 12:59 PM)
Which is the majority of the ppl.. πŸ˜‚
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IKR

QUOTE(nexona88 @ Mar 2 2023, 01:06 PM)
now only thinking...

many already or in the process of withdrawing...

waiting for 1 April  devil.gif
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My biggest concern

Liquidity

QUOTE(teslaman @ Mar 2 2023, 01:08 PM)
Maybe 6.1% range still
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If so really good job they had done despite having to liquidate assets for withdrawal
coolguy_0925
post Mar 5 2023, 09:45 PM

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QUOTE(nexona88 @ Mar 5 2023, 09:38 PM)
Kinda true...

Living until that age already very good enough...
More is bonus... Looking at so many problem we all faced... From unknown new virus to pollution.... And the food quality...
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In short

Quality of life getting worse YoY

Imagine with 5.35% it could merely cover the inflation and left with 1%++ what could we do when reach 75
coolguy_0925
post Mar 29 2023, 07:36 PM

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QUOTE(nexona88 @ Mar 28 2023, 08:34 PM)
Wrong topic boss 🀣😜

This one correct
πŸ‘‡
https://forum.lowyat.net/topic/4866563/+9580
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sesat jalan ke biggrin.gif

QUOTE(nexona88 @ Mar 29 2023, 01:46 PM)
tak habis-habis this topik la aduh withdraw sampai RM0.00 je la

QUOTE(magika @ Mar 29 2023, 01:55 PM)
Can perform another u turn lah. No problem
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QUOTE(nexona88 @ Mar 29 2023, 02:26 PM)
Probably just before state elections for maximum impact 😁
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Sharp U TURN that is and hope the pessengers won't got thrown out of the car window

QUOTE(nexona88 @ Mar 29 2023, 06:26 PM)
After SSPN success, Bersatu vows to tackle EPF withdrawal issue

Bersatu supreme council member Datuk Wan Saiful Wan Jan, who is Tasek Gelugor member of parliament, said the next step would be to see that people were allowed to make targeted withdrawals from EPF.

"EPF is contributors' money, not the government's.

"The people must continue to speak up. I will continue to speak up. No matter what pressure they put on it, let's not let this tyrannical paradise government act at will to deny the people's rights."

https://www.nst.com.my/news/nation/2023/03/...ithdrawal-issue
politics at it's best....
fav issues among the major people  brows.gif
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Trying to score point la tu

QUOTE(!@#$%^ @ Mar 29 2023, 06:55 PM)
have to sign aku janji + video on facebook. after withdrawal, for the rest of their lives cannot ask or take gov cash assistance no matter the circumstances.
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QUOTE(nexona88 @ Mar 29 2023, 06:58 PM)
huhuhuh...

sure won't sign the aku janji one...

who dare to do that  dry.gif
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Even signed also later on will act stupig

It looks like me, sounds like me

BUT IT'S NOT ME rclxs0.gif
coolguy_0925
post Apr 3 2023, 12:21 PM

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QUOTE(nexona88 @ Apr 3 2023, 11:32 AM)
Testing the demand first...

Smart move of going for above 40yo first..
Also these groups expected to have higher EPF balance vs those below 40yo 😁
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Wonder what's the rate gonna be

If around Personal Loan rate then GG good luck to those opting for it
coolguy_0925
post Apr 3 2023, 07:16 PM

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QUOTE(nexona88 @ Apr 3 2023, 07:03 PM)
well...

banks also smart...

they would clearly assess the applicants first....

banks always money making entities... no doubt on that  tongue.gif
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All in RM50k!

Too bad age not qual biggrin.gif
coolguy_0925
post Apr 15 2023, 07:40 PM

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QUOTE(nexona88 @ Apr 15 2023, 05:44 PM)
Very hard to change...
That's the problem...
Not looking down on these people.... Because in life... Not everyone have good living conditions...  Need to think & don't always ask for tongkat....
Enjoy first...
Recently saw one case...
No $$$ but use auntie card $$ to buy iPhone.... Viral all over socmed....
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actually

after reading what they commented I also kind of 'understand' how they think

even some young C also like that

To them, save for what? You don't even know when you're going to 'balik'

Later saved millions and 'balik' then like Chinese said, human at heaven, money at bank

So enjoy first lah, YOLO!

And, if everyone very savvy and reluctant to spend, ekonomi tak jalan yo. Just like how my friend tembak me, if everyone like me ah... ekonomi tak jalan, kereta tak ada orang beli, how to earn dividend?
coolguy_0925
post Apr 15 2023, 08:33 PM

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QUOTE(xander2k8 @ Apr 15 2023, 07:46 PM)
Wrong thinking πŸ€¦β€β™€οΈ there is good spending and bad spending

If you spend on necessities then it is different story

But once you start taking loans on depreciation assets like car and phones then you’re in big trouble

Learn instead of spending try to grow your current assets and incomes instead
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When you're dead

There is no difference between what you spent lar doh.gif

People talking how these people who have bad financial literacy or planning think he come talk 3 talk 4, what also want to comment one meal full doh.gif
coolguy_0925
post Apr 15 2023, 08:36 PM

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QUOTE(nexona88 @ Apr 15 2023, 08:32 PM)
These YOLO thinking is not race based nowadays especially those younger generation..... Or I would say... TikTok generation πŸ˜€. Those FB generation thinks differently πŸ’ͺ those Insta generation in middle... But more towards YOLO too....

Spending some is okay... For living... If overspent is the problem....

There's another saying...
U dies, u don't bring the money to grave 😁 so better spend when u still alive & healthy
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Right

Even my peer at my age or older than me also got those no money but spend first one, maybe lesser compared to now

Last time no iPhone, those expensive Nokia, Air Jordan dan sebagainya

But to be honest, when already ill, not even 'balik', no chance to enjoy the money already

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