Outline ·
[ Standard ] ·
Linear+
EPF DIVIDEND, EPF
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lookie
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Jan 23 2018, 07:21 PM
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There's 2 kinda/shoulda statements in between the lines.
Does he mean on target for 2+3.5%? But then later he says they had been paying inflation+3.5% for the past few years? Assuming inflation has been around 3 for the past year, does he mean to expect 6.5%?
I reckon its somewhere in between from the way he tries to cryptically set both the high and low bars. Probably looking at 6% but this being an election year, they may tag on another 0.2 or 0.3%
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plumberly
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Jan 23 2018, 08:17 PM
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QUOTE(lookie @ Jan 23 2018, 07:21 PM) There's 2 kinda/shoulda statements in between the lines. Does he mean on target for 2+3.5%? But then later he says they had been paying inflation+3.5% for the past few years? Assuming inflation has been around 3 for the past year, does he mean to expect 6.5%? I reckon its somewhere in between from the way he tries to cryptically set both the high and low bars. Probably looking at 6% but this being an election year, they may tag on another 0.2 or 0.3% A friend just informed me on the Sin Chew's front page good news on EPF %. They predicted around 6-7%. See Sin Chew paper. This post has been edited by plumberly: Jan 23 2018, 08:18 PM
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nexona88
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Jan 23 2018, 08:40 PM
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Seriously don't think would hit 7% Best I think around 6.8% 💪
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Kaka23
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Jan 23 2018, 09:10 PM
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I think will be below 6.5
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xuzen
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Jan 23 2018, 10:12 PM
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Korang Malaysia nih, banyak bertuah... rezeki pun manyak.
Tahun baru bos / syarikat kasi bonus.
Kerajaan KWSP pun bagi bonus dividen.
My prediction is 6.75%.
Last year was 6.25% and it was a lousy year. This year KWSP has been harping on how much their investment made etc etc... so it should be 6.75% lah!
Xuzen
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SUSDavid83
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Jan 24 2018, 07:36 AM
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I heard radio just now. The announcer said could easily reach min of 6.5%!
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prophetjul
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Jan 24 2018, 08:37 AM
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QUOTE(xuzen @ Jan 23 2018, 10:12 PM) Korang Malaysia nih, banyak bertuah... rezeki pun manyak. Tahun baru bos / syarikat kasi bonus. Kerajaan KWSP pun bagi bonus dividen. My prediction is 6.75%. Last year was 6.25% and it was a lousy year. This year KWSP has been harping on how much their investment made etc etc... so it should be 6.75% lah! Xuzen ummmmm last year was 5.7% on a lousy year 5, 5.5, 6, 6.5, 7, 7.5 what does it matter? what can you do? zilch, nothing, nether........
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Ramjade
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Jan 24 2018, 09:29 AM
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QUOTE(prophetjul @ Jan 24 2018, 08:37 AM) ummmmm last year was 5.7% on a lousy year 5, 5.5, 6, 6.5, 7, 7.5 what does it matter? what can you do? zilch, nothing, nether........  Can. Continue lesser
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prophetjul
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Jan 24 2018, 09:32 AM
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QUOTE(Ramjade @ Jan 24 2018, 09:29 AM) Can. Continue lesser  Lesser?
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xuzen
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Jan 24 2018, 10:15 AM
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QUOTE(prophetjul @ Jan 24 2018, 08:37 AM) ummmmm last year was 5.7% on a lousy year 5, 5.5, 6, 6.5, 7, 7.5 what does it matter? what can you do? zilch, nothing, nether........  Kasi syiok sendiri only lor! Last year my KWSP-MIS port ROI is double digit thanks to foreign exposure but long term CAGR is close to 9% p.a. [ five year old port ]. Kasi syiok sendiri my KWSP - MIS port is bettter than KWSP lor. Xuzen
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Ramjade
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Jan 24 2018, 10:53 AM
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QUOTE(prophetjul @ Jan 24 2018, 09:32 AM) Say you use to contribute RM60k/year, cut it down to RM40k and take the RM20k, put it somewhere where 1) you know can get >6% 2) acceptable risk.
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prophetjul
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Jan 24 2018, 11:07 AM
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QUOTE(xuzen @ Jan 24 2018, 10:15 AM) Kasi syiok sendiri only lor! Last year my KWSP-MIS port ROI is double digit thanks to foreign exposure but long term CAGR is close to 9% p.a. [ five year old port ]. Kasi syiok sendiri my KWSP - MIS port is bettter than KWSP lor. Xuzen
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prophetjul
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Jan 24 2018, 11:11 AM
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QUOTE(Ramjade @ Jan 24 2018, 10:53 AM) Say you use to contribute RM60k/year, cut it down to RM40k and take the RM20k, put it somewhere where 1) you know can get >6% 2) acceptable risk. UTs?
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Ramjade
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Jan 24 2018, 11:31 AM
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QUOTE(prophetjul @ Jan 24 2018, 11:11 AM) UTs or stocks lo.
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nexona88
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Jan 24 2018, 11:52 AM
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This year high side (maybe 6.8%) Next year below 6% 😈
Reason they say.. Because portfolio performance is bad 😕 MYR weaker.. Forex losses...
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prophetjul
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Jan 24 2018, 11:54 AM
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QUOTE(Ramjade @ Jan 24 2018, 11:31 AM) I do not TRUST unit trusts. Can invest in stocks?
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prophetjul
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Jan 24 2018, 11:56 AM
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QUOTE(nexona88 @ Jan 24 2018, 11:52 AM) This year high side (maybe 6.8%) Next year below 6% 😈 Reason they say.. Because portfolio performance is bad 😕 MYR weaker.. Forex losses... OR they need to retain profits to buy out the Battersea Power development phase 2. None for us.
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nexona88
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Jan 24 2018, 12:01 PM
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QUOTE(prophetjul @ Jan 24 2018, 11:56 AM) OR they need to retain profits to buy out the Battersea Power development phase 2. None for us.  Yeah.. Retained profits... But I think cannot be high percentage too.. Donno where I read. EPF must give out at least 95% of the profits to contributors... Something like that...
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prophetjul
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Jan 24 2018, 12:03 PM
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QUOTE(nexona88 @ Jan 24 2018, 12:01 PM) Yeah.. Retained profits... But I think cannot be high percentage too.. Donno where I read. EPF must give out at least 95% of the profits to contributors... Something like that... Sure of this?
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nexona88
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Jan 24 2018, 12:08 PM
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QUOTE(prophetjul @ Jan 24 2018, 12:03 PM) I'm 50/50 on this.. Remembered reading something like that previously.. Anyone can confirmed it... Me newbie.. Don't know this stuff..
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