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 EPF DIVIDEND, EPF

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nexona88
post Jan 18 2016, 03:54 PM

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QUOTE(felixmask @ Jan 18 2016, 03:50 PM)
below 5% or above 5%...Sun still rise frm east and Ah Jib still PM..etc
U put a lot money in KWSP to catch out ?
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nope. juz standard only blush.gif
prophetjul
post Jan 18 2016, 03:58 PM

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Below FD rate?
Hansel
post Jan 18 2016, 07:02 PM

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QUOTE(activexxx @ Jan 18 2016, 03:51 PM)
Can put money in KWSP on ad-hoc basis?
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Can,...but there are rules that must be adhered to. I heard a contributor cannot put more than RM60K per year, or something like that. Must refer to the KWSP website.

Hansel
post Jan 18 2016, 07:03 PM

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The higher the dividend percentage, the more we can accumulate for our retirement years. It's just that....
wil-i-am
post Jan 18 2016, 11:55 PM

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QUOTE(prophetjul @ Jan 18 2016, 03:58 PM)
Below FD rate?
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U refer to by default or promotion rate?
Anyway, highly unlikely

QUOTE(Hansel @ Jan 18 2016, 07:02 PM)
Can,...but there are rules that must be adhered to. I heard a contributor cannot put more than RM60K per year, or something like that. Must refer to the KWSP website.
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Max self contribution is RM60k pa
shadow_walker
post Jan 21 2016, 11:18 AM

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the divident shud be around the same amount last time. why amidst the collapsing economy it seems?

well a couple of months back gomen did increase the toll prices right and u must remember majority shareholders in this strategic assets are epf n pnb..they cooked the book by increasing toll price by ALOT. money gained from this exercise are then used to increase/maintain good dividend for epf n pnb(as1m,asb etc). to control public sentiments lar after the increased cost of living...real amount of dividend of no toll hike, maybe 4-4.5%...after "increased" earning i reckon can pay around 5.5-6% for 2015
lamode
post Jan 24 2016, 05:37 PM

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guys, i know it's going to declare sometime next month, anyone know exactly which day? hmm.gif
SUSintrepidity85
post Jan 24 2016, 06:44 PM

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QUOTE(lamode @ Jan 24 2016, 05:37 PM)
guys, i know it's going to declare sometime next month, anyone know exactly which day?  hmm.gif
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cross finger. anything above 6 i'd be happy
nexona88
post Jan 24 2016, 06:55 PM

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QUOTE(lamode @ Jan 24 2016, 05:37 PM)
guys, i know it's going to declare sometime next month, anyone know exactly which day?  hmm.gif
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only those in EPF knows the info tongue.gif blush.gif blush.gif
lamode
post Jan 24 2016, 11:39 PM

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QUOTE(nexona88 @ Jan 24 2016, 06:55 PM)
only those in EPF knows the info  tongue.gif  blush.gif  blush.gif
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i thought got standard date (like third Tuesday of Feb or something) one tim :\
plumberly
post Jan 25 2016, 09:12 AM

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QUOTE(lamode @ Jan 24 2016, 11:39 PM)
i thought got standard date (like third Tuesday of Feb or something) one tim :\
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I think it is the 2nd Tue of Feb. But CNY will fall on that day. So either the Fri before or following Wed.

Eager to know the % hah?

biggrin.gif rclxm9.gif rclxms.gif

P/S Saw this a few mins ago. EPF in the same boat?

Kadir queries delay in Tabung Haji dividend, bonus

This post has been edited by plumberly: Jan 25 2016, 09:17 AM
SUSsupersound
post Jan 25 2016, 09:16 AM

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QUOTE(plumberly @ Jan 25 2016, 09:12 AM)
I think it is the 2nd Tue of Feb. But CNY will fall on that day. So either the Fri before or following Wed.

Eager to know the % hah?

biggrin.gif  rclxm9.gif  rclxms.gif
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Know the dividend then what you want to do?
If the dividend are better than last year, will you increase your own contribution?
If the dividend lower, will you reduce your own contribution?
ikanbilis
post Jan 25 2016, 09:58 AM

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QUOTE(supersound @ Jan 25 2016, 09:16 AM)
Know the dividend then what you want to do?
If the dividend are better than last year, will you increase your own contribution?
If the dividend lower, will you reduce your own contribution?
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If dividend above 6%, still worthwhile to top up. Otherwise just let it be. cool2.gif
SUSsupersound
post Jan 25 2016, 10:20 AM

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QUOTE(ikanbilis @ Jan 25 2016, 09:58 AM)
If dividend above 6%, still worthwhile to top up. Otherwise just let it be. cool2.gif
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Well, as long as you got money, just increase the contribution, no need to think much. I'm taking at 4.5% to benchmark EPF's dividend which is still higher than most FDs.
SUSintrepidity85
post Jan 25 2016, 10:46 AM

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QUOTE(ikanbilis @ Jan 25 2016, 09:58 AM)
If dividend above 6%, still worthwhile to top up. Otherwise just let it be. cool2.gif
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otherwise go for amanah saham hahaha
lamode
post Jan 25 2016, 11:10 AM

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QUOTE(supersound @ Jan 25 2016, 09:16 AM)
Know the dividend then what you want to do?
If the dividend are better than last year, will you increase your own contribution?
If the dividend lower, will you reduce your own contribution?
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the 2016 statement only available after declaration.

waiting for it for bank.
lamode
post Jan 25 2016, 11:11 AM

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QUOTE(plumberly @ Jan 25 2016, 09:12 AM)
I think it is the 2nd Tue of Feb. But CNY will fall on that day. So either the Fri before or following Wed.

Eager to know the % hah?

biggrin.gif  rclxm9.gif  rclxms.gif

P/S Saw this a few mins ago. EPF in the same boat?

Kadir queries delay in Tabung Haji dividend, bonus
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thanks man smile.gif smile.gif
plumberly
post Jan 25 2016, 03:28 PM

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QUOTE(lamode @ Jan 25 2016, 11:11 AM)
thanks man smile.gif  smile.gif
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Just remember this ...

I think EPF will suspend access to accounts for their dividends calculations and updates. Cannot access to EPF account now.

I think it is a 1-2 weeks suspension.

So, announcement in 1st or 2nd week of Feb?

My gut feel is, if it is before CNY, then it is good news. If it is after CNY, then not so good news. Ha.
nexona88
post Jan 25 2016, 04:38 PM

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so let's hope the announcement before CNY rclxm9.gif
SUSsupersound
post Jan 26 2016, 08:44 AM

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QUOTE(plumberly @ Jan 25 2016, 03:28 PM)
Just remember this ...

I think EPF will suspend access to accounts for their dividends calculations and updates. Cannot access to EPF account now.

I think it is a 1-2 weeks suspension.

So, announcement in 1st or 2nd week of Feb?

My gut feel is, if it is before CNY, then it is good news. If it is after CNY, then not so good news. Ha.
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Can log in without problems, announce also the same, we won't able to take the money out easily.
Don't let this spoil your mood. As said before, just take their dividend at 4.5% every year and you will be happy when getting more dividend thumbup.gif

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