1952 - 1959 is still in "learning" process.

and also 1952 is before independence. economy that time not so good

4.25% as mentioned by supersound is still acceptable.. haha ... if ...

4.5% FD and 6.xx asw2020 sure beats if epf really give 4.x

I don't think would go below 5%.. EPF financial is not so bad compare with those 4.25% period

If for the sake of misleading people that EPF not performing, indeed I can use 2.5% as the number to justify there's better type of financial instrument that sure make money(those agents will always forgot to tell you that is they make money first, not you)

Sure will, but then those skim pasti rugi in the market will become skim pasti mampus

EPF retained earnings (re) b/f on 1/1/2015 was RM3.64 bil
The Board can utilize re to maintain, if require competitive Dividend for 2015

EPF will retain for FY2016 as this yr will be worst

same like last year?

No need to guess la.. so many been guessing for few pages now. Just wait this Feb and see..

kinda worry if 'info' by 'some people' is true. ie. below 5%

No need worry.. if below 5%, everybody also will get below 5%. It is not that u get below 5% and other get 6%...

a bit offtopic, so i hope you dont mind.

i tried to do the nomination thru kwsp online portal, but it only let you fill in the details and print the form, and then you bring it to the kwsp office.

it also requires you to have a witness. my question is, for those who have done the nominations before, do you also need to bring along the witness to the kwsp office?

thanks.

No need bring witness. Sign will do

Note. EPF will sent the nomination statement by post. So if nominate china doll, need be careful


This post has been edited by magika: Jan 18 2016, 11:28 AM

thanks, but it stated on the form - needs the witness's thumb print?

I done it few years back. Went to their KWSP office in PJ (near Federal highway). Take number, wait for a while. The fill-up the nomination form. You must know the nominee IC number. Settled. Quite fast.

30 minutes can settle?

You went end of the year like mid to end December where I think not many people will go to KWSP office.. ?

if i remember correctly, witness is the counter officer

give like 1hour lor.. 30min kinda hard

Now specifically mention cannot counter staff

below 5% or above 5%...Sun still rise frm east and Ah Jib still PM..etc


U put a lot money in KWSP to catch out ?

Can put money in KWSP on ad-hoc basis?