Yeah.. pro rated.

I have not take out EPF for UT investment for 4 - 5 months already, so will tahan till end of this year. So at least can get pro rated 6 months of the lets say 6% they declare in Feb next year.

Currently my EPF part investment is not doing so good... talking about worst than FD....

Better to leave the money in Epf and use your own money for investment purposes.

Did a quick and dirty estimate on 2015 EPF div % based on historical & 2015 revenues and div rates.

With 68% confidence level, it can be as low as 6.0%.

With 95% confidence level, it can be as low as 5.3%

No need to do the high side estimates as 2015 has not been a good year. Ha.

From my POV, even 5.3% is considered OK for me. Why? My benchmark is FD rate. Ha.

How about as High as x.xx?

6.75 to 5.3? seriously!

maybe 6.10 should be "appropriate" rate

Did not see the value in doing that calcs earlier. Now still as lazy as before. Ha. Sorry Sifu.

In 2007-2008, dropped by 1.3%.

So, still in the been there before region.

Cheerio.

Take yo time as I will wait for yo answer

EPF will subscribe up to RM5.25bil for the institutional portion of a RM8.98bil sukuk murabahah programme by Tenaga Nasional Bhd’s (TNB) subsidiary Jimah East Power Sdn Bhd (JEP), according to a source familiar with the matter.

The corporate exercise is the largest sukuk offering globally this year.

“The terms of the sukuk is consistent with the criteria for bonds that the EPF had subscribed to in the past,” says the source.

On Nov 20, The Malaysian Rating Corp Bhd (MARC) had assigned a AA-IS rating on JEP’s sukuk, which is the fourth-highest investment grade.

http://www.thestar.com.my/Business/Busines...ukuk/?style=biz

can i know what date kwsp will calculate dividen ?

Call EPF hotline or go to their nearest ofiz

Do double check I heard you can only withdraw for one property at a time. Meaning if you have withdrawn previously for a property, that property has to be fully paid (bank loans) before you can apply to withdraw for another property. Previously this was not the case.

Previously you had to sell the 1st property before you are allowed to buy the next one

Oh yes perhaps so.

Employees Provident Fund (EPF), through wholly-owned company Pinggiran Ventures Sdn Bhd, has bought a 50% equity stake in Taliworks Corp Bhd’s unit that owns the operator of the New North Klang Straits Bypass Expressway (NNKSB) for RM66.75mil cash.

NNKSB is a 17.5km two-lane dual carriageway highway which links North Port to Bukit Raja, Klang. The Government had in December last year extended the tenure of the concession to December 2032.

Provided the economics of the concession is worked out, most toll concessions would easily meet EPF's prospective returns of 5 to 6 % per annum.

Most tolls would be based on IRR of 10% or more!

A new online feature is expected to be rolled out in 2017 to help Employees Provident Fund (EPF) members understand and manage their finances better.

EPF strategy management department head Balqais Yusoff says the feature will be a micro-site that will enable contributors to calculate their budget based on their income and also to find out their net worth.

"The microsite will be embedded within the fund's overall corporate website and will include financial advice and tips on retirement planning.

"Through this feature, we want to encourage people to focus on planning their retirement and practise good habits like saving early and having different sources of funds for emergency needs," she says.

Balqais says EPF members will be able to fill up a template according to their own financial standing.

"We are still working out the details of this effort, but it is in the pipeline and, hopefully, it will be ready by 2017," she adds.

http://www.dailyexpress.com.my/news.cfm?NewsID=105097

Still a long way to go

HOPEFULLY..............

Malaysian efficiency.

we're fames for delay! So I guess only in 2018

Call me cynical, I am not a computer graduate, this programming can be done within weeks.

I have my own spreadsheet for similar net worth, expenses projection.

Yes, it may be on a different platform (net vs PC) but still can be done within weeks (expert can even do it within days or hours).

Another project for companies with inside connection?

Yes, confirmed that I am really cynical!