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 EPF DIVIDEND, EPF

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cybpsych
post Oct 26 2015, 10:25 PM

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QUOTE(dreamer101 @ Oct 26 2015, 10:22 PM)
cybpsych,

Which means the dividend yield rate between those 2 funds can be different.

Dreamer
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technically, would be different.

but am guessing epf would try to make both comparable, if not, same, just to manage expectations from contributors and also mitigate confusion.

This post has been edited by cybpsych: Oct 26 2015, 10:26 PM
nexona88
post Oct 26 2015, 10:32 PM

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wah started again the issue shariah account would pay higher compare with conventional one

This post has been edited by nexona88: Oct 26 2015, 10:41 PM
wil-i-am
post Oct 26 2015, 10:38 PM

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QUOTE(cybpsych @ Oct 26 2015, 10:25 PM)
technically, would be different.

but am guessing epf would try to make both comparable, if not, same, just to manage expectations from contributors and also mitigate confusion.
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In reality, tough to produce same ROI for both conventional n syariah
fatw3apon
post Oct 27 2015, 09:37 AM

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QUOTE(magika @ Oct 26 2015, 09:54 PM)
Technically, EPF guidelines says cannot, however counter staff and hotline CS says can. Quite a number of us at FD threads has done it for a number of years. I max out together with my wife every year. I m sure dividend are paid as i have calculated it at every payout. Hope you dont pursue it further as it may close the loophole.
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Haha thanks for explaining, may I ask which method you use to contribute? cheque, credit card or online transfer?
magika
post Oct 27 2015, 01:33 PM

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QUOTE(fatw3apon @ Oct 27 2015, 09:37 AM)
Haha thanks for explaining, may I ask which method you use to contribute? cheque, credit card or online transfer?
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Maybank OTC, need to fill in KWSP form.

Note: Submit a week before month end as dividend is calculated on the last day of the month.


This post has been edited by magika: Oct 27 2015, 01:35 PM
nexona88
post Oct 27 2015, 10:32 PM

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Increase in minimum wage ensure sufficient retirement savings for EPF contributors yawn.gif
http://english.astroawani.com/malaysia-new...tributors-78124
wil-i-am
post Oct 29 2015, 01:28 PM

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EPF payout hard to predict with market downturn
http://www.nst.com.my/news/2015/10/epf-pay...market-downturn

B prepare for Lower dividend in Yr 2015 from 6.75% in Yr 2014
prophetjul
post Oct 29 2015, 04:18 PM

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Shahril Ridza said the fund was on track to give out a dividend of 2.5% plus inflation this year. - See more at: http://www.themalaysianinsider.com/malaysi...h.ocw02tnC.dpuf

2.55 + inflation 1 % = 3.5% rclxms.gif
nexona88
post Oct 29 2015, 04:38 PM

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QUOTE(prophetjul @ Oct 29 2015, 04:18 PM)
Shahril Ridza said the fund was on track to give out a dividend of 2.5% plus inflation this year. - See more at: http://www.themalaysianinsider.com/malaysi...h.ocw02tnC.dpuf

2.55 + inflation 1 % = 3.5%    rclxms.gif
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who said Malaysia inflation 1% only ohmy.gif shocking.gif

Department of Statistics said around 3%.

so should be 2.5 + 3 = 5.5% sweat.gif
prophetjul
post Oct 29 2015, 04:58 PM

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QUOTE(nexona88 @ Oct 29 2015, 04:38 PM)
who said Malaysia inflation 1% only  ohmy.gif  shocking.gif

Department of Statistics said around 3%.

so should be 2.5 + 3 = 5.5%  sweat.gif
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They will tell you it's 1%. cry.gif
nexona88
post Oct 29 2015, 05:02 PM

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QUOTE(prophetjul @ Oct 29 2015, 04:58 PM)
They will tell you it's 1%.    cry.gif
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I will throw stone at them if they dare to say 1% inflation rate for Malaysia sweat.gif

even with the so-called "official" rate of 3% is not true. I feel like more than 10% wor sweat.gif
SUSPink Spider
post Oct 29 2015, 06:09 PM

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Last 6 months my car windscreen wiper RM48...

Last week...RM53

U tell me what's the inflation rate like
peteryaw
post Oct 29 2015, 06:17 PM

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QUOTE(Pink Spider @ Oct 29 2015, 06:09 PM)
Last 6 months my car windscreen wiper RM48...

Last week...RM53

U tell me what's the inflation rate like
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wiper is not include in inflation rate calculation.
SUSPink Spider
post Oct 29 2015, 06:19 PM

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QUOTE(peteryaw @ Oct 29 2015, 06:17 PM)
wiper is not include in inflation rate calculation.
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Yes, BN pakai paying wan

Kereta bukan keperluan nod.gif
nexona88
post Oct 29 2015, 06:27 PM

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EPF eyes private equity space, co-investments
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The investment in private equity is mostly done through other funds instead of direct investments in deals, said chief executive officer Datuk Shahril Ridza Ridzuan.

He also said the EPF always networks and explores opportunities with global pension funds.

peteryaw
post Oct 29 2015, 07:09 PM

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QUOTE(Pink Spider @ Oct 29 2015, 06:19 PM)
Yes, BN pakai paying wan

Kereta bukan keperluan nod.gif
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ya,car memang bukan keperluan untuk semua.Only urban ppl need it.
so they subsidize rice, flour, petrol, sugar to keep inflation rate artificially low.
wil-i-am
post Oct 29 2015, 07:26 PM

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Current inflation 2.60% + 2.50% = 5.10%
http://www.tradingeconomics.com/malaysia/inflation-cpi
nexona88
post Oct 29 2015, 08:10 PM

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safely to say EPF divvy would be min 5% sweat.gif
SUSsupersound
post Oct 29 2015, 09:32 PM

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QUOTE(wil-i-am @ Oct 29 2015, 01:28 PM)
EPF payout hard to predict with market downturn
http://www.nst.com.my/news/2015/10/epf-pay...market-downturn

B prepare for Lower dividend in Yr 2015 from 6.75% in Yr 2014
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Well, it will still better than FDS, or more superior than most trust funds that are giving ~0% dividend.

QUOTE(nexona88 @ Oct 29 2015, 04:38 PM)
who said Malaysia inflation 1% only  ohmy.gif  shocking.gif

Department of Statistics said around 3%.

so should be 2.5 + 3 = 5.5%  sweat.gif
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Is up to a particular person. My inflation are at 2%, that's just because I have no loans.
People with loan will have higher inflation rate.


wil-i-am
post Oct 29 2015, 09:45 PM

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QUOTE(supersound @ Oct 29 2015, 09:32 PM)
Well, it will still better than FDS, or more superior than most trust funds that are giving ~0% dividend.
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In addition, returns is compounded

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