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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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suadrif
post May 19 2013, 09:21 PM

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QUOTE(fruitie @ May 19 2013, 09:17 PM)
Usually if you don't have any credit history before, OCBC may reject you straightaway.
This is based on the experiences shared by few forummers here.
Try to get other banks' cards first before applying, that also doesn't guarantee you won't be rejected. I'm one of them. sweat.gif
But at least the chances to be approved later is higher, that's based on my own experience. I have 2 cards before applied for OCBC. smile.gif
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but three of my colleague got their approval straight away and they're also same like me.
thats why i felt little bit unfair sad.gif

anyway, thanks for your explanation.
atleast i know how to increase the % of the approval smile.gif
just applied CIMB Petronas CC last week. maybe later on can apply OCBC again.
btw, any other cashback card good for petrol?
which one is better, Maybank2Card or Citibank Platinum?
gsc
post May 19 2013, 09:38 PM

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QUOTE(yeeck @ May 19 2013, 02:07 AM)
Very difficult, because I do lots of txns a month, and almost always exceed the RM50 monthly cap. Anyone knows if shopping at NSK gets 5% or 1%?
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After x number of transaction which you think is manageable to you , print out the unbilled statement, call up customer service, ask them how much have you collected for your rebate.
example if they tell you is 27.50, then you will know how much more you can spend, (50-27.5=22.5) in terms of 5% you can spend another 450, in terms of 1%, you can spend up to 2250. Of course when the customer service tell you the rebate you have, check to make sure ocbc is based on your last transaction.

Another way is with the printed statement, go through with the CS, how much you have collected.
red_scorpion
post May 19 2013, 10:52 PM

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shopping at NSK gets 5%. I swipe my ocbc in NSK few times a month. All also gets 5%. biggrin.gif
someone_stupid
post May 19 2013, 11:38 PM

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QUOTE(kuai_chai @ May 19 2013, 05:41 PM)
for my case, epf statement (printable at the branch) and 3 months of payslips.
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But can go apply first without the doc?
fruitie
post May 19 2013, 11:56 PM

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QUOTE(someone_stupid @ May 19 2013, 11:38 PM)
But can go apply first without the doc?
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Then how to prove your income? sweat.gif
You need to have supporting right?
falxon88
post May 19 2013, 11:58 PM

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Hello! My cash-back experiences:

5% - TIME Broadband auto-billing

1% - UMobile broadband swiped at CS centre
someone_stupid
post May 20 2013, 09:19 AM

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QUOTE(fruitie @ May 19 2013, 11:56 PM)
Then how to prove your income? sweat.gif
You need to have supporting right?
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Hmm thn guess I'll just wait till next week when this month's pay slip is out bah
fahrur_07
post May 20 2013, 01:02 PM

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my application to waive the late penalty fee was approved thumbup.gif thumbup.gif thumbup.gif
TSronnie
post May 20 2013, 01:20 PM

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QUOTE(fahrur_07 @ May 20 2013, 01:02 PM)
my application to waive the late penalty fee was approved thumbup.gif  thumbup.gif  thumbup.gif
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How many days were you late of payment ?
fahrur_07
post May 20 2013, 04:06 PM

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QUOTE(ronnie @ May 20 2013, 01:20 PM)
How many days were you late of payment ?
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7 days
due to SCB late for processing my BT application
someone_stupid
post May 20 2013, 10:41 PM

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I just submitted interest online. Again. Hahaha just for the heck this time I used my company email lets see of they do get back as compared to last time when I used my gmail
gsc
post May 20 2013, 10:44 PM

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for those who are not clear on rebate, fee waver, annual fee etc

http://www.ocbccards.com.my/Titanium_Master_Card.aspx

jfarm86
post May 20 2013, 10:46 PM

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oh my....got a call on 9pm+ which I'm bathing....checked and found out is a call from OCBC...secret call on that late, seriously?

Will I get a call on tomorrow?
KTCY
post May 21 2013, 07:33 AM

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Called up OCBC CS last night.
Talked to the CS about RM 30 rebate when paying bill online.
And get to know that those who entitle, will only get to know end of June when promotion ends.
That's long way to go sleep.gif
sj0217
post May 21 2013, 07:36 AM

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QUOTE(KTCY @ May 21 2013, 07:33 AM)
Called up OCBC CS last night.
Talked to the CS about RM 30 rebate when paying bill online.
And get to know that those who entitle, will only get to know end of June when promotion ends.
That's long way to go sleep.gif
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would they be send notification for people who entitled it? or just direct cash back into monthly statement will do?

No wonder, because Im still waiting for this cash back RM30
KTCY
post May 21 2013, 07:39 AM

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QUOTE(sj0217 @ May 21 2013, 07:36 AM)
would they be send notification for people who entitled it? or just direct cash back into monthly statement will do?

No wonder, because Im still waiting for this cash back RM30
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SMS notification biggrin.gif
gsc
post May 21 2013, 11:29 AM

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QUOTE(sj0217 @ May 21 2013, 07:36 AM)
would they be send notification for people who entitled it? or just direct cash back into monthly statement will do?

No wonder, because Im still waiting for this cash back RM30
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Not every one will get 30 cash back. Once quota is up, no more cash back and you will only get to know in june
sj0217
post May 21 2013, 10:20 PM

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QUOTE(gsc @ May 21 2013, 11:29 AM)
Not every one will get 30 cash back. Once quota is up, no more cash back and you will only get to know in june
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I see, alright I will wait and see on june.

Between, called CS to changed the mailing address, get to know that the address u changed on Internet banking that it does not reflecting to your monthly statement, that is only reflecting to yr internet banking, so in order to change the mailing address for monthly statement, need to call up to CS (don't know branch can be done or not).

And also requested to change the cycle date, based on CS advice, I think there is only three cycle date can be choose which is 6, 12 and 25. correct? But end up choose for 6 of every month. I have Just get the first statement only, but the second statement will be issued on 6th June, so fast.

Besides, I through the hard copy statement can be change to soft copy statement send by email, however, there is no soft copy to be send, only will send for hard copy for monthly statement. sad.gif


gsc
post May 21 2013, 10:28 PM

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QUOTE(sj0217 @ May 21 2013, 10:20 PM)
I see, alright I will wait and see on june.

Between, called CS to changed the mailing address, get to know that the address u changed on Internet banking that it does not reflecting to your monthly statement, that is only reflecting to yr internet banking, so in order to change the mailing address for monthly statement, need to call up to CS (don't know branch can be done or not).

And also requested to change the cycle date, based on CS advice, I think there is only three cycle date can be choose which is 6, 12 and 25. correct? But end up choose for 6 of every month. I have Just get the first statement only, but the second statement will be issued on 6th June, so fast.

Besides, I through the hard copy statement can be change to soft copy statement send by email, however, there is no soft copy to be send, only will send for hard copy for monthly statement.  sad.gif
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Soft copy available when you log into the internet banking...

sj0217
post May 21 2013, 10:31 PM

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QUOTE(gsc @ May 21 2013, 10:28 PM)
Soft copy available when you log into the internet banking...
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Try but cannot get it, only get the link of the website, but not the PDF file

You can get the copy as PDF file?

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