Can you call OCBC to get the MCC code for the iPay88 transactions ?

Despite being a restaurant, Zun Kitchenette at Mid Valley is entitled for only 1% cash back.
The transaction appeared as Eu Yan Sang in credit card statement.

that's not necessarily the case, that food deal via ipay88 via living social is under 5%

i've had food related deal under 1% but i also have non food related deal under 5%
it's more like a roulette in these cases

[quote=cempedaklife,Jun 12 2013, 10:21 AM]
that's not necessarily the case, that food deal via ipay88 via living social is under 5%

i've had food related deal under 1% but i also have non food related deal under 5%
it's more like a roulette in these cases

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It is dependent on the MCC code ...I paid Maxis phone bill at Maxis center and got only 1%....but paid on line through Ocbc internet banking get 5%

if pay directly from living social? which % we are entitle?

ipay88 under 4816 (Computer Network/Information Services).
living social under 7311 (Advertising).

My OCBC statement date is 12th this month. How long can i see the actual billing? thanks sifu

that's why i said it's like a roulette for livingsocial

This post has been edited by cempedaklife: Jun 12 2013, 06:31 PM

just gotten my ocbc titanium wanna ask regarding the current promotion
1. Pay bill online to get rm30 cash back . Example Digi do i need to pay the bill via OCBC online banking or i can pay via DIGI OCS to get this cashback.
2. 3 Swipes for rm50 cashback. does online transaction count as swipe?

Oops I reapplied after a month but most likey will be rejected I haven't check

Actual billing dependent on the area you stay and the postal coverage....you can see the actual on line...

Guys, sorry if this is asked before.

May I know how to request for credit limit increase? Already got increment and would like to apply for the increase.

Maximum rebate is RM 50.

RM 5000 spending x 1% rebate = RM50.

Further spending with this card get nothing. Why need to increase credit limit? You can call the bank and request for credit limit.

Well, due to MC's acceptance is higher compared to AmEx.
Anyway, you gave a good point as well.

I better make an effort to ask for Maybank2Card instead. Need to visit the centre soon.
The CL it gave me was based on my salary in 2011 when they offered that card to me, which was 2x lower than what I'm earning today.

I think i should always call up CS to plan for my purchase like what ronnie did.
This month fully use up RM 50 rebate and alot more transaction not entitle for rebate
Anyway, confirm 5% as below

O'BRIENS - SG NIBONG PENANG MYS
FOUR SEASONS TEA RE PENANG MYS
TAO AUTHENTIC ASIAN CU GEORGETOWN MYS
SUSHI TEI GEORGETOWN MYS
MORGANFIELD'S-PENANG1 PENANG MYS
CHILLI' GRILL&BAR-1UTA KUALA LUMPUR MYS

just got my card yesterday. i must say, ocbc is VERY generous on their CL

No, I don't think so as my CL from ocbc bank is not consider generous

I would say CL given is based on the personal in term of Payment behavior, income and so on

ocbc is really generous on the CL, so far i cant even swipe 1k per month on this card. most likely cannot get the annual usage bonus

My CL from OCBC also not consider generous, is the most low CL among all the bank, less than 2x of my salary. I even swipe 1-3k per month, but I didnt care it as it is more than enough..every month after 50 rebate cap reached, I will use other card. The most generous bank is SCB, 7x of my salary. but useless, I only swipe few hundred per year....just a backup card

This post has been edited by red_scorpion: Jun 13 2013, 11:32 AM

my ocbc titanium card only get about 120% of my monthly salary..