Yes

Besides "pay on time", the other key words are "pay full statement balance".
If you pay on time but just partial statement balance or minimum amount, you'll still be charged interest.

Cold Storage - 1 Utama gets 5% Cash Back [MCC 5411]

I think OCBC card interest free EPP is all the while there. But there is an 1 time handling fee which are 5 months 2%, 10 months 3%, 20 months 5%.
Everytime when I swipe more than 1k, I will received an SMS telling me that I can convert my purchase into EPP, please call .....

Oh? I have swipe over 1k before, but why I didn't received any SMS from OCBC bank about EPP

If I want to pay by cheque, at column pay to need to write only my name?

read the wording on bottom of ur statement.

I just realized I have not been getting RM2 off from my telekom bill autopay since jan this yr. Anyone facing the same thing?

I just lost my statement

I just lost my statement

payable to OCBC Card for [insert card holder name]

write ur CC number behind ur cheque.

quick noob question :
How can we know what MCC code we transac ? Is it stated on receipt ? If yes what is the name ?
Senheng have how many % rebate ? Thanks

You can call the OCBC to ask what is the MCC code.
SenHeng falls under which of the 4 categories : Dining / Groceries / Utilities / Petrol ??? That will give you the answer lah

I am not sure y u didnt received the sms.. You can call to ask? Everytime i swipe, i will receive 2 sms immediately, 1 is stated how much u swipe, at where and when, another 1 is convert your purchased to EPP..

Normally I only received sms notification about how much been swipe

perhaps I can call CS and check it. Thanks

Would like to seek you guys advice.

20% rebate of the dining at The Curve, is the rebate amount will be total up into 1% or 5% monthly cash back or will be separately line to be show on statement?

Reason why I ask this is because I only saw 1% and 5% cash back on latest statement, but the 20% rebate amount didn't show out

Could be on the next statement.

I don't think that it'll be included under the 1% or 5% cash rebate category.

once u swipe u will get the sms telling how much you saved.
the amount stated will not be shown in your statement immediately, if you cant find it in next statement, it might be next or next 2 statement.

I see, if not it should be separately line to be show on statement then.

A SMS will be send to me immediately while im signing the signature. Ya I know about this will be show on next statement, which is latest statement of this month, but then I cannot see it.

Is okay, just need to be clear about this, will look forward for next statement.

The 20% dining rebate will be listed as a separate entry in your statement. Usually creditted on the NEXT statement date (after you performed the transaction).
If your statement date is 5 June, expect the Dining Rebate in the 5 July statement.