OCBC gives me almost 5x of my current salary.
MBB and Citibank only give almost 2x of my current salary.
Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jun 13 2013, 12:18 PM
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All Stars
52,874 posts Joined: Jan 2003 
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Jun 13 2013, 01:21 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(nothingz @ Jun 13 2013, 10:00 AM) ocbc is really generous on the CL, so far i cant even swipe 1k per month on this card. most likely cannot get the annual usage bonus You can pay for your family members or friends and give them 1 or 2% rebate and pocket in the 3%...or if you target to reach the target bonus then give away 5% rebate   Utility bill, indah water, phone bill, quit rent, assessment, road tax, insurance, hypermarket shopping... |
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Jun 13 2013, 01:24 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(red_scorpion @ Jun 13 2013, 11:31 AM) My CL from OCBC also not consider generous, is the most low CL among all the bank, less than 2x of my salary. I even swipe 1-3k per month, but I didnt care it as it is more than enough..every month after 50 rebate cap reached, I will use other card. The most generous bank is SCB, 7x of my salary. Me too, even less than 2x of my income. but useless, I only swipe few hundred per year....just a backup card  Ya, just swipe within the cash back RM50, will use other card if reached the cask back, no point to having such high CL, but if having high CL just for in case for emergency used.   7x of your salary oh? that one can be yr emergency used.  QUOTE(cempedaklife @ Jun 13 2013, 11:54 AM) my ocbc titanium card only get about 120% of my monthly salary.. good enough for daily spend already for cash back RM50 |
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Jun 13 2013, 01:28 PM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL 
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QUOTE(sj0217 @ Jun 13 2013, 01:24 PM) Me too, even less than 2x of my income. yup..i do agree... Ya, just swipe within the cash back RM50, will use other card if reached the cask back, no point to having such high CL, but if having high CL just for in case for emergency used. 7x of your salary oh? that one can be yr emergency used. good enough for daily spend already for cash back RM50  |
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Jun 13 2013, 01:54 PM
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Senior Member
1,756 posts Joined: Jul 2006 From: PJ 
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Weird, still haven't receive my Curve 20% rebate for my transaction on 5th May, normally this statement will have the amount credited already.
Guess have to wait till next statement |
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Jun 13 2013, 02:35 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(shortleg88 @ Jun 13 2013, 01:54 PM) Weird, still haven't receive my Curve 20% rebate for my transaction on 5th May, normally this statement will have the amount credited already. What was your current Statement Date ?Guess have to wait till next statement It will be posted on the next Statement Date. It will not post the rebate in the same statement as the transaction date |
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Jun 13 2013, 02:48 PM
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Senior Member
1,723 posts Joined: Jun 2007
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huh? how much CL u guys got?
the CL they gave me almost double that of Citi CB card which i apply last year my salary increment is not even 50% |
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Jun 13 2013, 02:50 PM
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Senior Member
1,756 posts Joined: Jul 2006 From: PJ
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QUOTE(ronnie @ Jun 13 2013, 02:35 PM) What was your current Statement Date ? 12th of every month. I did my transaction on 5th of last month. Should be this month statement based on previous experience with it.It will be posted on the next Statement Date. It will not post the rebate in the same statement as the transaction date I normally top up during 1st week of the month. Anyhow, just surprised it's not captured in this statement. |
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Jun 13 2013, 02:51 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(shortleg88 @ Jun 13 2013, 02:50 PM) 12th of every month. I did my transaction on 5th of last month. Should be this month statement based on previous experience with it. You are right.... the 5th May transaction's 20% Dining Rebate would be in the 12th June Statement.I normally top up during 1st week of the month. Anyhow, just surprised it's not captured in this statement. |
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Jun 13 2013, 03:30 PM
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Junior Member
248 posts Joined: Aug 2011
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hi, i check my credit card statement online today, i notice there are two values in the bottom, total and closing balance.. so i need to pay which ?
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Jun 13 2013, 04:01 PM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE(deathTh3Cannon @ Jun 13 2013, 03:30 PM) hi, i check my credit card statement online today, i notice there are two values in the bottom, total and closing balance.. so i need to pay which ? I think closing balance. But I always pay according to Statement Outstanding Amount. Same row with Minimum Payment Due and Due Date. |
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Jun 13 2013, 10:49 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(deathTh3Cannon @ Jun 13 2013, 03:30 PM) hi, i check my credit card statement online today, i notice there are two values in the bottom, total and closing balance.. so i need to pay which ? Just pay the Statement Amount/Balance before Due Date |
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Jun 14 2013, 12:21 AM
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong
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I have received the following rebates this month:
Wong Kok Char Charn Teng @ 1 Utama - 5% rebate Reloading U-Mobile prepaid cards @ Tesco Kepong - 5% rebate Ikea - 1% rebate |
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Jun 14 2013, 12:56 AM
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Junior Member
423 posts Joined: May 2007
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Old Klang Road
Dong Men-5% Melaka Bei Zhan- 5% Nyonya Village- 5% |
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Jun 14 2013, 01:00 AM
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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I received a miss call from 03-xxxx which is from OCBC at around 7pm+ 3 days ago. Waited but they never called, or should I call? Dont know successful or not.
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Jun 14 2013, 06:25 AM
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Senior Member
2,380 posts Joined: Mar 2005
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QUOTE(GloryKnight @ Jun 14 2013, 01:00 AM) I received a miss call from 03-xxxx which is from OCBC at around 7pm+ 3 days ago. Waited but they never called, or should I call? Dont know successful or not. They will usually call using a private number. Weird that they called u using a 03 number. |
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Jun 14 2013, 08:08 AM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(GloryKnight @ Jun 14 2013, 01:00 AM) I received a miss call from 03-xxxx which is from OCBC at around 7pm+ 3 days ago. Waited but they never called, or should I call? Dont know successful or not. QUOTE(kenlui @ Jun 14 2013, 06:25 AM) They will usually call using a private number. Weird that they called u using a 03 number. ya, normally the number will be show is "block" number, no number is appear |
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Jun 14 2013, 10:20 AM
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Senior Member
1,770 posts Joined: Dec 2010 From: ~Where White Knights in Shining Armour Unite~
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QUOTE(kenlui @ Jun 14 2013, 06:25 AM) They will usually call using a private number. Weird that they called u using a 03 number. QUOTE(sj0217 @ Jun 14 2013, 08:08 AM) ya, normally the number will be show is "block" number, no number is appear But the number appeared on my screen, not blocked. then when I tried calling back, unreachable. But when I search in google, it is from OCBC. Hmm..should I call? Or will they instead send rejection/approval snail mail or email? |
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Jun 14 2013, 10:42 AM
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All Stars
12,505 posts Joined: May 2007 From: Triumph in the Skies Status:In LoV3 Again
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QUOTE(GloryKnight @ Jun 14 2013, 10:20 AM) But the number appeared on my screen, not blocked. then when I tried calling back, unreachable. But when I search in google, it is from OCBC. Hmm.. call back to CS tell them you miss the call. should I call? Or will they instead send rejection/approval snail mail or email? |
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Jun 14 2013, 11:50 AM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(KTCY @ Jun 14 2013, 10:42 AM) call back to CS tell them you miss the call. ya, always call back to CS if there is relating to CC application.Other than that, just leave it aside... haha |
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