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Credit Cards AEON Credit Cards, By AEON Credit Services

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wan7075
post Dec 18 2013, 10:49 AM

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The following shall NOT be considered as retail transactions:

a. Annual fee
b. Late Payment Fee
c. Finance Charge
d. Cash Advance
e. Any handling fee
f. 0% Card Easy Payment and the installment paid
g. Flexi Payment Plan and the installment paid
h. Petrol transactions
i. Balance Transfer transactions

seem like almost all normal expenses are counted as retail transaction except petrol.

i think i will apply this watami card and use it for my Prudential insurance and Hong leong Auurance auto debit payment to get 3% rebate..

anothe question, can I pay my sister's insurance with my watami card to hit the min Rm3000 per qtr?
wan7075
post Dec 20 2013, 08:57 AM

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yesterday i just submit the application form for watami card. but unfortunately no watami restaurant in penang
wan7075
post Dec 21 2013, 10:33 AM

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QUOTE(Human Nature @ Dec 16 2013, 05:53 PM)
1. Completed 3 swipes and contacted CS to request for GST offset. Was informed that I have to make any 1 swipe starting from now, any amount, within 3 months and a RM50 will be credited to my account in the following statement month.

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sorry, your statement is quite confusing.
Do you mean need to do 3+1 transaction to get the GST offset? or only need to do 1 transaction with any amount?
wan7075
post Dec 21 2013, 11:09 AM

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QUOTE(Human Nature @ Dec 21 2013, 10:36 AM)
I cannot confirm. Initially I thought need to make 3 swipes and call to put in request. But then CS told me to make another swipe, could be a new mechanism.
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1) your first 3 transaction got any of them more than rm50?
2) your first 3 transaction total amount more than rm50?

i suspect no so the cs ask u to do another one.. biggrin.gif
wan7075
post Dec 31 2013, 06:46 PM

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received my watami card just now... last card of 2013!

My Time Line

19 Dec - Submitted application to HQ
26 Dec - AEON Called to verify my details
31 Dec - Received my Card.

But in the envelope doesn't have the voucher. But is ok la since I'm not stay at KL.

Will start to swipe it to reach RM3000! haha

Wish everyone happy new year 2014.
wan7075
post Jan 16 2014, 12:58 PM

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QUOTE(crusher @ Jan 16 2014, 11:51 AM)
Oh I see.

All these while I thought RM50 is Watami Dining Rebate, not for GST rebate. That's why when I call up CS, they told me no such thing as GST offset but RM50 is Watami Dining Rebate.yes.

Oh well, I guess it's the same.
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i also get RM50 on the 1st month statement... rclxms.gif

don't care the name is Watami Dining Rebate or GST rebate, as long as it is RM50 to offset my expenses then is ok! rclxm9.gif

** i also get 1500 point but i not register the e-statement.. hmm.gif
wan7075
post Jan 16 2014, 01:11 PM

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QUOTE(mletee @ Jan 16 2014, 01:03 PM)
i think there will be a RM50 cash back when u used twice after your card approval..there will be a RM50 Watami credit available but only can be deducted when u use it at watami..
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ic..... so for the 2nd year AEON also giving this watami rebate which can only use in watami restaurant?
unfortunately my state don't have any watami restaurant cry.gif
wan7075
post Jan 16 2014, 02:22 PM

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QUOTE(ronnie @ Jan 16 2014, 02:14 PM)
Send me the voucher.... I'll pay you RM40 for it  cool2.gif  sweat.gif  sweat.gif
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sure ka? brows.gif bro ronnie?

next year i send u the voucher rclxms.gif
wan7075
post Jan 21 2014, 07:28 PM

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QUOTE(Human Nature @ Jan 20 2014, 02:12 PM)
500 points for credit card approval, and
1,000 points for credit card activation.
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if subscribe e-statement then got another 1500 point?
wan7075
post Mar 17 2014, 10:21 AM

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QUOTE(wesleycjh @ Mar 16 2014, 11:30 PM)
My application to Watami card finally approved after 2nd attempt:
1. Apply at 1U with EPF kiosk 8th Mar 2014
2. Get verification call at 10th Mar 2014
3. Approved at 11th Mar
4. Received card thru courier at 13th Mar

Lesson learned from 1st failed attempt, did not produce the EPF statement thru the EPF kiosk at AEON Credit service. Hence, guys always apply with the EPF statement generated at the kiosk thumbup.gif
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any different between the 2 EPF statement? i can't catch why u faild at 1st time..
wan7075
post Mar 21 2014, 12:00 AM

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QUOTE(jasmineh2y @ Mar 20 2014, 08:37 AM)
My GST is waived too!! yeah~
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you have hold the card for 1 year? how you can waive it.. pls teach us tongue.gif
wan7075
post Apr 2 2014, 01:05 PM

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QUOTE(victorywp @ Apr 2 2014, 11:35 AM)
thanks for the information.
if that's the case, i suppose the rm30 birthday rebate should be in addition to the rm150 too.
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i thought this rm30 rebate only available when we go to watami restaurant? icon_question.gif
wan7075
post May 30 2014, 02:09 PM

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QUOTE(victorywp @ May 30 2014, 12:31 PM)
yes, can get points for bt.

no, cannot combine with aeon watami points.
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actually I have doubt on watami point & aeon member point since I have the card hmm.gif


"You will be rewarded with One (1) AEON Rewards Points for every RM1 you spent on your AEON Credit Cards. Just accumulate your AEON Rewards Points and redeem your desired items. "

AEON Redemption Rewards Program is not applicable to NEW AEON Credit Card and JUSCO Credit Card (JCard Points).To redeem your AEON MEMBER Card Points, please refer to AEON MEMBER Customer
Service Counter

the point I get when I swipe watami card is watami point = AEON rewards point? icon_question.gif
How can I get AEON member point with watami card?

thanks notworthy.gif



wan7075
post Jul 1 2014, 12:54 PM

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would like to ask now AEON has balance transfer with 0% interest? can 't find it in their webpage.
wan7075
post Jul 1 2014, 01:04 PM

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QUOTE(victorywp @ Jul 1 2014, 12:59 PM)
yes, it's their feature all the while.
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oh ya found it under credit card.

bro victory, just to confirm with you, if I apply rm6k 6 month BT, then there is no "any charges" if I pay on time right? finally I will just pay back RM1kx6 = RM6k only. help:

I'm interested to apply it.. thumbup.gif

This post has been edited by wan7075: Jul 1 2014, 01:09 PM
wan7075
post Aug 6 2014, 10:18 AM

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QUOTE(guy3288 @ Aug 6 2014, 08:35 AM)
thanks, if i bank in cash to my watami account via CIMB cash Deposit machine this morning, will the money be credited to watami account by this evening or tomorrow morning?
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u can try 1 time payment or deposit rm1o for testing purpose.
pls do share to us the result thumbup.gif
wan7075
post Aug 6 2014, 12:55 PM

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QUOTE(ronnie @ Aug 6 2014, 11:10 AM)
Minimum you can deposit is RM1 at AEON Cash Deposit Machine. It's updated on the same day.
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ya.. but AEON CDM is very rare. maybank, cimb CDM is more easy to find it and near my area laugh.gif .
wan7075
post Aug 8 2014, 10:51 AM

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QUOTE(victorywp @ Aug 8 2014, 08:54 AM)
2) yes
3) yes
4) yes, first gst paid (with 2 retail transaction within 60days of approval), second onwards can use 12,500points to exchange rm50. besides, you also will receive rm50 voucher every year for dining at watami.
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item no 4 rm50 voucher every year for dining at watami, i can't use it as penang no watami restaurant doh.gif
wan7075
post Aug 18 2014, 06:02 PM

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QUOTE(ronnie @ Aug 16 2014, 12:58 PM)
Yep... later will pay AEON WATAMI CC using PBB Basic Savings Account for free.
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so i will transfer money from maybank -> public -> payment for watami..
only rm0.1 charges and easy process.

thanks ronnie for sharing this info icon_rolleyes.gif

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