anyone realised redemption points via enrich has gone up substantially for saver? one way saver redemption to UK was about 98k just couple months back and now its at 149k points. Just wondering when this went up.

Answer: No. In any case, do check with customer service to be extra sure.

“Retail Transactions” means for the purpose of this Programme, the purchase of any
goods or services locally or overseas which have been effected with or charged to the
Card but shall EXCLUDE (the list below is not exhaustive and HLB reserves the sole right
to determine if a transaction fall within the definition of Retail Transactions):
(i) cash withdrawal in any method (i.e., Automated Teller Machine, over-the-counter, quasi cash, cash advance etc.);
(ii) JomPay and government related transactions;
(iii) FPX transactions;
(iv) portfolio products such as Balance Transfer (“BT”), Quick Cash One-Time Fee (“QCOTF”), Quick Cash (“QC”) and Flexi Payment Plan (“FPP”);
(v) card protection plan;
(vi) refunded, disputed, unsuccessful, reversed, unauthorised, fraudulent or unlawful transactions;
(vii) QR Pay Transactions made via HLB Connect App;
(viii) any form of services or miscellaneous fees, including finance charges and fees such as credit card annual fee, late payment charges and government service tax (if applicable), as determined by HLB from time to time;

Strangely, my 50 carried forward points have disappeared.

And there is something new, which I find very confusing.

https://www.malaysiaairlines.com/id/en/mh-m...er-booster.html

Me too!!! How to get it back ya? And anyone has the new point redemption table?

Hi all, any suggestions on what card should I go for?

Annual salary : RM216k
Spending per month : RM20k - RM30k for online transactions in foreign currency (mostly SGD / USD)

Spending more than earning?

Btw sifus, with MBB points revision what's the best card to collect Enrich Miles ?

Not sure if this is what you looking for (post discount though)

https://enrich.malaysiaairlines.com/enrich/...ive-offers.html

Planning to wholly use the card for business expenses.

They are all equally crap right now.

The CC-airline miles game in Malaysia is pretty much gone at the moment. Not sure why the banks decided to go this way.

It's still a big game in many other countries, including the red dot down south.

Agree with that. I’m able to use my Amex PPS KFlyer card to generate KF points, and at the same time, my Maybank Diamante Visa Infinite card collects Treat Points which can be used to convert to KF points as well.

I add around 50% of my points via credit card spending annually, and the other 50% is from flying with SQ via premium class purchases.

Due to Ringgit depreciation? Miles are traded internationally so most likely bank cost is in USD. Their miles cost has probably gone up a lot on Ringgit basis.

This post has been edited by funfunfun: May 9 2024, 03:11 PM

Ah. That's a good point! You might have hit the nail on the head!

The Maybank devaluation is 5000 to 10000 and for the amex reserve, 5 to 2 points. That's a 500% devaluation, or a 1/5 new value (RM=1 mile to RM5=1mile).

That's not by any stretch of imagination, inflation based valuation.

Wow. That’s not a paper cut… it’s a massacre!

The original 1 RM = 1 mile was always unsustainable. I think at one point it was probably the best earn rate in the world.
(not complaining as I racked up substantial miles including multiple SQ First/Business redemption based on old rate)

Now they move to the other end of spectrum completely and become one of the worst

This post has been edited by funfunfun: May 9 2024, 05:08 PM

I think the squeeze is happening on both ends.

On the accumulation side, the points per spend have been decreased significantly.

On the redemption side, the seats are being reduced in favour of full fee paying passengers. I’ve nearly given up trying to get redemption awards for upgrades (eg Business to Suites) for 2 persons as wife and I usually travel together, so we just end up buying the tickets outright instead.

That's the usual SQ with limited seat redemption if not put you into the waiting list. I found cathay is more generous when it comes to this and their WhatsApp support is kinda prompt too.

Sadly there is no Co-brand cathay credit card in the MY and SG that can speed up miles earning.

Isn't upgrade generally poorer value than full.redemption?

Yes, but look at it this way:

1. I can’t afford to be put on waiting list. Time is money and I have to confirm my dates otherwise my patients will maki hamun flip table when they fly in from Indonesia or Vietnam only to find the practice closed and no cover because of some last minute shit.

2. So we usually book and pay to confirm our slot, and depending on what we are down to do over at the destination (eg just visiting home and Netflix and chill for a month vs I have patients to see in Sydney because my colleagues have gathered enough cases for me to consult) we would have decided on Business (for the former scenario) vs First or Suites (for the latter - hey, gotta pamper myself a bit).

3. If it’s the former (ie Business) then we try our luck to see if we can get an upgrade using our points.

We have a tonne of points and not many uses for them. There are only so many 30% discounted Apple iPhone or iPad models that I am willing to buy from Krisshop every year…

This post has been edited by hksgmy: May 12 2024, 08:53 PM