I have to pay for my PTPTN n potong my gaji...
Loans & Scholarships PTPTN Thread, Face problem or queries? Head here
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 Mar 15 2006, 06:36 PM
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Validating
663 posts Joined: Feb 2006 
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Mar 15 2006, 07:59 PM
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Junior Member
235 posts Joined: Sep 2005  
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erm..a question here
i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem |
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Mar 15 2006, 08:06 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(player10 @ Mar 15 2006, 07:59 PM) erm..a question here You must be in a local college/university in order you can apply for PTPTN because you need to attach the offer letter.i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem  |
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Mar 15 2006, 09:21 PM
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4,206 posts Joined: Jan 2003 From: Subang USJ
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QUOTE(player10 @ Mar 15 2006, 07:59 PM) erm..a question here Yea, you need to be in MMU first.i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away |
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Mar 15 2006, 09:33 PM
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Senior Member
807 posts Joined: Dec 2005 From: drain
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QUOTE(tcs @ Mar 15 2006, 05:59 PM) Luckily i dy get letter from PTPTN which approved my convertion from loan to scholarship but we cant do it right now ya..duno starting from wat year...   |
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Mar 15 2006, 09:45 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(darkages @ Mar 15 2006, 09:21 PM) Yea, you need to be in MMU first. Can you elobrate more? I can't get you.Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away QUOTE(erxier @ Mar 15 2006, 09:33 PM) but we cant do it right now ya..duno starting from wat year... Starting two years ago ... thank you to ...  |
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Mar 15 2006, 10:05 PM
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4,206 posts Joined: Jan 2003 From: Subang USJ
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QUOTE(David83 @ Mar 15 2006, 09:45 PM) Can you elobrate more? I can't get you. You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. |
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Mar 15 2006, 10:06 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(darkages @ Mar 15 2006, 10:05 PM) You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. I thought you can choose not to pay it till PTPTN disburses the money. Perhaps MMU is getting more money-minded now and policy is changed from last time. |
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Mar 15 2006, 10:22 PM
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VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
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QUOTE(David83 @ Mar 15 2006, 10:06 PM) I thought you can choose not to pay it till PTPTN disburses the money. Perhaps MMU is getting more money-minded now and policy is changed from last time. I'm not so sure about MMU.But from what i know, the balance not covered by PTPTN must be paid, ie suppose PTPTN covers 70% of your fees per sem, the remaining 30% must be paid upon due. |
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Mar 15 2006, 10:45 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(darkages @ Mar 15 2006, 10:22 PM) I'm not so sure about MMU. Those only happen if you got partial loan from PTPTN.But from what i know, the balance not covered by PTPTN must be paid, ie suppose PTPTN covers 70% of your fees per sem, the remaining 30% must be paid upon due. |
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Mar 16 2006, 11:07 AM
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Senior Member
807 posts Joined: Dec 2005 From: drain
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may i know the highest we can get from ptptn is 16k or 20k?
QUOTE Kos pentadbiran 4% setahun dikenakan ke atas baki berkurangan mulai tarikh bayaran balik pinjaman tersebut sehingga 31 Disember 2003. Walaubagaimanapun, mulai 1 Januari 2004, kod pentadbiran yang dikenakan pada baki pinjaman pelajar adalah sebanyak 3% atas baki bulanan berkurangan oh so now is 3% not 4%?  This post has been edited by erxier: Mar 16 2006, 11:10 AM |
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Mar 16 2006, 11:12 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(erxier @ Mar 16 2006, 11:07 AM) may i know the highest we can get from ptptn is 16k or 20k? RM 16.5k for IPTS.oh so now is 3% not 4%? 3% for now. |
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Mar 16 2006, 05:09 PM
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Junior Member
235 posts Joined: Sep 2005
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QUOTE(darkages @ Mar 15 2006, 09:21 PM) Yea, you need to be in MMU first. tat is my doubt Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away and where can we check the UTAR fees ? |
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Mar 16 2006, 08:03 PM
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VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
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QUOTE(player10 @ Mar 16 2006, 05:09 PM) tat is my doubt UTAR itself, go to the campus itself.and where can we check the UTAR fees ? You'll hardly find fees stated on websites. |
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Mar 16 2006, 08:56 PM
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Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights 
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i still dont quite understand about the payment of ptptn loan...
only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan... |
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Mar 16 2006, 08:59 PM
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All Stars
17,875 posts Joined: Jan 2005
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QUOTE(darkages @ Mar 15 2006, 10:05 PM) You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. I heard some people are able to collect some money through pos office before the semester start! Is it true ? |
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Mar 16 2006, 09:09 PM
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Senior Member
2,499 posts Joined: Apr 2005 From: Tyneside
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QUOTE(ntlc87 @ Mar 16 2006, 08:56 PM) i still dont quite understand about the payment of ptptn loan... Pay after finish study (according to loan agreement)...must pay (even though u don't manage to finish in time let's say 3yrs of study stated in ur agreement) but owez fail and have to extend 1more yr)..if not legal letter will come to ur house... only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan...  |
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Mar 16 2006, 09:17 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(ntlc87 @ Mar 16 2006, 08:56 PM) i still dont quite understand about the payment of ptptn loan... You must start to pay back after 6 months of your graduation date unless you apply for delay. If you could repay within the first 6 months, no interest will be imposed. You may choose in monthly basis or in a large sum if you want to save some bank charges.only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan... QUOTE(kb2005 @ Mar 16 2006, 08:59 PM) I heard some people are able to collect some money through pos office before the semester start! Is it true ? Never heard such thing before. |
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Mar 17 2006, 03:23 PM
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Junior Member
18 posts Joined: Mar 2006 
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Is 16.5 k per annum???
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Mar 17 2006, 04:16 PM
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VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
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QUOTE(iluvlavender @ Mar 17 2006, 03:23 PM) Is 16.5 k per annum??? That's right |
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