I switched to MM when my profit dropped by 20%. I'm glad I did as switching back to equity when they are cheap made me a tiny fortune then.

Seems everyone will be effected from the drop (no Crystal ball to see it was coming), just how much the loss that time will depends on diversification and strategy to switch or sell that time. Those who have systematic strategy and can wait for some time will then profit from 2008 when market bounce back.

So what and where are your investment strategy for 2013?

renamed to new name (if any).

they never changed hands.

5.395703,100.399106 enter this in google maps.

just come to our office and present your I.C.

Hafiez bro or any other guru, I am interested in investing in shariah compliant funds. Goal is to earn more than fd and must be able to buy and sell by online banking since I am overseas most of the time. Please suggest. Investment amount 50K .

US market related - Fear & Greed Index
http://money.cnn.com/data/fear-and-greed/

Thought it'd be of interest

This post has been edited by wongmunkeong: Jan 30 2013, 02:07 AM

I knew it, bond yields climbing...extreme greed

I think I'm gonna hold back on purchasing more for global equity fund

That is at Seberang Jaya office. Do you open on Saturday?

U want to manage by urself or u want to appoint consultant to manage it for u?

If u want to manage it by urself, u can ask pinky, WMK. They invest by themselves. My knowledge are lesser compared to them if using FSM.

If u want consultant to manage it for u, few funds can recommend. If u ask me, i only know CIMB Principal funds.

Nope. Normal office hours. 9-5. Monday-Friday.

I want to manage myself, and I guess Pink does not invest in Shariah Compliant funds? Or does he?

Can you tell me about the CIMB funds whether they are shariah compliant and can I buy/sell them via CIMB Click entirely by myself? Since I m overseas

Breweries and tobacco offer good yield, being a non-Muslim, why should I shy away?

My recommended funds not available via CIMB Click.

Either u go to the bank or u appoint one consultant in malaysia to manage it for u.

But if u eager to know, my combo for you would be;

CIMB Islamic Global Commodities Fund - Foreign fund

CIMB Islamic DALI Equity Growth Fund - Local Fund

CIMB Islamic Sukuk Fund - Parking facility

Just in out in out using these funds, u can get good profit.

But keep in mind, once you signed the forms, u are aware that UT is medium to long term investment.

Still trying to understand more about the market. So asking here. Is the bond market or equity market bullish now?

Awhile ago AQ shows good sign. So I suppose it's equity?

Look at this given by Wong Seafood:
http://money.cnn.com/data/fear-and-greed/

Retail investors are piling back into the market, I'd say not good sign. I'm maintaining my 70% bond 30% equity weighting for now. Building up cash position.

dear all
i am new in the UT investment and i just got myself invested in two funds, namely the Kenanga Growth Fund and Hwang Asia Quantum Fund.
When i look at the performance of these funds, it was stated that bid to bid returns for KGF was -1.6, 1.0, 0.3, 5.0 and 13.5% for 1 week, 1 month, 3 months, 6 months and 12 months respectively while the smilar returns quoted for Hwang AQ was 0.9, 6.7, 12.5, 18.0 and 29.8.
My questions:
(1) What do these figures tell us? (AQ is good for short term earning?)
(2) Take AQ for example, if the return quoted was 29.8% at one year, does this mean that every RM1 we invested will give us the earning of 30 sen at the end of one year provided there is no unforeseen issues occur?
THanks for any input and please forgive me for my noobie questions...

Thanks Hafiez. So it means I'll need to visit the branch to open these funds, and then can I manage them by Cimb Click or not at all?

Will the bank provide consultant? Or do I have to pay additional fees for the consultant? Sorry I am just a newbie . Never really invested other than fixed deposits

Morever, since managing the funds by myself online is a must for me, is it a good idea to open an account with fundsupermart? Does it allow to buy/sell entirely online? I saw it offers option to pay by CIMB Click so it satisfies my needs.

Nope. U cant manage them via CIMB Click. And, no after sales service provided by the bank branch.

If u want service, u need to appoint consultant to do it. Yes, there are some fees. For those funds i suggest, the SC is 6.5% except sukuk fund which is 2%. One time SC until u redeem your investment. If u are the consultant itself, u can manage it via online using e-switch. However, if u want to do topup, u need to send the forms to CWA. Good thing about being the consultant itself, u can save on SC.

Yes, but not all CIMB funds u can access.

But u have alternative funds that can give u good return over medium to long term period.

If u like to do it DIY online, FSM is highly recommended:
- user-friendly
- many choices of funds
- helpful customer service
- Client Investment Specialists are as good as having a consultant

Happy investing!

Welcome to UT investing...

Hi everybody... Would like to know the pro and cons in investing in a feeder fund? Comments?