To me I think they are good funds. Amb is equity and kid save is balance fund. Good track record funds..

Buy direct from HwangIM u mean? The Sales Charge gonna be 5.5%

I'm comfortable with Asia Quantum for the time being. SOF focuses more on mid-large cap stocks, which is already covered a bit by my Global Emerging Market equity fund.

Actually from the past 3 months of monitoring AQ and SOF, found that their NAV fluctuation were fairly reflective of their investing strategy.

AQ - small-mid caps, higher weighting on Asia Ex-Japan than SOF
SOF - mid-large caps, heavyweight Malaysia (min 70%)

AQ's up/down % is larger. But at the same time during the last 3 months, KLSE was moving sideways mostly, with little gains. SOF movements reflected that.

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Added on December 25, 2012, 10:29 amFiscall Cliff looming, resolution by year-end seems remote. Dow looking to fall below 13,000 again...ammo ready

If AQ, you can take opportunity on the 1% sc offering by FSM now till mid Jan 2013. A good deal!

Tabulating my net worth and investment assets + seeing them grow MONTHLY is part of my entertainment & leisure
I digress though hehe - balance i think, is best unless U want your "naughty kid"-side to come out and bomb your savings/investments. Seen this happening in friends and myself - the "what about me!" (fun seeking kid side) causes splurges and "accidental investments" when i didn't give balanced attention to "him" 

It's at historic low, it used to be 6-7%

Malaysia peaking pre-GE
Bond yields keep going lower and lower
HK Singapore and rest of Asia keep going up and up
US is the only one moving sideways

Simple, just decide based on your risk tolerance and portfolio strategy. IF u were to buy Asia Quantum too, I'd go for Select Dividend.

Bro, build a portfolio, and let it run on "autopilot" with regular review. Then, drop in 1-2 funds should not worry u as it would be offset by gains from other funds.

You still recommend OSK-UOB EMB?

In my portfolio, this is the worst performing fund. No offence but I start to lose faith; maybe because of global equities rebounded.

Just updated my portfolio valuation for yesterday...

Equities went crazy, especially Hwang Asia Quantum
But OSK-UOB EM Bond went kaboom

Luckily, equities rallied so hard that it more than covered the fall in EM bond 

NAV movement from 31-Dec to 02-Jan

Hwang funds' NAV I usually source direct from HwangIM website http://hwangim.com/products/dailyfunds

I'd guess that its the rally in HK small-mid caps

planning to get some on 26-Jan, the sc that day is 0.5%

I won't for 0.5% if I think the market has went up too fast, too soon.

2% - 0.5% = 1.5%

A bad week will wipe it all off

I am going to try their recomendation bro.. but conservatively la coz I am conservative ma. In crease my equity % by 10-20% vs 2012.

Why u got 1% SC
Referral coupon?

Global exposure u have Hwang Global Property, invests in REITs and property developers
Asia Pacific u have AmAsia Pacific REITs

Yea, REITs are now yielding at 4-5% max, hardly exciting indeed. GEM bonds have better yields than that. But for the sake of portfolio diversification, I also got myself a REIT fund.