im on ready list to go back into equity. maybe tomorrow or lusa.

Nope.
CIMB DALI equity growth.

I really love equity+sukuk combo.

Works for me everytime without fail.

Just to support the fact that u can do UT investment at any time.

CIMB Islamic Sukuk Fund fell 0.29%.

Luckily i escaped the day before. Successfully jumped back into equity.

Let see how long i should stay in the equity market.

Usually when the SC is high, the noob thingsi do are look at the fund performance and also what & where the asset allocation.

Hope the market will rally again towards up up up.

Then run again. Teeehehheheee...

Every people has its own way of investing. Im more to; buy, invest, profit, i sell. Rather than i juggle my profit. Yes i can put them in parking lot, but i prefer to have black n white showing the profit in my account. Then i start with new amount. We both have the same mission, but with different objectives.

Maybe u like to pile up your profit. But for me, no. Once i reach 10% in a year, consider good. Then i sell. I start with new amount. The cycle goes like at in every of my investment.

If u ask what im doing right, im buying rather then sell.

Selling period are over for me last 2-3 weeks when the market at its high region. Now i just buy buy buy because for me, the current situation told me to do so. Klci 1607, that is the last points i bought. Now i just sit back and relax. Market for sure will rebound, else those blue chip companies can close down. So, i just follow the flow. When i think the time is reasonable enough to exit, i will exit. Exit here i mean in two ways, switch out OR redeem. Depends n the current value (meet my satisfied profit or not).

Yes PS, im practicing medium to long term investment as that is the number one characteristics of UT. but if u can manage to get 10%/year, that is good enough already. Please note that my investment got SC ranging from 3% to 6.5%. Still, i manage to get 10% per annum clean. But for the 6.5% sc, i need to be more patience and pick good fund to perform.

This post has been edited by hafiez: Dec 11 2012, 08:23 PM

i think i already listed down my 'tools'. but nevermind, i think its in old thread. i list them again.

Local + abit foreign funds
CIMB Islamic DALI Equity Growth Fund
CIMB Islamic DALI Equity Fund
CIMB Islamic DALI Equity Theme Fund
CIMB Islamic SmallCap Fund
CIMB Islamic Balanced Fund

Foreign Fund
CIMB Islamic Global Commodities Fund

Parking Fund/Facility
CIMB Islamic Sukuk Fund

all have its own risk and performance. i may use them depends on current surroundings/situation.

and u wont find all these funds in FSM. u need to go through CWA UTMC or CIMB Bank.

those funds listed down in the link you've given?

ohh okay, but im practicing shariah-compliants funds only. so, i didnt know how does those listed funds performance.

for me, yes it gives me good return. i didn't depend on the funds return, but im depending on the fund movement.

im not sure the correct definitions of return whether from distribution or what, but im more on capital gain. that's why i rely on the funds movement.

up & down of the fund. when to buy, when to sell.

not predict, it just that i set my own target. reasonable enough to exit, i will exit. reasonable enough to buy, i will buy.

Because of the north korea rocket launching?

got any news on election?

i heard on march.

what does it means by merge...?

hmm. Im going back to sukuk in few days. I already reached my target in 2 weeks time.

The reason why i actively doing switching because i have free switchings between funds.

Yes bro.

Don't know where to put already.

True.

All my tools are high at the moment. But i just give a shot. Later can DCA.

Dont worry. Be happy.

correct.

that's why set your own target for risk taker OR adapt to long-term in total.

im a bit risk taker, so i put my own target in front. once i get it, i go away then come back later with new target.

if rely on the market, u won win anything because u can't predict anything. only speculate.