Could you please recommend a good insurance fund for a 50-year old lady?

if you mean Insurance linked investment product?
if yes,...may people had mentioned that it is better to buy insurance and investment product separately

Hey guys, starting my venture into unit trust and want to ask what fund provider is best?

Best in terms of returns (fund manager performance on similar portfolios), fees (service charge, management fee), perks (e.g. privilege membership benefits), available funds, etc?

Planning to stick with one or two fund providers for next 40 years at least. Goal with unit trust is to generate medium and long-term wealth and passive income for house, marriage, retirement, etc. Will appreciate if the fund providers have account managers who will ring me to inform me of opportunities - essentially something I can let someone else do while I focus on my day job and family.

This post has been edited by franklooi96: Aug 23 2018, 04:15 PM

Never pick fund based on fund house brand. Very bad choice.

Fund manager change every now and then. Don't give your loyalty to the fund house.

No one is going to ring you if there's opportunities if you go the FSM way That's what agents suppose to do but of course we know majority of the agents only look after their own pockets...

u better buy fsm managed portfolio aggressive type

Spent the better part of last night and this morning looking at FSM and the good content on that website - realised it's not as time-demanding as I initially thought!

Also bonus with the 1% service charge for new members - would have started at -5% if I started with other banks. Really appreciate the DIY style here as well.

Thanks for the rec!

i bought last year until now still negative profit

Same.. Me 2

someone posted before....
they bought last year too....till now got about + 3.x%

Bought last year still negative as well

2018 is NOT a great year!

Agree! Bought November last year.. Till now still negative about 5%

U are looking for a insurance coverage/ Medical plan for a 50 yo lady

OR

A fund comes with coverage?

With few millions, how u all sugest to invest the money

googled and found this..

Look at this from a behavioural point of view. Many personal finance and investment experts like to say ‘select an investment that works for you’, but what does that mean exactly? How do you choose from many different types of investment available in Malaysia?

Well, one way to kind of eliminate investments that ‘does not work for you’ is by reading on below. What I’ve done is basically compile different types of investment available in Malaysia and give you the defining traits of each type of investor. There might be people who don’t fit all the traits, but I think in general it’s pretty accurate.

https://ringgitohringgit.com/types-of-inves...le-in-malaysia/

I believe, a better answer to the questions above is, ‘What is Your Plan?’ This involves an assessment whether or not, Maybank, oil & gas stocks, unit trust, EPF, real estates, … etc are investments that are suitable to you as an investor.

https://kclau.com/investment/investment-is-a-plan/

more
https://www.google.com/search?rlz=1C1AOHY_e.....0.l879kXP9uF8

*delete*

This post has been edited by ragk: Sep 16 2018, 03:37 PM

*delete*

This post has been edited by ragk: Sep 16 2018, 03:37 PM

We are doing F&B, one of the famous dimsum restaurant in Ipoh. If interested pm me yo.

I think the right course of action for many of us is NOT to advise/tell/suggest to you how to invest ....

I think we should instead ask you for advise/tell us how to have few millions like you did.....

Hi sifus, I'm deciding between these 2 funds. Any opinions?

Affin hwang select Asia ex Japan opportunity or eastspring equity income fund.

I'd prefer something which has dividends but the affin fund doesn't have dividends.