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 Fund Investment Corner v3, Funds101

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ckdenion
post Jun 22 2018, 03:01 PM

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QUOTE(MNet @ Jun 21 2018, 09:02 PM)
Which fund from PM?
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no idea. was browsing through his phone for the multiple funds they offer. didnt take note on the fund name.
calek
post Jun 23 2018, 02:13 PM

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For Public Mutual Online, how many days to get the money credited to my reg account.TQ
calek
post Jun 23 2018, 02:14 PM

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For Public Mutual Online redemption, how many days to get the money credited to my reg account.TQ
MUM
post Jun 23 2018, 04:10 PM

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QUOTE(calek @ Jun 23 2018, 02:14 PM)
For Public Mutual Online redemption, how many days to get the money credited to my reg account.TQ
*
if you cannot managed to get responses here, try the LYN dedicated PM thread....
hope you can get answers soon...
https://forum.lowyat.net/topic/3580942/+1440
AntiScam
post Jun 25 2018, 05:52 PM

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haha
degionz
post Jul 10 2018, 06:41 PM

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Hi guys,
Newbie here,
Which fund should I start I would like to park money around 2 - 3 years?
I thinking about reits any suggestion?
MUM
post Jul 10 2018, 06:55 PM

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QUOTE(degionz @ Jul 10 2018, 06:41 PM)
Hi guys,
Newbie here,
Which fund should I start I would like to park money around 2 - 3 years?
I thinking about reits any suggestion?
*
What is yr expected/desired % of returns per annum?
What is yr max allowed % of loses per year?

This post has been edited by MUM: Jul 10 2018, 06:58 PM
degionz
post Jul 10 2018, 07:01 PM

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QUOTE(MUM @ Jul 10 2018, 06:55 PM)
What is yr expected/desired % of returns per annum?
What is yr max allowed % of loses per year?
*
per annum return 6 - 7%
loses per year 500 - 1k
MUM
post Jul 10 2018, 07:08 PM

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QUOTE(degionz @ Jul 10 2018, 07:01 PM)
per annum return 6 - 7%
loses per year 500 - 1k
*
Loses 500-1000 of what invested amount?
.....
Reits at current environment can get 6-7%pa?
Better try asn FP funds....
jusTinMM
post Jul 11 2018, 01:47 PM

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QUOTE(degionz @ Jul 10 2018, 07:01 PM)
per annum return 6 - 7%
loses per year 500 - 1k
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6-7% return...go park ur fund at asm, asw or as1m...
degionz
post Jul 11 2018, 02:46 PM

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QUOTE(jusTinMM @ Jul 11 2018, 01:47 PM)
6-7% return...go park ur fund at asm, asw or as1m...
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Yeah will do
jason210
post Jul 16 2018, 06:12 PM

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QUOTE(MUM @ Jul 10 2018, 07:08 PM)
Loses 500-1000 of what invested amount?
.....
Reits at current environment can get 6-7%pa?
Better try asn FP funds....
*
Hi, Im newbie here also, ASN FP funds always no stock is it? just back from ASNB beside GTOWER hotel, want to open an account and invest but no stock.

And actually i have deposit 1k to CIMB principal PRS on Jan 2018, but they did not help me submit it and today i bring the receipt and re-fill up the form again, they asking me the 1k i want to invest to which fund? and CIMB agent help me choose it according to my age.
Which one is suitable for newbie? I need to DIY or let CIMB agent done it for me?

Thanks in advance for reply.
MUM
post Jul 16 2018, 07:40 PM

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QUOTE(jason210 @ Jul 16 2018, 06:12 PM)
Hi, Im newbie here also, ASN FP funds always no stock is it? just back from ASNB beside GTOWER hotel, want to open an account and invest but no stock.

And actually i have deposit 1k to CIMB principal PRS on Jan 2018, but they did not help me submit it and today i bring the receipt and re-fill up the form again, they asking me the 1k i want to invest to which fund? and CIMB agent help me choose it according to my age.
Which one is suitable for newbie? I need to DIY or let CIMB agent done it for me?

Thanks in advance for reply.
*
hmm.gif if you buy from CIMB...how much does the agent charge you for the Sales Charges?
there are some that did not charge sales charges at all.

if you want to get to know more about how, when and how much to try to buy for each try by online...can try to ask at this dedicated thread...(many SIFUs there)
https://forum.lowyat.net/topic/4183284/+11940#entry89620513

"Which one is suitable for newbie? I need to DIY or let CIMB agent done it for me?"
since PRS funds is also sort of a unit trust funds...thus it maybe worthwhile to try read these first....
https://www.google.com/search?ei=woNMW4ncE9.....0.k_JwNmGgkrg






jason210
post Jul 18 2018, 12:24 AM

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QUOTE(MUM @ Jul 16 2018, 07:40 PM)
hmm.gif if you buy from CIMB...how much does the agent charge you for the Sales Charges?
there are some that did not charge sales charges at all.

if you want to get to know more about how, when and how much to try to buy for each try by online...can try to ask at this dedicated thread...(many SIFUs there)
https://forum.lowyat.net/topic/4183284/+11940#entry89620513

"Which one is suitable for newbie? I need to DIY or let CIMB agent done it for me?"
since PRS funds is also sort of a unit trust funds...thus it maybe worthwhile to try read these first....
https://www.google.com/search?ei=woNMW4ncE9.....0.k_JwNmGgkrg
*
Thanks a lot...
SUSsmallydupe
post Jul 18 2018, 09:29 AM

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The eunittrust philips money market doesn't credit in the interest daily unlike rhb cash management fund 2, right?
MUM
post Jul 18 2018, 09:46 AM

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QUOTE(smallydupe @ Jul 18 2018, 09:29 AM)
The eunittrust philips money market doesn't credit in the interest daily unlike rhb cash management fund 2, right?
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isn't this eunittrust philips master money market (Malaysia) fund a fixed price fund?
SgtScoop
post Jul 19 2018, 07:39 PM

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I'm a follower of Dave Ramsey and on his advice I've been looking at investing in mutual funds.

I see the small cap funds have been having a hard time of it lately but have been great performers over the past 10 years. They seem to have rallied a bit recently so I'm not sure whether it's a good time to invest or not.

I know the stock market is unpredictable but what's the short term outlook for small caps?

I'm looking at passively investing in small caps for my retirement (hopefully, 15 years away).

MUM
post Jul 19 2018, 07:41 PM

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QUOTE(SgtScoop @ Jul 19 2018, 07:39 PM)
I'm a follower of Dave Ramsey and on his advice I've been looking at investing in mutual funds.

I see the small cap funds have been having a hard time of it lately but have been great performers over the past 10 years. They seem to have rallied a bit recently so I'm not sure whether it's a good time to invest or not.

I know the stock market is unpredictable but what's the short term outlook for small caps?

I'm looking at passively investing in small caps for my retirement (hopefully, 15 years away).
*
are you gonna buy only 1 type/category of fund in your UT investment portfolio which would be passive and in 15 yrs time frame?
SgtScoop
post Jul 19 2018, 10:33 PM

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QUOTE(MUM @ Jul 19 2018, 07:41 PM)
are you gonna buy only 1 type/category of fund in your UT investment portfolio which would be passive and in 15 yrs time frame?
*
Only for now. I have a bit of money to invest but it's not mega money. Dave recommends holding 4 types of funds but I'd have to go back and check which ones. Since this is my first UT investment, I figure I'll get one going first and then see about other ones later.
MUM
post Jul 20 2018, 12:54 AM

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QUOTE(SgtScoop @ Jul 19 2018, 10:33 PM)
Only for now. I have a bit of money to invest but it's not mega money. Dave recommends holding 4 types of funds but I'd have to go back and check which ones. Since this is my first UT investment, I figure I'll get one going first and then see about other ones later.
*
alright...4 is the would be number

so I will just make an assumption that the % of allocation would be equally at 25% each

thus, just a note....for every 10% drops of that fund...it will just affect 2.5% of your portfolio's ROI.

so,....can you stomach that 2.5% drops?,.....if it is ok...than timing for the perfect entry would not be that hard.

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