Was at Coffee Bean earlier just now. Buy 1 free 1 offer for Clear card still on, but 3rd drink only at 10% off.

hello all,

i've been using citibank cc for dunno how many donkey years - it was my first credit card back then. it was so old that the design was of current choice card (light blueish) but without the "choice" wording on it ... i supposed citibank dunno which category to put me when they re-designed their card ...

so, to take advantage (if there's any) of new benefits, would appreciate if anyone can advice me on how to deal with it - should i change my card to some other citibank cards such as the latest Citibank Rewards Platinum Card (for example)?

i mostly use my citibank for petrol and light shopping - use cash for majority shopping as i do not wish to drill into deep debts since credit-card is a great animal in such seduction ... and of course the bonus points earned from citibank never expires ...

so, kindly advice ...

cheers ...

Do you know the promotion date valid until ?

U can apply for reward plat since ur spending is petrol (x5point) and light shopping with certain category with 5x as well. Ur current card is called silver card which is citi no longer issue this card. Reward plat current promo is giving 20k point for free when u spend rm500 within 2 mth which is quite good.

noted with thanx alvin89 ... yeah, i remember it was called classic card or something like that ... during those days, to enable gold card, you need at least RM48K / annum while platinum requires RM120K / annum ... but now you've all sorts of cards and platinum has lost its shine ...

i hope to be able to keep this card as souvenir even if i decide to upgrade for reward platinum ... but do you've any idea if the annual fees (for reward platinum) can be waived as easily as my current card?

cheers ...

It's a newly launched card, so I guess nobody knows for sure. But as there is a provision for waiver, I suppose it would not be waived as easily unless you fulfill the requirement for waiver, ie, for every RM15,000 you spend annually, the fee for 1 rewards category will be waived the following year. For example, if you spend RM15,000 per annum, you get to enjoy waiver of RM100 for 1 rewards category for the following year. Spend RM30,000 and you'll get waiver for 2 categories, ie, RM200.

In any case, you get to enjoy 2 rewards categories for free in the first year based on the current promotion.

For subsequent years, you may cancel all your rewards category subscriptions, ie, subscribing to none of the categories. But I suppose by doing so, it would defeat the purpose of holding this card.

This post has been edited by Explorer II: Jan 21 2013, 11:32 AM

Anybody made credit card payment with cheque? Wondering how long would it take to clear/consider as paid...

Info sharing. Annual fee waiver request for Citibank cards can be made as early as 4 months before the anniversary.

Yea. Receive my 50% Cash Rebate

So do I?

Normally within 2-3 days ...

Hi, just wanna ask,now im using shell gold card.if i want to upgrade to cash back platinum card, do i need to cancel shell card instead? Could i apply it through midvalley citibank kiosk or by online?

This post has been edited by iceiscool: Jan 22 2013, 11:16 AM

Hi

For the 50% (max RM250) cash rebate from the 1st swipe. If i pay maxis bill RM500, am i entitled to get the RM250 cash rebate?

i received a call from Citibank pomoting their insurance plan from ING. for every RM100 you spend, need to pay Rm0.69. cover TPD and 36 critical diseases. anyone?

How to Upgrade Your Citibank Credit Card: http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM

No need to Cancel Your Shell Card just Request to Upgrade to the card that you Want by Submit Your Latest Income Proof to Citibank...

This post has been edited by fly126: Jan 22 2013, 09:59 PM

So all my outstanding@rebate may transfer to new card?if that it be great

of course not... Citibank is very sneaky

Terms & Conditions:
All Rebates will NOT be transferred to my New Citibank Credit Card. All remaining rebates accumulated in my Existing Credit Card which is not redeemed or insufficient for redemption (whichever applicable) prior to conversion will be forfeited when I convert to my New Citibank Credit Card.

Please Go through Citibank Card Conversions - Terms and Conditions Again
http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM

This post has been edited by fly126: Jan 22 2013, 11:28 PM

Thanks for all the info.i more or less know what to expect during this new card apply. By the way, ani new promo for new plat. Cash back CC application going on?

the Latest One was.. A Free 20' Hardcase Trolley Bag for NEW Credit Card Approval & the Promotion End till 31 January 2013

This post has been edited by fly126: Jan 23 2013, 12:20 AM